HDFC Tiers (Band 1-5) - Discussion

[sahilag]

Recently I visited a branch with a great Imperia RM whom I inquired for credit card upgrade, he told me that I am currently Band 3 and should aim to reach Band 5 so I can get more offers for Limit Increase/Upgrade. Does anyone have any tips for both HDFC Card LE/Upgrade (I have Millennia with 1.07L) and also for Band Increase? There is no information about it on the internet.

 

[SSV]

Woaah, I thought you were a Hyderabadi, Mr Australian mate

I am a Hyderabadi by birth and an Aussie by choice..
Thanks mate!!

 

[BVCBVC is verified member.]

The Market and
international travel and short stays.:

Yes, no more significant time spent on CC market

Until Infinia Reserve arrives. 😋

 

[BVCBVC is verified member.]

I am a Hyderabadi by birth and an Aussie by choice..
Thanks mate!!

True Hyderbadi and SRH Warner Aussie by choice.

 

[SSV]

True Hyderbadi and SRH Warner Aussie by choice.

Go Aussie Go !!
In Australia I trained along with Beett Lee in the gym.. he used come with his personal trainer , me by myself along with the official trainers from Fitness First St Leonards

 

[Yugi]

Go Aussie Go !!
In Australia I trained along with Beett Lee in the gym.. he used come with his personal trainer , me by myself along with the official trainers from Futness First St Leonards

I would have given you Infinia LTF if you would have said this before, no needed to wait to for 8 months 😛

 

[SSV]

I would have given you Infinia LTF if you would have said this before, no needed to wait to for 8 months 😛

Aussie Aussie Aussie Oi Oi Oi.

Whenever ind vs Australia match happens I can't lose. I am always the winner

 

[sahilag]

These Band definitions are system defined and it seems even staff also not aware of the exact rules.. obviously high balances are one criteria..
I would suggest the following to increase the chances of breaking into to higher bands.
try to maintain high balances in deposit products, have some loan products as well and use as many as HDFC suite of products like below:

1) maintain SB balance as high as possible
2)Have FDs
3) Open an RD( small)
4) Open a gold loan ( small)
5) Open an OD on FD
6) start transacting heavily using Payzapp
7) Have a NCEMI on both DC as well as CC
8) Use HDFC bill pay to pay for other banks CCs and any other bills
9) make one or two Bills as smart pay
10) use DC or CC for International transactions attest once or twice
Etc etc

I have done all the above and beyond..
good luck

Thanks a lot <3

 

[D₹V]

Reading the thread from sidelines, late but worth 🤭😎.

 

[Vasuki]

Reading the thread from sidelines, late but worth 🤭😎.

I got 35 likes notification alone from u 😁😅

 

[SSV]

I got 35 likes notification alone from u 😁😅

Party leda Pushpa !!