HDFC regalia gold credit card

[rohit12345]

Welcome Benefits​

You get a complimentary membership of MMT Black Elite and Club Vistara Silver Tier membership on spending more than Rs. 1 Lakhs within 90 days of activating the credit card.

Milestone Benefits​

You get gift vouchers worth Rs. 1500 from Myntra, Marriot, M&S, and Reliance Digital on spending Rs. 1.5 Lakhs or more in a calendar quarter. You can opt for any 1 voucher out of these in a calendar month.

Reward Points Accrual​

• You get 4 Reward points on spending every Rs. 150 on retail including education, insurance, and utilities.
• You get accelerated 20 Reward points on spending every Rs. 150 on M&S, Myntra, Nykaa, and Reliance Digital with a monthly cap of 5000 Reward Points.

Reward Points Redemption​

• You can redeem your reward points for flight/hotel bookings via Smartbuy where 1 RP = Rs. 0.5
• You can redeem your reward points for products and vouchers on Smartbuy where 1 RP = Rs. 0.35
• You can convert your reward points into Airmiles where 1 RP = 0.5 Airmiles
• You can redeem your reward points against the Exclusive Gold Catalogue on Smartbuy where 1 RP = Rs. 0.65
• You can redeem your reward points as cashback against your credit card statement balance where 1 RP = Rs. 0.20, with a maximum cap of 50,000 RPs every month.

Lounge Access​

• Get 12 complimentary domestic lounge access at Indian airports every year for both international and domestic terminals.
• Get 6 complimentary international lounge access every year through the Priority Pass for both the primary and add-on cardholder.

Insurance Benefits​

You get an accidental air death cover up to Rs. 1 Crore. An emergency hospitalization cover up to Rs. 15 Lakhs and credit liability cover up to Rs. 9 Lakhs.

Other Benefits​

• You get a fuel surcharge waiver on all fuel stations on transactions between Rs. 400 to Rs. 5000.
• You can utilize revolving credit on the credit card at a nominal rate of 3.6% per month.
• You get forex markup fee of 2% on all international transactions.
• Get an exclusive 24*7 concierge service on the Regalia Gold credit card by calling on the toll-free numbers provided.

Fees and Charges​

• The card comes with a joining and annual fee of Rs. 2500 plus taxes. You can get the annual fee waived off on spending Rs. 4 Lakhs or more in the card anniversary year.
• The card charges an interest rate of 3.6% per annum and 43.2% per year.
• The card charges a 2% forex markup fee on international transactions.
• The card charges a minimum Rs. 500 or 2.5% of the withdrawal amount as cash advance fee.

 

[Wealth is my birth right!]

Welcome Benefits​

You get a complimentary membership of MMT Black Elite and Club Vistara Silver Tier membership on spending more than Rs. 1 Lakhs within 90 days of activating the credit card.

Milestone Benefits​

You get gift vouchers worth Rs. 1500 from Myntra, Marriot, M&S, and Reliance Digital on spending Rs. 1.5 Lakhs or more in a calendar quarter. You can opt for any 1 voucher out of these in a calendar month.

Reward Points Accrual​

• You get 4 Reward points on spending every Rs. 150 on retail including education, insurance, and utilities.
• You get accelerated 20 Reward points on spending every Rs. 150 on M&S, Myntra, Nykaa, and Reliance Digital with a monthly cap of 5000 Reward Points.

Reward Points Redemption​

• You can redeem your reward points for flight/hotel bookings via Smartbuy where 1 RP = Rs. 0.5
• You can redeem your reward points for products and vouchers on Smartbuy where 1 RP = Rs. 0.35
• You can convert your reward points into Airmiles where 1 RP = 0.5 Airmiles
• You can redeem your reward points against the Exclusive Gold Catalogue on Smartbuy where 1 RP = Rs. 0.65
• You can redeem your reward points as cashback against your credit card statement balance where 1 RP = Rs. 0.20, with a maximum cap of 50,000 RPs every month.

Lounge Access​

• Get 12 complimentary domestic lounge access at Indian airports every year for both international and domestic terminals.
• Get 6 complimentary international lounge access every year through the Priority Pass for both the primary and add-on cardholder.

