• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

HDFC Limit Enhancement Offer

Apply For Lifetime Free IDFC First Credit Card
Sort by date Sort by votes
Rohith_Kumar_Sp said:
They seem to do limit enhancement every February 2nd

This was last year when they increased from 50k to 159k

View attachment 12376

This was this year but only 20k increase

View attachment 12374

I had even asked them for an higher in December but they asked for salary slip and rejected.

Got an 20% increment this year. Hopefully I'll get a better LE next Feb

I pay everything in credit card, so monthly expenses are around 15-20k regularly.

I had esy EMI card from 2020 lockdown but I didn't get my card until 1.5 years later as they never shipped it missed delivery and got charged twice for not using it. I fought with them and made my card LTF and got the card in September of 2021 but then I found out they convert all transactions above 10k to EMI automatically. I panicked when I found out they converted my car insurance into EMI and then when I bought a phone they told if you convert it into EMI you won't get tht cashback of 3000 later. So I immediately changed the card to millennia in May of 2022.

So I've had the card since 2020 but only ever started to use it frome September 2021
Click to expand...

As of now atleast for me HDFC EASY EMI Reward Structure is best.

5% Cashback Points Shopping via Smartbuy and Payzapp txns.

If you Purchase Amazon Pay Gift vouchers from Smartbuy then You can earn net 11% Cashback from EASYMI CARD.

2.5% Cashback Points for Online Txns.

1%Cashback Points for Wallet and Offline spends.

Even if txn gets converted into EMI you can cancel the EMI immediately. After Cancelation all eligible Cashback will be credited as per offer TnCs.
 
Upvote 0 Downvote
HDFC used to give me good limit enhancements in the past, I went from starting with 130K Regalia First to 453K Regalia in less than 3 year despite moderate usage (and LTF cards).
But yesterday I received a joke of an limit enhancement offer from them - 456K from 453K.
It totally pissed me off - what kind of a nonsense is this ?
Who the hell offers a limit enhancement of 3k that too where 453K is already there 😒
 
Upvote 0 Downvote
krishc said:
HDFC used to give me good limit enhancements in the past, I went from starting with 130K Regalia First to 453K Regalia in less than 3 year despite moderate usage (and LTF cards).
But yesterday I received a joke of an limit enhancement offer from them - 456K from 453K.
It totally pissed me off - what kind of a nonsense is this ?
Who the hell offers a limit enhancement of 3k that too where 453K is already there 😒
Click to expand...
Me stucked at 60k from 19 months …be grateful 🥲
 
Upvote 0 Downvote
1679746228417.png
I am preferred/salary account holder with cibil 781. I already have a DCP(3.3L) and they still want me to share salary slip not sure how things work at HDFC.
What do you guys think, should go ahead and fill up the form and submit.
 
Upvote 0 Downvote
mayurnayak84 said:
That's so true. I sometimes think HDFC does not value old relationship's so much, which is sad ( or it is just me !!)
Click to expand...
Same feelings. I've 11 years relation with HDFC, but they not even once given Moneyback cc upgrade as LTF. On request once got chargeable Millennia, which I rejected as I've already SBI Cashback. Only getting limit enhancement once in 1.5 year.
 
Upvote 0 Downvote
VISHESH_BANSAL said:
As of now atleast for me HDFC EASY EMI Reward Structure is best.

5% Cashback Points Shopping via Smartbuy and Payzapp txns.

If you Purchase Amazon Pay Gift vouchers from Smartbuy then You can earn net 11% Cashback from EASYMI CARD.

2.5% Cashback Points for Online Txns.

1%Cashback Points for Wallet and Offline spends.

Even if txn gets converted into EMI you can cancel the EMI immediately. After Cancelation all eligible Cashback will be credited as per offer TnCs.
Click to expand...
this month statement has been generated. when the reward points are given for the transaction? the rewards points table shown in the statement is for current statement or previous?
 
Upvote 0 Downvote
Those of you who have got the limit enhancement offers, are you guys accepting it ?

What happens if you do not accept the offer ? Do they trigger another offer with higher limits then ?
 
Upvote 0 Downvote
BMR said:
Those of you who have got the limit enhancement offers, are you guys accepting it ?

What happens if you do not accept the offer ? Do they trigger another offer with higher limits then ?
Click to expand...
they offered 10k LE to me, Im not accepting it.

heard it will stay for a month or so and then vanish. and have to wait for next offer to get triggered then.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

MkSaini
  • Question Question
HDFC limit enhancement issue
2 3
Replies
50
Views
3K
keshav14406
keshav14406
T
  • Question Question
HDFC Limit Enhancement - Nov 23
19 20 21
Replies
404
Views
21K
Bugs Bunny
B
aam.aadmi
  • Question Question
Is HDFC Sending Massive Limit Enhancement Offers?
5 6 7
Replies
120
Views
6K
crazyuploader
C
I
No Limit Enhancement offer for IDFC Credit Card
2
Replies
34
Views
749
deep@vie
D
TechnoFino
  • Question Question
Limit Enhancement Offer From HDFC Bank - Dec 2023 | Year End Offer
10 11 12
Replies
230
Views
15K
IMS
I
Back
Top