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Hello I am Mrunal!

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Now that this thread is Trending with lot of motion and has all experts of TF here .Let me try to some of my queries answered as which require expert advice,
hoping that you will throw some light & support.

1) I have 20k stuck in payzapp & inspite of having bank account/cc with hdfc it stills is not full kyc(10k limit) inspite of numerous followups.Is there a
way to atleast trf that amount in payzapp wallet even in small bunches.(FYI i dont have any vehicle)
2) In an attempt to get IDFC Wealth CC/DC i have had few hits.:What's best thing opening 25k mab online and upgrade to wealth or directly opening wealth account or should i wait for few months and try cc & later dc
3) Stuck with low limits in ICICI & citi(now axis) CC(i have AU zenith & Indus Pinnacle/Legend) i have funnelled all expenses to AU and will complete 6 months for LE. Should i continue same approach to get HIGH LE or
open kotak or any other premium account .Looking to get a higher limit to get utilization down.
4)Citi premier miles has 1.2L points whats the best way to optimize these RP?
 
Now that this thread is Trending with lot of motion and has all experts of TF here .Let me try to some of my queries answered as which require expert advice,
hoping that you will throw some light & support.

1) I have 20k stuck in payzapp & inspite of having bank account/cc with hdfc it stills is not full kyc(10k limit) inspite of numerous followups.Is there a
way to atleast trf that amount in payzapp wallet even in small bunches.(FYI i dont have any vehicle)
2) In an attempt to get IDFC Wealth CC/DC i have had few hits.:What's best thing opening 25k mab online and upgrade to wealth or directly opening wealth account or should i wait for few months and try cc & later dc
3) Stuck with low limits in ICICI & citi(now axis) CC(i have AU zenith & Indus Pinnacle/Legend) i have funnelled all expenses to AU and will complete 6 months for LE. Should i continue same approach to get HIGH LE or
open kotak or any other premium account .Looking to get a higher limit to get utilization down.
4)Citi premier miles has 1.2L points whats the best way to optimize these RP?
Screenshot_20240121_004809_Chrome.jpg
 
Now that this thread is Trending with lot of motion and has all experts of TF here .Let me try to some of my queries answered as which require expert advice,
hoping that you will throw some light & support.

1) I have 20k stuck in payzapp & inspite of having bank account/cc with hdfc it stills is not full kyc(10k limit) inspite of numerous followups.Is there a
way to atleast trf that amount in payzapp wallet even in small bunches.(FYI i dont have any vehicle)
2) In an attempt to get IDFC Wealth CC/DC i have had few hits.:What's best thing opening 25k mab online and upgrade to wealth or directly opening wealth account or should i wait for few months and try cc & later dc
3) Stuck with low limits in ICICI & citi(now axis) CC(i have AU zenith & Indus Pinnacle/Legend) i have funnelled all expenses to AU and will complete 6 months for LE. Should i continue same approach to get HIGH LE or
open kotak or any other premium account .Looking to get a higher limit to get utilization down.
4)Citi premier miles has 1.2L points whats the best way to optimize these RP?
4) Convert PM to Prestige and burn the points. After that downgrade it back to PM. 😅
 
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