HDFC Limit Enhancement Offer

[CardSeeker]

Today Received Mail regarding HDFC LE

PLease check urs

Limit Increased from 1,25,000 to 1,40,000 😅

 

[Deleted member 5552]

I don't have any doubt. I didn't want to argue either. I know that there are always exceptions and many people get the cards without even qualifying basic eligibility criteria. But think logically why someone would pay rs 2500 + gst for meagre 60k limit? I also know that many people get it LTF. What I meant to say is people generally get higher limit for this premium card.

I am not arguing here 😳😳😆His card is life time free. I don't know how much credit limit he holds now. Everything is possible in this world. Sometimes it depends on someone's luck also...

 

[maverick]

What is new limit after re applying

95k

 

[Pramtesh]

I don't have any doubt. I didn't want to argue either. I know that there are always exceptions and many people get the cards without even qualifying basic eligibility criteria. But think logically why someone would pay rs 2500 + gst for meagre 60k limit? I also know that many people get it LTF. What I meant to say is people generally get higher limit for this premium card.

I agree with you totally.

 

[Deleted member 5552]

I don't have any doubt. I didn't want to argue either. I know that there are always exceptions and many people get the cards without even qualifying basic eligibility criteria. But think logically why someone would pay rs 2500 + gst for meagre 60k limit? I also know that many people get it LTF. What I meant to say is people generally get higher limit for this premium card.

Why someone can't pay Rs 2500 if card gives good benefits? 😁

Card benefits do not depend on credit limit

 

[Deleted member 5552]

I agree with you totally.

Why someone can't pay Rs 2500 if card gives good benefits? 😁

Card benefits do not depend on credit limit

 

[Pramtesh]

Why someone can't pay Rs 2500 if card gives good benefits? 😁

Card benefits do not depend on credit limit

It totally depends on the card holder to pay 2500 Plus GST for a card.

A)I have seen people paying 500 fees for just card limit of 10k limit.

B) There are people who pay 0 fees for card with limit of 10L(LTF/spend based waiver)


Now this TF community. Is made to help to give proper guidance to the users so that they can get maximum benefit without a cost.

Now if you are able to get benifit of Rs.3000 or more on the card. It's GOOD.

And yes. Card Benifit doesn't depend on limit. I myself have Infinia<5L.

If bank tells me to pay fees against which they will increase my limit. Definitely I will not accept.

Since you have reached to TF community. Just because you must be curious about cards. And wanted to save more and get more benifit without paying extra

 

[panu24]

Does checking LE will get cibil enquiry?

I tried to check in mycards.hdfcbank.com
View attachment 9884

Did you checked here LE offer?
What happens when you submit the details?

 

[Deleted member 5552]

It totally depends on the card holder to pay 2500 Plus GST for a card.

A)I have seen people paying 500 fees for just card limit of 10k limit.

B) There are people who pay 0 fees for card with limit of 10L(LTF/spend based waiver)


Now this TF community. Is made to help to give proper guidance to the users so that they can get maximum benefit without a cost.

Now if you are able to get benifit of Rs.3000 or more on the card. It's GOOD.

And yes. Card Benifit doesn't depend on limit. I myself have Infinia<5L.

If bank tells me to pay fees against which they will increase my limit. Definitely I will not accept.

Since you have reached to TF community. Just because you must be curious about cards. And wanted to save more and get more benifit without paying extra

1. With that 10k limit, a card holder can spend even more than lakhs. So I don't think 10k is bad limit if a card holder knows how to use card properly.

2. I don't depend on huge credit limit, but my spends depend on my bank balance. So, if I have 5k limit, I can easily spend upto 70 k monthly and take the benefits of particular card. (This doesn't mean that I have low credit limit)

3. I am not curious about cards now, when I was really curious there were no websites available to learn. I learnt everything myself and now I help the other people to come to the new world banking/investment/cards/cashback with free of cost. I used all major banks cards and closed. Even I didn't find HDFC as good. Now I have Axis cards and I am aware of all benefits of my cards and how to get these benefits

 

[Anon1]

Did you checked here LE offer?
What happens when you submit the details?

Didn't got offer

 

[vaibhav111vaibhav111 is verified member.]

just 50k LE , this is first time in 8 year i have not received 2 lakhs LE, is this how it goes after reaching over 12 lakhs or it is just a phase and i shouldn't take this LE? if anyone here with more than 13-15 lakhs limit on their hdfc card let me know when was your last LE limit was for.

 

[Deleted member 8482]

Got Limit enhancement on my regalia from 3.25 to 6.80.Usage last 6 months around 6 lakhs😊

 

[Deleted member 8482]

just 50k LE , this is first time in 8 year i have not received 2 lakhs LE, is this how it goes after reaching over 12 lakhs or it is just a phase and i shouldn't take this LE? if anyone here with more than 13-15 lakhs limit on their hdfc card let me know when was your last LE limit was for.

12 lakh Plus limit thats massive , which card u r using.I got LE on my regalia from 3.25 to 6.8😊

 

[vaibhav111vaibhav111 is verified member.]

12 lakh Plus limit thats massive , which card u r using.I got LE on my regalia from 3.25 to 6.8😊

infinia

 

[Deleted member 8482]

infinia

Great I like to have that much limit in future, may be after 2-3 years😊

 

[Pramtesh]

infinia

I have stuck on 4.92L. more than 4y

 

[suhailmz]

Got Limit enhancement on my regalia from 3.25 to 6.80.Usage last 6 months around 6 lakhs😊

My usage on Regalia in the last 6 months is around 4 lakh, hoping to get LE from 3.45 lakh

 

[Anon1]

I logged in HDFC net banking which for only cc holders. Here I am getting options of upgrade and increase credit limit after selecting any one of the option, I am getting as below screenshot. So, Here If I proceed to confirm then will I get CIBIL enquiry? And will this send request for credit limit increase?

I am new to HDFC, kindly help in this.

 

[CardSeeker]

Got Limit enhancement on my regalia from 3.25 to 6.80.Usage last 6 months around 6 lakhs😊

How Much MAB Are Maintaining In HDFC Bank A/C?

 

[Rahul Gupta]

I logged in HDFC net banking which for only cc holders. Here I am getting options of upgrade and increase credit limit after selecting any one of the option, I am getting as below screenshot. So, Here If I proceed to confirm then will I get CIBIL enquiry? And will this send request for credit limit increase?

I am new to HDFC, kindly help in this. View attachment 10110

This is a common message when you check for LE and yea it is not gonna do a cibil hit.

 

[Pramtesh]

I logged in HDFC net banking which for only cc holders. Here I am getting options of upgrade and increase credit limit after selecting any one of the option, I am getting as below screenshot. So, Here If I proceed to confirm then will I get CIBIL enquiry? And will this send request for credit limit increase?

I am new to HDFC, kindly help in this. View attachment 10110

That is not the offer. I am getting this page since long