HDFC Super Premium Cards Eligibility hiked!!!

[cardio_guycardio_guy is verified member.]

When I went to my hometown branch today to open salary account one guy came asking update about his infinia request. He was showing his salary slip and he told to consider RSU also and that will cross 5L per month. Branch staff was like this may not work. Show me 3 months payslips like this. He was somehow trying to convince to add RSU vesting also as a part of salary. Bank staff was like only regular salary should be 5L. Not RSU and all. I didn't wait there to listen full conversation.

 

[aniketkr.sharma]

When I went to my hometown branch today to open salary account one guy came asking update about his infinia request. He was showing his salary slip and he told to consider RSU also and that will cross 5L per month. Branch staff was like this may not work. Show me 3 months payslips like this. He was somehow trying to convince to add RSU vesting also as a part of salary. Bank staff was like only regular salary should be 5L. Not RSU and all. I didn't wait there to listen full conversation.

They are just overrating infinia now.

 

[theXfactor]

I have GH (I have seen the approval that BM has taken) but credit card team is denying Infinia Metal request they are saying that GH approval will no longer work I will have to meet the new income criteria. Need suggestions to push it forward.

Is this an upgrade or a new card case?

 

[Dazzwilliams]

Is this an upgrade or a new card case?

Income criteria is for new cards only. For upgrade - spends criteria

 

[theXfactor]

Income criteria is for new cards only. For upgrade - spends criteria

Yes usually that’s how it is. However, you can also get your card upgraded with income criteria in case you don’t meet upgrade and limit criteria.

 

[Avinash.Mishra]

Is this an upgrade or a new card case?

Upgrade from regalia gold

 

[theXfactor]

Upgrade from regalia gold

If you meet spends + limit criteria for upgrade, income may not be required. It’s either-or to the best of my knowledge.

 

[Avinash.Mishra]

If you meet spends + limit criteria for upgrade, income may not be required. It’s either-or to the best of my knowledge.

I know that criteria but I’m not able to meet that so I was trying to get it via NRV route with GH approval

 

[Gownandha]

For Govt employees its same as earlier

What's the eligibility criteria for govt employees

 

[drsel]

When I went to my hometown branch today to open salary account one guy came asking update about his infinia request. He was showing his salary slip and he told to consider RSU also and that will cross 5L per month. Branch staff was like this may not work. Show me 3 months payslips like this. He was somehow trying to convince to add RSU vesting also as a part of salary. Bank staff was like only regular salary should be 5L. Not RSU and all. I didn't wait there to listen full conversation.

🚨 *Latest HDFC Premium Credit Card Eligibility Criteria*🚨

✅ Infinia Metal:
•Existing card limit: ₹8L
•Last 6 months’ spends: ₹9L
•Net salary (Salaried Non-Govt): ₹5L

✅ Diners Black Metal:
•Existing card limit: ₹5L
•Last 6 months’ spends: ₹5L
•Net salary (Salaried Non-Govt): ₹2.5L

✅ Regalia Gold:
•Existing card limit: ₹3L
•Last 6 months’ spends: ₹3L
•Net salary (Salaried Non-Govt): ₹1.5L

✅ Business Black:
•Existing card limit & spends: ₹7.5L

 

[rogerthat]

🚨 *Latest HDFC Premium Credit Card Eligibility Criteria*🚨

✅ Infinia Metal:
•Existing card limit: ₹8L
•Last 6 months’ spends: ₹9L
•Net salary (Salaried Non-Govt): ₹5L

✅ Diners Black Metal:
•Existing card limit: ₹5L
•Last 6 months’ spends: ₹5L
•Net salary (Salaried Non-Govt): ₹2.5L

✅ Regalia Gold:
•Existing card limit: ₹3L
•Last 6 months’ spends: ₹3L
•Net salary (Salaried Non-Govt): ₹1.5L

✅ Business Black:
•Existing card limit & spends: ₹7.5L

Never going to get DCB or Infinia ☹️. I have the absolutely useless crap called HDFC Diners Privilege. I can reach the spend limits but the morons at HDFC won't increase the credit limit from 2L and well as per salary I barely even qualify for Regalia Gold.

 

[aniketkr.sharma]

Never going to get DCB or Infinia ☹️. I have the absolutely useless crap called HDFC Diners Privilege. I can reach the spend limits but the morons at HDFC won't increase the credit limit from 2L and well as per salary I barely even qualify for Regalia Gold.

Bro, you are having better limits, me having regalia gold with 1.05 lakhs limit and with tata neu infinity, will not get ever dcbm or infinia

 

[fradela]

Bro, you are having better limits, me having regalia gold with 1.05 lakhs limit and with tata neu infinity, will not get ever dcbm or infinia

Surprise that Regalia Gold with 1 lakh limit.

I thought minimum 5L credit limit for Regalia Gold.

 

[BVCBVC is verified member.]

Surprise that Regalia Gold with 1 lakh limit.

I thought minimum 5L credit limit for Regalia Gold.

Usually 3L for Regalia Gold. 5L for DCB metal. But yeah for 1L limit on Regalia Gold is a surprise.

 

[aniketkr.sharma]

Surprise that Regalia Gold with 1 lakh limit.

I thought minimum 5L credit limit for Regalia Gold.

It's all because of hail pixel credit card.

In November they restored the limit but on 17th or 18th maintenance it again went to 1.05 lakhs and it's also updated in cibil

Requested them for upgrade to dcbm let's see they are giving dates only as of now.

 

[SplendorSuperman]

Bro, you are having better limits, me having regalia gold with 1.05 lakhs limit and with tata neu infinity, will not get ever dcbm or infinia

I thought neu infinity needs 1.5L as minimum cl.

 

[SplendorSuperman]

Surprise that Regalia Gold with 1 lakh limit.

I thought minimum 5L credit limit for Regalia Gold.

I have RG with 3L limit.

 

[aniketkr.sharma]

I thought neu infinity needs 1.5L as minimum cl.

Yeah but I am with 1.05L now

 

[dravikumar]

Infinia Metal is going to be offered based on Banking Relationship Value as well starting 1st February.

Its now easier to get than the insane 5L salary criteria that was implemented in October 2024. 🤦‍♂️

Refer to image for more details. I am not sure why requirements are different for Infinity/Imperia. As per my understanding If you've savings/deposits of 1CR - you should be able to get Infinia Metal, can also opt for family banking and reach the RLV. Reach out to your RM for the Infinia Metal card if you're eligible or want to enroll into Imperia Family Banking.

☝️ Posted by someone in X.

 

[_ayush]

Does it mean the eligibility for imperia will also increase? 🤔