Insurance Benefits​

You get an accidental air death cover up to Rs. 1 Crore. An emergency hospitalization cover up to Rs. 15 Lakhs and credit liability cover up to Rs. 9 Lakhs.

Other Benefits​

• You get a fuel surcharge waiver on all fuel stations on transactions between Rs. 400 to Rs. 5000.
• You can utilize revolving credit on the credit card at a nominal rate of 3.6% per month.
• You get forex markup fee of 2% on all international transactions.
• Get an exclusive 24*7 concierge service on the Regalia Gold credit card by calling on the toll-free numbers provided.

Fees and Charges​

• The card comes with a joining and annual fee of Rs. 2500 plus taxes. You can get the annual fee waived off on spending Rs. 4 Lakhs or more in the card anniversary year.
• The card charges an interest rate of 3.6% per annum and 43.2% per year.
• The card charges a 2% forex markup fee on international transactions.
• The card charges a minimum Rs. 500 or 2.5% of the withdrawal amount as cash advance fee.

Far better than the normal regalia
Any idea can we upgrade?

 

[apurba.d1]

HDFC Bank New Regalia Gold Credit Card IS a good premium card in my openion

 

[sv004]

Annual milestone benefit is in form of 5000rs flight voucher and that too valid for only 2 months . Only beneficial for frequent flyers

 

[Wealth is my birth right!]

Annual milestone benefit is in form of 5000rs flight voucher and that too valid for only 2 months . Only beneficial for frequent flyers

Silver tier cv is the gift for card fee

 

[redcarpet]

Welcome Benefits​

You get a complimentary membership of MMT Black Elite and Club Vistara Silver Tier membership on spending more than Rs. 1 Lakhs within 90 days of activating the credit card.

Milestone Benefits​

You get gift vouchers worth Rs. 1500 from Myntra, Marriot, M&S, and Reliance Digital on spending Rs. 1.5 Lakhs or more in a calendar quarter. You can opt for any 1 voucher out of these in a calendar month.

Reward Points Accrual​

• You get 4 Reward points on spending every Rs. 150 on retail including education, insurance, and utilities.
• You get accelerated 20 Reward points on spending every Rs. 150 on M&S, Myntra, Nykaa, and Reliance Digital with a monthly cap of 5000 Reward Points.

Reward Points Redemption​

• You can redeem your reward points for flight/hotel bookings via Smartbuy where 1 RP = Rs. 0.5
• You can redeem your reward points for products and vouchers on Smartbuy where 1 RP = Rs. 0.35
• You can convert your reward points into Airmiles where 1 RP = 0.5 Airmiles
• You can redeem your reward points against the Exclusive Gold Catalogue on Smartbuy where 1 RP = Rs. 0.65
• You can redeem your reward points as cashback against your credit card statement balance where 1 RP = Rs. 0.20, with a maximum cap of 50,000 RPs every month.

Lounge Access​

• Get 12 complimentary domestic lounge access at Indian airports every year for both international and domestic terminals.
• Get 6 complimentary international lounge access every year through the Priority Pass for both the primary and add-on cardholder.

Insurance Benefits​

You get an accidental air death cover up to Rs. 1 Crore. An emergency hospitalization cover up to Rs. 15 Lakhs and credit liability cover up to Rs. 9 Lakhs.

Other Benefits​

• You get a fuel surcharge waiver on all fuel stations on transactions between Rs. 400 to Rs. 5000.
• You can utilize revolving credit on the credit card at a nominal rate of 3.6% per month.
• You get forex markup fee of 2% on all international transactions.
• Get an exclusive 24*7 concierge service on the Regalia Gold credit card by calling on the toll-free numbers provided.

Fees and Charges​

• The card comes with a joining and annual fee of Rs. 2500 plus taxes. You can get the annual fee waived off on spending Rs. 4 Lakhs or more in the card anniversary year.
• The card charges an interest rate of 3.6% per annum and 43.2% per year.
• The card charges a 2% forex markup fee on international transactions.
• The card charges a minimum Rs. 500 or 2.5% of the withdrawal amount as cash advance fee.

"

• The card charges an interest rate of 3.6% per annum and 43.2% per year.

"
Acha

 

[redcarpet]

Is the concierge service free?

 

[rohant]

Is the concierge service free?

did yo get the reply?