HDFC Super Premium Cards Eligibility Hiked!!!

[Sobirvs]

Yeah if spends criteria & limit are meet, but i rarely heard of someone trying from millennia to infinia.

As its mostly a rejection, so better to go with ladder steps.

okay, but how do I get regalia gold now? as I remember in oct nov may be I was getting regalia gold that time.. How do I get it now without cibil hit?

I will be also opening hdfc account on monday and also telling RM to put me in imperia banking under family banking of my brother.

 

[Anindya98]

okay, but how do I get regalia gold now? as I remember in oct nov may be I was getting regalia gold that time.. How do I get it now without cibil hit?

Pre-approved offer

I will be also opening hdfc account on monday and also telling RM to put me in imperia banking under family banking of my brother.

Keep around 1L+ and use your account frequently they will give you RG FYF offer within 3-6 months.
Also, you can email HDFC grievance for card upgrade.

 

[aniketkr.sharma]

okay, but how do I get regalia gold now? as I remember in oct nov may be I was getting regalia gold that time.. How do I get it now without cibil hit?

I will be also opening hdfc account on monday and also telling RM to put me in imperia banking under family banking of my brother.

Mail grievance that you were getting pre-approved offer for RG but now you are interested to get RG.

Please upgrade your card.

 

[Wealth_Magnet]

I upgraded directly from Regalia to Infinia Metal FYF 5 months ago based on my existing card limits and spends.

 

[Sobirvs]

Pre-approved offer

Keep around 1L+ and use your account frequently they will give you RG FYF offer within 3-6 months.

okay.. My strategy is to use hdfc acc for upi p2p trxns. But not for RG, but majorly I will be using my mil now mostly coz I want CL Increase.

I closed my tata neu, hardly used it anyways. Btw, I have 2 hdfc cards, mil and swiggy. Should I close swiggy too? as I said my major concern right now is CL nothing else.

 

[Sobirvs]

Mail grievance that you were getting pre-approved offer for RG but now you are interested to get RG.

Please upgrade your card.

Will they do it? And by doing this, and let's say they deny, does that mean this "ask" for RG makes their counter reset for CL increase (like time limit)

 

[Sobirvs]

I have noticed, since I got this shitty tata neu, hdfc has stopped giving me any pre-approved offers regardless card upgrades or CL. So closed neu.

 

[aniketkr.sharma]

Will they do it? And by doing this, and let's say they deny, does that mean this "ask" for RG makes their counter reset for CL increase (like time limit)

No, its just a request via email, if they provide its good otherwise no harm

 

[kunal05]

I have noticed, since I got this shitty tata neu, hdfc has stopped giving me any pre-approved offers regardless card upgrades or CL. So closed neu.

Not with just Neu, I think once you get any non-core HDFC card, they stop giving CL offers.

 

[Sobirvs]

Not with just Neu, I think once you get any non-core HDFC card, they stop giving CL offers.

are you sure? I have swiggy card too, shall I close?

 

[kunal05]

are you sure? I have swiggy card too, shall I close?

Just my observation. I am not qualified to comment if it's the only reason. But - Earlier only had DCB and used to get CL every year.

Within 4 years, I got around 4-5 CL offers. After I got Neu (just around launch time) and Swiggy card, didn't receive any offer since more than 2 years now.

 

[aniketkr.sharma]

Just my observation. I am not qualified to comment if it's the only reason. But - Earlier only had DCB and used to get CL every year.

Within 4 years, I got around 4-5 CL offers. After I got Neu (just around launch time) and Swiggy card, didn't receive any offer since more than 2 years now.

Means we have to keep only 1 card to get LE

 

[Sobirvs]

Just my observation. I am not qualified to comment if it's the only reason. But - Earlier only had DCB and used to get CL every year.

Within 4 years, I got around 4-5 CL offers. After I got Neu (just around launch time) and Swiggy card, didn't receive any offer since more than 2 years now.

same is my observation. ICICI and HDFC used to send me tons of CL enhancements, sometimes it seemed overwhelming lol. But since I got swiggy and neu card, all offers stopped.

 

[Sobirvs]

Means we have to keep only 1 card to get LE

seems that way even though grievance red says keeping additional cards has nothing to do with getting CL enhancements(I have it written on emails)

 

[aniketkr.sharma]

seems that way even though grievance red says keeping additional cards has nothing to do with getting CL enhancements(I have it written on emails)

Yeah you are right, i too got alot of LE on amazon pay but from when i got platinum card, then coral no any LE came, same In the case of hdfc, i have Millennia & i got LE but from when i have RG & neu infinity, NOT GETTING A SINGLE LE.

