Regalia HDFC Regalia Rupay or HDFC Tata Neu Infinity, Use which one for Limit Enhancement

[Maxwell]

Hi Friends,

I have got these 2 card from HDFC with shared limit of 5 Lac
1. Regalia Rupay
2. HDFC Tata Neu Infinity Rupay

My goal is to get the limit enhancement of up to 10 Lacs targeting Infinia
which card should I use out of these two for my overall limit increase?

My thinking at the beginning was that I should spend about 8 Lacs on Regalia as its direct from HDFC
However Tata Neu has better rewards even on UPI and as the limit is shared between these cards. will I get the benefit of LE on either card usage.
I am confused for now, Please advise.

 

[4uziaul]

It's my opinion don't know about other's, but I would prefer to use the core card that's Regalia and not Tata Neu since it's a co-branded card.

 

[Maxwell]

@007
@Abhishek012
@anirban.choudhury
@ashwink
@Batmanbaba
@bhavyegoel
@bugmenot
@Chaitanya-a
@Copycat
@hashiro7
@pprakash11
@Rahul Gupta
@SiddharthR
@Subhankar
@TechnoFino
@TheMentalist
@vaibhav111
@Wealth is my birth right!

Note: TataNeu is FYF for now
Please advise which one I should use,

 

[Rahul Gupta]

@007
@Abhishek012
@anirban.choudhury
@ashwink
@Batmanbaba
@bhavyegoel
@bugmenot
@Chaitanya-a
@Copycat
@hashiro7
@pprakash11
@Rahul Gupta
@SiddharthR
@Subhankar
@TechnoFino
@TheMentalist
@vaibhav111
@Wealth is my birth right!

Note: TataNeu is FYF for now
Please advise which one I should use,

I would advice to use ragalia, if you're aiming for infinia.

 

[4uziaul]

@007
@Abhishek012
@anirban.choudhury
@ashwink
@Batmanbaba
@bhavyegoel
@bugmenot
@Chaitanya-a
@Copycat
@hashiro7
@pprakash11
@Rahul Gupta
@SiddharthR
@Subhankar
@TechnoFino
@TheMentalist
@vaibhav111
@Wealth is my birth right!

Note: TataNeu is FYF for now
Please advise which one I should use,

You forgot to add Bamboo Baba @VISHESH_BANSAL 🤣

 

[Rahul Gupta]

You forgot to add Bamboo Baba @VISHESH_BANSAL 🤣

Yes and you are the bamboo loverrrr.🤪🤪

 

[Rahul Gupta]

I think we should sleep now guys. Staying up this late effects health in future.

 

[Chaitanya-a]

Hi Friends,

I have got these 2 card from HDFC with shared limit of 5 Lac
1. Regalia Rupay
2. HDFC Tata Neu Infinity Rupay

My goal is to get the limit enhancement of up to 10 Lacs targeting Infinia
which card should I use out of these two for my overall limit increase?

My thinking at the beginning was that I should spend about 8 Lacs on Regalia as its direct from HDFC
However Tata Neu has better rewards even on UPI and as the limit is shared between these cards. will I get the benefit of LE on either card usage.
I am confused for now, Please advise.

Use Regalia to reach Infinia easily. Do the UPI txns on Tata Neu Infinity as usual till the time its free. Scrap it after that and continue using Regalia for UPI as well.

 

[Rahul Gupta]

Use Regalia to reach Infinia easily. Do the UPI txns on Tata Neu Infinity as usual.

Arre wah. We have more owls in this forum.🤣🤣🤣🤣

 

[VISHESH_BANSAL]

Good Night if you are going to sleep and
Good Morning if you just wake up.

 

[Wealth is my birth right!]

@007
@Abhishek012
@anirban.choudhury
@ashwink
@Batmanbaba
@bhavyegoel
@bugmenot
@Chaitanya-a
@Copycat
@hashiro7
@pprakash11
@Rahul Gupta
@SiddharthR
@Subhankar
@TechnoFino
@TheMentalist
@vaibhav111
@Wealth is my birth right!

