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HDFC will start reporting Total Credit Limit from May, 2023

  • Thread starter Thread starter D₹V
  • Start date Start date
  • Replies Replies 93
  • Views Views 22K
HDFC will start reporting the Total Credit Limit instead of Utilized Limit from May 2023.

Screenshot_2023-06-03-09-14-11-077_com.facebook.katana.png

P.s. - Previously, HDFC was not reporting total credit limit to Credit Bureau. Due to this, usage calculation was high which wasn't true & lt led down the user's credit score.

This is really a relief to customers 😍😊.

Source: Click here
 
Last edited:
Can anyone please guide how much time will it take to get back to 780+ ?
HDFC report to CIBIL by 30/31st. By this month end, clear all your outstanding on HDFC card those 10 points you will regain.

My score dropped to 723 in April first week i have reduced the utilisation now my score bounced back to 758 in less than 2 months. Once my Axis card is reported for April usage, i am expecting another 5-10 points increase.
 
HDFC report to CIBIL by 30/31st. By this month end, clear all your outstanding on HDFC card those 10 points you will regain.

My score dropped to 723 in April first week i have reduced the utilisation now my score bounced back to 758 in less than 2 months. Once my Axis card is reported for April usage, i am expecting another 5-10 points increase.
thank you brother I'd do that
 
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