Have to close coral & infinity to get LE

 

[Sobirvs]

Yeah you are right, i too got alot of LE on amazon pay but from when i got platinum card, then coral no any LE came, same In the case of hdfc, i have Millennia & i got LE but from when i have RG & neu infinity, NOT GETTING A SINGLE LE.

Have to close coral & infinity to get LE

Actually my first icici card was coral and then I got apay card. I used this combo for nearly 5 years and then this whole shitstorm started about rubyx, sapp, rupay, times black, adani etc, this started around after june/july. No LE whatsoever.

My limit of apay/coral used to be same. 4.7L I got tons of LE as my main(and oldest-2018) card was coral and then i got apay(prolly 2019/20). I got LE like 3-4 times every year till umm ending of 2023. And whenever I got LE it used to increase limit for both apay and coral (4.7L), but last LE , it increased apay limit to 5L but it gave error on coral whenever i sms for le on coral it gave error. Since then my limit on coral is 4.7L and apay is 5L. I always though this limit was shared, idk.

Anyways, no limit increase since ending 2023 for icici.

Also ICICI close cards like hot cakes. Like literally the guy said, just name the card and I'll close it lol, no retention nothing. I liked it lol. I closed apay/adani for now.

As for HDFC no LE since I have swiggy/neu. I feel swiggy is still fine but neu stopped LE and also neu triggered hard KYC for me lol. Physical KYC and it took the guy 2-3 months to complete it.

 

[aniketkr.sharma]

Actually my first icici card was coral and then I got apay card. I used this combo for nearly 5 years and then this whole shitstorm started about rubyx, sapp, rupay, times black, adani etc, this started around after june/july. No LE whatsoever.

My limit of apay/coral used to be same. 4.7L I got tons of LE as my main(and oldest-2018) card was coral and then i got apay(prolly 2019/20). I got LE like 3-4 times every year till umm ending of 2023. And whenever I got LE it used to increase limit for both apay and coral (4.7L), but last LE , it increased apay limit to 5L but it gave error on coral whenever i sms for le on coral it gave error. Since then my limit on coral is 4.7L and apay is 5L. I always though this limit was shared, idk.

Anyways, no limit increase since ending 2023 for icici.

Also ICICI close cards like hot cakes. Like literally the guy said, just name the card and I'll close it lol, no retention nothing. I liked it lol. I closed apay/adani for now.

As for HDFC no LE since I have swiggy/neu. I feel swiggy is still fine but neu stopped LE and also neu triggered hard KYC for me lol. Physical KYC and it took the guy 2-3 months to complete it.

If I got no LE this year, will plan to close Neu infinity since apay & coral are backup cards
Coral will become primary for upi but apay will remain backup as both having shared 6 lacs limit.

 

[DK007]

Just my observation. I am not qualified to comment if it's the only reason. But - Earlier only had DCB and used to get CL every year.

Within 4 years, I got around 4-5 CL offers. After I got Neu (just around launch time) and Swiggy card, didn't receive any offer since more than 2 years now.

Same case for me. After getting HDFC UPI credit card with shared limit, no LE since last 1.5 years.

 

[Sobirvs]

If I got no LE this year, will plan to close Neu infinity since apay & coral are backup cards
Coral will become primary for upi but apay will remain backup as both having shared 6 lacs limit.

U can take yesbank upi card kiwi, that's the best srategy. They anyways give less limit like 2-3L. My friend got 4L too. Coral is useless and why u wanna use it for upi when there are no returns on it? atleast yesbank will give 5%.

Close neu now, coz let's say u close it later, than you will have to wait even more as we don't know when the issue will get sorted.

I have closed neu already and I'll prolly close swiggy after next statement once i receive my cashback of 10% trxns i did last month.

 

[aniketkr.sharma]

U can take yesbank upi card kiwi, that's the best srategy. They anyways give less limit like 2-3L. My friend got 4L too. Coral is useless and why u wanna use it for upi when there are no returns on it? atleast yesbank will give 5%.

Close neu now, coz let's say u close it later, than you will have to wait even more as we don't know when the issue will get sorted.

I have closed neu already and I'll prolly close swiggy after next statement once i receive my cashback of 10% trxns i did last month.

Not in the mood of taking any new card and i have no trust in yes bank.


Will close after getting dcbm

UPI nowadays seems not accepting credit cards as I feel most of the places, using bank account directly or coral rupay.