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HDFC Infiniti Account Upgrade Fulfilled in 45 days | Opening Experience | Discussion

Hi all in december last week i approached nearest hdfc bank branch and asked them for infiniti bank account (i dont have any hdfc account) iam looking for direct infiniti account opening, the branch bm told fist they will open a account in imperia and upgrade in few days, iam ok and opened account , but surprisingly i have received platinum account,i called the bm he told for their branch they can open this account and next to imperia and then it can be upgraded to INFINITI after fullfilling 5cr Trv , i have accepted it and after few days they sent email and sms to accept for imperia, i did the same and in next 24 hours automatically converted to imperia, then he asked me to transfer fiunds for reaching 5cr trv , i did it in few weeks , in feb , 1st week he told they have sent for infiniti approval , it tool 2 weeks as the officer in approval is in leave, on 18th feb he told it is approved 1st they will get kit to branch and ,the RM AND BM will come to my palce and send a link .. on the next day he called me and informed that they received kit and came to my place and handovered the kit, in kit i have received only personalized cheque book and welcome letter and some broucher etc.. they told in 2 , 3 days account will convert to infiniti as i have accepted the ling for infiniti ,yesterday it is officially showing in app and online banking as infiniti .. now on monday the Rm bm is coming with infinia credit card application , they check my itrs and told iam eligible .. i dont have any hdfc cards previously as of now, hope iam going to get infinia credit card directly with itrs..total it took almost 50 days from platinum account to infiniti account. overall i didnt get any excitement after receiving the kit, all i opened this account for getting infinia credit card only .. as i dont have any hdfc credit card or bank account previously ..
 

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Today morning the bank person came to my place with infinia credit card application they took 2 years itrs and 3 months bank statements.. he said 10 to 15 working days of time to approve ..
not a OD , only current account iam a builder ..
That's really good 👍
yes i came verry lately in last year october .. and started learning .. and tought it is not easy as employees to get super premiem cards in short time for business persons .
Well , it's seems tough, but, Actually Banks, only listen to people like you, who really do business.
Appriciated 👍 ^अपने इशारे पर नचाना ^

I feel so...They can dance, as you sing...
 
That's really good 👍

Well , it's seems tough, but, Actually Banks, only listen to people like you, who really do business.


I feel so...They can dance, as you sing...
They will ask us term insurance etc we will not entertain them .. we have our own targets once reached why will we entertain them .. any way we cant maintain TRV's after few moths .. if they downgrade account no worries , still we will have the cards and can pay the annual fees .. we can pay annual fee with their reward points .. if we spend properly with planning ..
 
They will ask us term insurance etc we will not entertain them .. we have our own targets once reached why will we entertain them .. any way we cant maintain TRV's after few moths .. if they downgrade account no worries , still we will have the cards and can pay the annual fees .. we can pay annual fee with their reward points .. if we spend properly with planning ..

I appreciate, on a side note, explore - TDS, TCS etc option, via Cards, if you have to do that MUCH in your business.
'Ignore- if that's not your usecase'
Experts Here can help you on this.
 
Icici Emeralde Private has become a very close competitor of Infinia; even better in some aspects.
last 10 days back icici bank call center people called me and informed me that iam eligible for amazon pay icici card for prime members, i also saw in amazon app, they told u can apply now and they are in phone line i appplied trough amazon app after 12 minutes process it has rejected my application and sent ana email letter also .. so iam not eligble for the next 6 months .. anyway iam not looking for credit cards 3 cards are enough .. and credit limit also given good for me ..
 
last 10 days back icici bank call center people called me and informed me that iam eligible for amazon pay icici card for prime members, i also saw in amazon app, they told u can apply now and they are in phone line i appplied trough amazon app after 12 minutes process it has rejected my application and sent ana email letter also .. so iam not eligble for the next 6 months .. anyway iam not looking for credit cards 3 cards are enough .. and credit limit also given good for me ..
Ahh... Comeon, that's Amazon Prime - not you
Rejected: Overqualified
 
Honestly even Burgundy private one is more than enough for everything
yes True .. but i thought 2 super premium cards with high credit limit is always safe and better and with 0 forex charges .. when we traell international trips .. i have paid forex charges when i dont have these cards
 
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