Hidden ICICI LE

[ProsperousPanda]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

 

[HVS]

My limit is not increased since 2 years dont know why

Step 1- don't use ICICI cards

 

[SSV]

My limit is not increased since 2 years dont know why

Stop using the card.. occasionally use it with high to very high during one statement period.
How much is current limit?

 

[panthr]

My limit is not increased since 2 years dont know why

Stop using the card for a couple months! I moved all my expenses to another card for 3 months, got 4.2L to 9.2L limit enhancement

 

[sidmal]

Stop using the card for a couple months! I moved all my expenses to another card for 3 months, got 4.2L to 9.2L limit enhancement

Time to renew bank locker agreement and put my APay card in there for the next 6 months

 

[panthr]

Time to renew bank locker agreement and put my APay card in there for the next 6 months

Lock it for 12 months, you'll get 1CR limit!

 

[SSV]

Time to renew bank locker agreement and put my APay card in there for the next 6 months

Unless locker is free, just a shelf with a lock will do the trick …and throw the key in the bin

 

[sidmal]

Unless locker is free, just a shelf with a lock will do the trick …and throw the key in the bin

Locker is free

 

[SSV]

Locker is free

Then make use of it.. 🙂

 

[KingAAR]

getting LE from 9L to 9.1L on mc sapphiro
10k ka kya achar dalu itni gandi card pe

does this mc mean Mastercard.... 😅?

 

[tbk]

Get to 2L from 1.3L on coral rupay, didn't get limit increase on mmt duo.

And due to some miracle they don't give me apay cc, even when i get salary in icici bank account.

 

[shahmushtaq]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

I also got on both cards coral and apay from rs 2.40 lakh to 3.80 lakh

 

[vivdwive]

Time to renew bank locker agreement and put my APay card in there for the next 6 months

I haven't used my apay card in ages....but never got LE since 2 years....rest card very occasional use from 5 years ...no LE from last 3 years...limit stuck to round figure 2 since long

 

[BursoBoy]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

Got upgraded from 4.10L to 6.10L on my Apay. Sapphiro remains unchanged at 4.10L. Probably coz i got it 2 months ago only.

 

[redcarpet]

I got LE offer after 1.3yrs for the first time. However, they have my old salary in their database. Shall I ask for manual LE with latest payslips (double salary currently)? Will this guarantee I get more than the limit which is being offered right now?

 

[ADITYA1904]

Stop using the card.. occasionally use it with high to very high during one statement period.
How much is current limit?

7.5L…usage is not high around 50k

 

[SSV]

7.5L…usage is not high around 50k

What I meant to say
.leave 2 to 3 months ..don't use at all.
Then in the 4 th month do all purchases as much as you want ..then go silent fir another 3 months.like this

 

[theglobalinvestor]

Rupay will be useful for......

What is X route? I have coral rupay LTF offer. Any use? I have emerald 12k offer but on visa. No le on my apay.

 

[Nythawk]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

Got 20% LE on Apay. Thanks for the heads up.

 

[Yugi]

We are in same boat, FYI my limit is Way less than yours and it's 15+years old card

Banks work in strange ways, lucky are those who are on its good side. I got that limit because it is the floor limit to issue Sapphirro card, else was stuck with 1L limit on my Amazon Pay ICICI card.

 

[Gau₹av]

Yeh toh badi wali bejati hai.....Card cancellation ke liye CC ko bolo, they will surely come with more LE

Or I will just wait and ignore them. Next LE might be big. Earlier one was from 1.25L to 2.5L this year only in March 2023. And I even opened a Wealth management account this year and maintained balance for few months before investing it. ICICI is weird.