Note: TataNeu is FYF for now
Please advise which one I should use,

Regalia to infinia have success stories pls choose that way

 

[kushhh]

Guys is using merchant account to do cc to bank , have any problem ..

I don't have a business

 

[vaibhav111]

Hi Friends,

I have got these 2 card from HDFC with shared limit of 5 Lac
1. Regalia Rupay
2. HDFC Tata Neu Infinity Rupay

My goal is to get the limit enhancement of up to 10 Lacs targeting Infinia
which card should I use out of these two for my overall limit increase?

My thinking at the beginning was that I should spend about 8 Lacs on Regalia as its direct from HDFC
However Tata Neu has better rewards even on UPI and as the limit is shared between these cards. will I get the benefit of LE on either card usage.
I am confused for now, Please advise.

You might not like My advice here but don't chase infinia, let it come to you. For upi Tata neu until it shine you know what it mean then hop to some other card would share how to convert into LTF. And for regalia spend if it have better reward to point ratio if not keep switching hdfc with infinia is only have devalued if that not to considered I didn't spend more than 1 to 3 lakhs in a year till 2021. And I kept receiving LE. Currenly on 12.84 lakhs. Last LE i got for 50k only normally it always 2 lakhs .My motive is simple enjoy till the party last. Spend on a particular cc if that match your vibe don't chase thing it all algorithm who know what next in our of credit card.

 

[vaibhav111]

PriorityRedressal.CreditCards@hdfcbank.com
Subject - pls confirm this detail on my Tata neu card

Compose mail Please confirm that my newly added hdfc tata neu infinity credit card ending with XXXX is LTF right?
@Maxwell

 

[Maxwell]

You might not like My advice here but don't chase infinia, let it come to you. For upi Tata neu until it shine you know what it mean then hop to some other card would share how to convert into LTF. And for regalia spend if it have better reward to point ratio if not keep switching hdfc with infinia is only have devalued if that not to considered I didn't spend more than 1 to 3 lakhs in a year till 2021. And I kept receiving LE. Currenly on 12.84 lakhs. Last LE i got for 50k only normally it always 2 lakhs .My motive is simple enjoy till the party last. Spend on a particular cc if that match your vibe don't chase thing it all algorithm who know what next in our of credit card.

Thank for your valuable thoughts.

 

[TechnoFino]

Hi Friends,

I have got these 2 card from HDFC with shared limit of 5 Lac
1. Regalia Rupay
2. HDFC Tata Neu Infinity Rupay

My goal is to get the limit enhancement of up to 10 Lacs targeting Infinia
which card should I use out of these two for my overall limit increase?

My thinking at the beginning was that I should spend about 8 Lacs on Regalia as its direct from HDFC
However Tata Neu has better rewards even on UPI and as the limit is shared between these cards. will I get the benefit of LE on either card usage.
I am confused for now, Please advise.

spend mainly on regalia, but do use tata also.

 

[Maxwell]

PriorityRedressal.CreditCards@hdfcbank.com
Subject - pls confirm this detail on my Tata neu card

Compose mail Please confirm that my newly added hdfc tata neu infinity credit card ending with XXXX is LTF right?
@Maxwell

Hope this one liner would be suffice, sending an email now. I will keep you posted.

 

[4uziaul]

Hope this one liner would be suffice, sending an email now. I will keep you posted.

Use ChatGPT 😂

 

[fcmaTanveer]

spend mainly on regalia, but do use tata also.

very diplomatic Answer, its like Kapil Dev Dialogue "Mushkil to Nahi kahunga lekin tough zarur hoga"

 

[Bugs Bunny]

I did that and they replied it's FYF Jatin 😂

PriorityRedressal.CreditCards@hdfcbank.com
Subject - pls confirm this detail on my Tata neu card

Compose mail Please confirm that my newly added hdfc tata neu infinity credit card ending with XXXX is LTF right?
@Maxwell