HDFC Super Premium Cards Eligibility Hiked!!!

[Sobirvs]

Not in the mood of taking any new card and i have no trust in yes bank.


Will close after getting dcbm

UPI nowadays seems not accepting credit cards as I feel most of the places, using bank account directly or coral rupay.

upto you but my friend has crossed 1.5L on his yesbank and he got 5% easily for scan payments.

I keep yesbank card only coz I love roadside stalls for food and it gives 2%(5% for milestone) easily. The card is just flawless.

UPI won't work if merchant has stopped merchant payments via UPI Credit cards. Which is understandable.

 

[Avatar Aang]

I have Infinia and Imperia relationship. My wife has got Millennia LTF.
I haven't added my wife's account in my family banking yet. I am planning to add wife's account in imperia banking and request for Millennia to DCBM upgrade.
What are the chances of HDFC approving the upgrade?

Wife had got LTF Millennia without any income proofs. Now she's got a job with 60K in hand salary.

 

[Sobirvs]

I have Infinia and Imperia relationship. My wife has got Millennia LTF.
I haven't added my wife's account in my family banking yet. I am planning to add wife's account in imperia banking and request for MillenniDCa to DCBM upgrade.
What are the chances of HDFC approving the upgrade?

Wife had got LTF Millennia without any income proofs. Now she's got a job with 60K in hand salary.

DCBM is given on the basis of imperia relationship? afaik, that's not the case.

 

[0xfallup]

There's another hidden criteria which only very very few Bank executives are aware of

Imperia:- RG
Preferred:- Millenia
Classic :- MB+ (Just a guess for this one)

Just on basis of above relationship you can apply and no docs or anything is required!

 

[_ayush]

There's another hidden criteria which only very very few Bank executives are aware of

Imperia:- RG
Preferred:- Millenia
Classic :- MB+ (Just a guess for this one)

Just on basis of above relationship you can apply and no docs or anything is required!

Now it makes sense. I kept asking for Infinia upgrade because of low acceptance of DCB and they kept offering me Millenia "upgrade" when I was in preferred.

 

[Sobirvs]

There's another hidden criteria which only very very few Bank executives are aware of

Imperia:- RG
Preferred:- Millenia
Classic :- MB+ (Just a guess for this one)

Just on basis of above relationship you can apply and no docs or anything is required!

Even for those who are under "imperia family banking"? Like my brother has imperia banking + regalia gold himself, and I had 3 hdfc credit cards (I closed neu 2 days back and currently have swiggy and mil), but I don't have account with HDFC.

If I open hdfc account and then call my brother's RM to get my account under imperia, do I get regalia gold? If yes, how?

 

[0xfallup]

Even for those who are under "imperia family banking"? Like my brother has imperia banking + regalia gold himself, and I had 3 hdfc credit cards (I closed neu 2 days back and currently have swiggy and mil), but I don't have account with HDFC.

If I open hdfc account and then call my brother's RM to get my account under imperia, do I get regalia gold? If yes, how?

Ask him to apply for regalia gold on basis of imperia , mostly he wont be aware but ask him to enquire further to someone else if it's possible !

 

[techstrom007]

I have Infinia and Imperia relationship. My wife has got Millennia LTF.
I haven't added my wife's account in my family banking yet. I am planning to add wife's account in imperia banking and request for Millennia to DCBM upgrade.
What are the chances of HDFC approving the upgrade?

Wife had got LTF Millennia without any income proofs. Now she's got a job with 60K in hand salary.

DCBM has salary criteria of 2.5L/month or spends around 6L in last 6 months. If you don't meet any you neee special approval for the upgrade which only RM can take provided you provide them some value for their efforts.

 

[Avatar Aang]

DCBM has salary criteria of 2.5L/month or spends around 6L in last 6 months. If you don't meet any you neee special approval for the upgrade which only RM can take provided you provide them some value for their efforts.

Yes I know the salary criteria. But considering that she got LTF Millennia without income docs, I am exploring ways to upgrade her card to DCBM.

 

[arya14]

I have 3 card from HDFC (Millenia, Swiggy and Neu Infinity). It has been 2 years+ that I got any LE offer. Upon request for manual LE, I got 15k increase from 2.25L to 2.4L. I make about 97k monthly which will be 1.1L in next 6 month. As I want to increase my limit (for eventual upgrade to DCB), please let me know if I should close Neu to get LE?

 

[theXfactor]

I have 3 card from HDFC (Millenia, Swiggy and Neu Infinity). It has been 2 years+ that I got any LE offer. Upon request for manual LE, I got 15k increase from 2.25L to 2.4L. I make about 97k monthly which will be 1.1L in next 6 month. As I want to increase my limit (for eventual upgrade to DCB), please let me know if I should close Neu to get LE?

Make most of your expenses on one of the cards or if possible all on one cards for a few months

 

[arya14]

Make most of your expenses on one of the cards or if possible all on one cards for a few months

My spends are already reaching 3L in past 6 month on Millenia alone. Should I get DCP for now and then in 6 months aim for LE?

 

[Sobirvs]

Make most of your expenses on one of the cards or if possible all on one cards for a few months

doesn't hdfc consider total spends of alll 3 cards for upgrading ? as the limit is shared for all 3 cards too. This is unfair.

 

[theXfactor]

doesn't hdfc consider total spends of alll 3 cards for upgrading ? as the limit is shared for all 3 cards too. This is unfair.

Usually HDFC would require you to meet the expense & CL criteria on the card to be upgraded and therefore it’s a good idea to focus on the card you need an upgrade on.
Expenses on your addon cards are considered for your primary card as those are tagged to the same primary card account and show up in one statement.