How do I Cancel Addon Card issued by One Card ?

[akki7163]

I have Add-on Card of One Card.
1) I want to cancel it, what's the procedure
2) Can i get Pre-approved Offer from onecard after i cancel add-on card

 

[shubhamosy]

I have Add-on Card of One Card.
1) I want to cancel it, what's the procedure
2) Can i get Pre-approved Offer from onecard after i cancel add-on card

what kind of Pre-approved offer?

 

[akki7163]

One Card Credit Card

 

[shubhamosy]

One Card Credit Card

NON FD?

 

[akki7163]

yes

 

[KingAAR]

please tell me is this possible

same situation

 

[akki7163]

please tell me is this possible

same situation

No bro, it will not possible

 

[sxchzy]

I have Add-on Card of One Card.
1) I want to cancel it, what's the procedure
2) Can i get Pre-approved Offer from onecard after i cancel add-on card

That isn't how it works
If you cancel one card add on card
Then you have to login and apply for it and see whether they offer it to you as fd based or not

 

[akki7163]

That isn't how it works
If you cancel one card add on card
Then you have to login and apply for it and see whether they offer it to you as fd based or not

Can you please explain little bit more?....I have called the customer executive of one card they clearly told me that if i closed fd card then i will not get another onecard as they have a policy.

 

[sxchzy]

Can you please explain little bit more?....I have called the customer executive of one card they clearly told me that if i closed fd card then i will not get another onecard as they have a policy.

Since yours is an add on card on a non fd card you are not the one availing credit.
Once you close it download the app and fill in your details if you are eligible you will receive a credit limit otherwise you would need to make an fd

 

[KingAAR]

a

Since yours is an add on card on a non fd card you are not the one availing credit.
Once you close it download the app and fill in your details if you are eligible you will receive a credit limit otherwise you would need to make an fd

are you sure? as i contacted customer care she said if i closed addon , i cant aaply for normal card as well

 

[sxchzy]

a

are you sure? as i contacted customer care she said if i closed addon , i cant aaply for normal card as well

Well even in your cibil report one card reports you as an authorised user
So it shouldnt be a problem and if there is any you cab re apply for an add on card

 

[100Rabh_negi]

Somehow my wife got an One card without any income(proof) while i am being offered FD based card ( which i can apply but dont want to open a FD). Will both primary and addon card get benifit and offers if i apply addon from her card ? ( like offer on amazon,flipkart,park+ etc ?)

 

[akki7163]

Somehow my wife got an One card without any income(proof) while i am being offered FD based card ( which i can apply but dont want to open a FD). Will both primary and addon card get benifit and offers if i apply addon from her card ? ( like offer on amazon,flipkart,park+ etc ?)

Yes both primary and addon card get benefits and offers, but in future you can't apply again one card after issued add-on.

 

[100Rabh_negi]

Yes both primary and addon card get benefits and offers, but in future you can't apply again one card after issued add-on.

Got it thanks. But what additional benefit are there to have own credit card as compared to add-on. Currently they are offering me 10K FD based card while my wife has got 25K normal credit card. I hope this credit limit gets increased later on ..

 

[tfbeginner210]

@akki7163 - Have a query regarding the Onecard addon card.

Does the secondary card have a different number? And does the secondary card holder get the transaction OTPs?

cc: @100Rabh_negi , @KingAAR

 

[Daunt]

Does the secondary card have a different number?

Yes, seperate KYC will be done for Addon member. Seperate free plastic card or paid metal card option will be provided.

And does the secondary card holder get the transaction OTPs?

Yes. Primary holder will be notified about the transaction though once transaction is settled.