HDFC Super Premium Cards Eligibility hiked!!!

[dravikumar]

 

[nh124001]

khatam tata bye bye

 

[Yugi]

HDFC is tightening the screws.

 

[Arkapal Sen]

axis : desh mein hue is bhrashtacharo k liye hum apko aage aana padega..hum apko aage aane k baad..
le hdfc hiking eligibility..
axis to hdfc : r e vai vai vai..

 

[PavanPavan is verified member.]

Seems to be good be on paper

 

[Channakya]

HDFC bank has increase its eligibility criteria for its super premium card new applications.

Income requirement criteria has now been increased.

To hold an infinite metal, an ITR of 60,00,00 is required.

 

[BVCBVC is verified member.]

5L salary net per person for Non Govt employee for Infinia Metal?? 😱 😱

 

[BVCBVC is verified member.]

@vaibhav111 @ashwink Please merge this with this.

N

Post in thread 'HDFC Super Premium Cards Eligibility hiked!!!'

Sep 24, 2024

khatam tata bye bye

• nh124001

• 
• 

 

[BVCBVC is verified member.]

Everyone thought HDFC might be lenient with Infinia with Infinia reserve around, but they have made it tougher.

@SSV This might be a deal now 😂

 

[SSV]

Everyone thought HDFC might be lenient with Infinia with Infinia reserve around, but they have made it tougher. They might ask more premium for ULIP now.

@SSV This might be a deal now 😂

Even before, it was always a great deal for me personally...
Remember I had never spent a single rupee on any HDFC card nor waited for years ( within 6 months of HDFC relationship I got my Infinia Metal )....
and hence decided to get the Infinia metal via ULIP route..
and also more importantly I dont like begging with the BANKS ( for LEs, card upgrade, income waivers, spend waivers etc. etc.) where I am a valuable customer..


LTF for my Infinia Metal , is icing on the cake...

anyway, it is what it is.. they can hike or they can decrease.. it is upto them and the market will decide if it is a right move or not..

 

[Bhokaal]

I hope this will at least ensure no devaluation

 

[dapatale]

View attachment 69947

For Govt employees its same as earlier

 

[salisburry44]

60L itr 😅😅. One more month late and i would have not got the card. Hopefully this criteria keeps card from getting devalued

 

[BVCBVC is verified member.]

anyway, it is what it is.. they can hike or they can decrease.. it is upto them and the market will decide if it is a right move or not..

He he 😂😂 . This might give a chance for them to increase ULIP premium now.

 

[Bhokaal]

Is it possible to switch and chose which way I want to apply say my ITR is greater than 60L, but salary is less then 5L could I still apply for Infinia?
Hypothetically of course since I was lucky to get it before these criteria changed.

 

[ROnit]

Is there an increase in the last 6 months spend threshold or the CL limit threshold?

 

[BVCBVC is verified member.]

Is it possible to switch and chose which way I want to apply say my ITR is greater than 60L, but salary is less then 5L could I still apply for Infinia?
Hypothetically of course since I was lucky to get it before these criteria changed.

As eligibility is massively increased now, HDFC might be strict issuing them immediately. But I hope the usual spend and CL criteria is un affected. Any new on boarding customers have to comment on this.

 

[gg123]

All hope lost now.
I'll take @SSV sir's suggestion and be a HDFC CC virgin till they offer the card I want

 

[Swastik]

People want what they can't get, now even more people will run after these

 

[SSV]

He he 😂😂 . This might give a chance for them to increase ULIP premium now.

Even before, it was always a great deal for me personally...
Remember I had never spent a single rupee on any HDFC card nor waited for years ( within 6 months of HDFC relationship I got my Infinia)....
and hence decided to get the Infinia metal via ULIP route..
and also more importantly I dont like begging with the BANKS ( for LEs, card upgrade, income waivers, spend waivers etc. etc.) where I am a valuable customer..


LTF is icing on the cake...

anyway, it is what it is.. they can hike or they can decrease.. it is upto them and the market will decide if it is a right move or not..

and meanwhile my ULIP investment will continue to flourish for the coming 15 to 20 years time.. nice tax free retriment benefit...
Look at below, my Discovery Fund's preformance...

I boarded on this plane in December last year @ ~30.00 and it is now valued @ ~42... whopping 40% return..