Hidden ICICI LE

[ProsperousPanda]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

 

[Vasuki]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

Gimme the card first 🥇

 

[SSV]

Will it also work for Axis Bank Cards? if yes what strategy should I follow? currently in the legendary 15k club and holding an Fk axis card for 8 Months 28 Days and Axis IOCL as a floater for 7 Months, used more than 60% of the limit in the last 2 months in Fk Axis. My current outstanding amount is ₹6670 ( with 5381 as unbilled), bill will be generated on 10-12 January 2024. NOTE - CANNOT GET MANUAL LE, Auto LE would be best

Yes. Stop using for about 6 months

 

[vsharad]

Yes. Stop using for about 6 months

Ok, so that means to pay this last bill and stop using Axis Flipkart Card for 6 months ( No TXN Whatsoever), Right?

 

[SSV]

Ok, so that means to pay this last bill and stop using Axis Flipkart Card for 6 months ( No TXN Whatsoever), Right?

Yes . .

 

[SSV]

Ok, so that means to pay this last bill and stop using Axis Flipkart Card for 6 months ( No TXN Whatsoever), Right?

Yes .

Yes . .

every 3 months one small transaction and pay off immediately

 

[vsharad]

Yes .

every 3 months one small transaction and pay off immediately

Ok Thanks for your help 🙂, appreciate it, will update after getting LE 🙂

 

[CardGame]

Will it also work for Axis Bank Cards? if yes what strategy should I follow? currently in the legendary 15k club and holding an Fk axis card for 8 Months 28 Days and Axis IOCL as a floater for 7 Months, used more than 60% of the limit in the last 2 months in Fk Axis. My current outstanding amount is ₹6670 ( with 5381 as unbilled), bill will be generated on 10-12 January 2024. NOTE - CANNOT GET MANUAL LE, Auto LE would be best

Axis banks themselves do not know how their LE trigger works so just do as you want to do. Most probably your first LE would be 15 to 30k in 6-9 months. After that it's all different.

PS. I am from the legendary 15k club 2021 batch

 

[vsharad]

Axis banks themselves do not know how their LE trigger works so just do as you want to do. Most probably your first LE would be 15 to 30k in 6-9 months. After that it's all different.

PS. I am from the legendary 15k club 2021 batch

Oh, now how much limit is in your axis card? and how many times did you get Auto LE?

 

[CardGame]

Oh, now how much limit is in your axis card? and how many times did you get Auto LE?

I got manual LE to 50k then auto to 300K... Many of my friends from 2021 batch got 30k first and then different amounts on 2nd LE.

 

[vsharad]

I got manual LE to 50k then auto to 300K... Many of my friends from 2021 batch got 30k first and then different amounts on 2nd LE.

great, then i will follow the process and then wait & wait for LE, hopefully, sooner or later will get auto LE! Thanks for the suggestions

 

[Vasuki]

great, then i will follow the process and then wait & wait for LE, hopefully, sooner or later will get auto LE! Thanks for the suggestions

I already stopped using 2 of my cc of axis 🤘.only using the rupay card .

 

[devsfinance]

What I meant to say
.leave 2 to 3 months ..don't use at all.
Then in the 4 th month do all purchases as much as you want ..then go silent fir another 3 months.like this

Trying to do this no transaction for almost 2 months now(did receive a refund so negative outstanding as of now) Haven't received any LE so far, hopefully will get some in future. When should I expect it? No good news from ICICI in long time in fact having constant bad news like LE not updating, wealth account getting downgraded, etc.

 

[SSV]

Trying to do this no transaction for almost 2 months now(did receive a refund so negative outstanding as of now) Haven't received any LE so far, hopefully will get some in future. When should I expect it? No good news from ICICI in long time in fact having constant bad news like LE not updating, wealth account getting downgraded, etc.

At least 6 months max 12 months..just forget that thus card exists for one year then you will be pleasantly surprised.
How much is current CL? and card name

 

[devsfinance]

At least 6 months max 12 months..just forget that thus card exists for one year then you will be pleasantly surprised.
How much is current CL? and card name

Sapphiro 3L
And I should not be settling the negative balance right I am letting it be there.(To not have any transactions)

I shouldn’t even do that cycle of 3 months nothing then 1 month some spend again nothing from next month?

 

[SSV]

And I should not be settling the negative balance right I am letting it be there.(To not have any transactions)

Keeping-ve balance is fine but not too much ..

 

[SSV]

shouldn’t even do that cycle of 3 months nothing then 1 month some spend again nothing from next month?

Yes .. .

 

[Vasuki]

Keeping-ve balance is fine but not too much ..

10 rupee 🙂

 

[devsfinance]

Keeping-ve balance is fine but not too much ..

I may have some 7-8k there. Not getting it in account cause I don’t want any transactions (as part of not using the card)

Yes .. .

Ok won’t be doing that, will try to not have any spends for 6months then

 

[SSV]

I may have some 7-8k there. Not getting it in account cause I don’t want any transactions (as part of not using the card)

Ok won’t be doing that, will try to not have any spends for 6months then

Okay.. l leave it

 

[Learner]

@S S V fortunately I got LE of 15% on 9 months old Apay. Was not showing under offers or any banner. Checked limit section as recommended and it was there.