How many mutual funds do you invest in?

[karanssh]

I just use one fund

ppfas flexicap fund for all my equity needs
ppfas arbitrage for short term goals

 

[m4b]

So let's say the Bubble bursts.

this is a RECESSION like 2008! If you think it will come then please exit your funds asap. Even I will do this.

 

[hellobois]

After the "how many bank accounts", "how many stock brokers", "how many credit cards"

Its now time for "How many Mutual Funds have you invested"


Let me start - Started MF in 2020 end.
1. ICICI prudential Sensex Plan - Started my investments with this fund, now transferred it to Navi. Invested thru Groww.

2. Parag Parikh Flexi Cap fund - Majorly for international stock exposure, also it's beta is low compared to Nifty 50. Primary SIP fund. Invested thru Dhan. (Referral link dalunga toh moderator ko bura lagega)

3. Navi Nifty 50 Index Fund - Primary SIP index fund. It has least expense ratio among all. Invested thru Groww.

4. Quant Small Cap Fund - Overall to diversify the holdings. Invested thru Dhan. (Referral link dalunga toh moderator ko bura lagega)

5. HDFC Nifty50 Fund - Short to medium term opportunities get invested here. Like invested in Nov 2023 and exited on 10 June 2024 to gain around 16%. This doesn't disturb my SIP holdings or long term holdings. Started with Groww, redeemed with Mfcentral.


DHAN REFERRAL LINK IN MY SIGNATURE OR DM ME..

Share your Mutual fund portfolio down below.

6-7 including Tax Saver -2, Large cap -1, hybrid -1, small cap -2-3.
Life set hai 😅 😄.

 

[Kumar93196]

this is a RECESSION like 2008! If you think it will come then please exit your funds asap. Even I will do this.

No one knows what happens next in market so everyone need to book there profits time to time.

 

[Deleted member 11974]

Must be a 75-80% overlap in this but the main purpose of this is to avoid missing out of long term appreciation because of my trading instincts

 

[m4b]

Must be a 75-80% overlap in this but the main purpose of this is to avoid missing out of long term appreciation because of my trading instincts

haan phele se warning dedia, ab mein kuch ni bol sakta hun 😛
🤣

 

[Das.N]

Current Active Sips:
1. HDFC BSE sensex Index plan
2. Parag Parikh Flexi Cap
3. Canara Robeco Emerging Equity
4. Axis Small Cap
5. Canara Robeco Elss

One fund with sum Lumpsum investment:
1. Tata Digital India

To rebalance my portfolio next financial year, I am considering stop these sips (but hold those fund's unit) and start new sips in:

1. Parag Parikh Tax Saver.
2. Quant Active
3. Axis Midcap 50 Index
4. Axis Smallcap 50 Index

From these four funds Parag Parikh and quants are final , but doing some research about the small cap and mid cap funds. So number 3,4 may change.

 

[vivdwive]

View attachment 57465View attachment 57466
Must be a 75-80% overlap in this but the main purpose of this is to avoid missing out of long term appreciation because of my trading instincts

Nice portfolio buddy

 

[Deleted member 11974]

Nice portfolio buddy

thank you +

 

[Oscar]

 

[vine]

I save via * KAMETI* you might have heard about this concept in a different name

What's that? Can you elaborate please

 

[vine]

Few years ago, I had consolidated from 15+ funds to a few.
Names are irrelevant. I have one fund from each category. I put money as necessary:
Nifty 50 index fund
Nifty next 50 index fund
Gilt fund
Liquid fund

Also have a Flexi cap fund, and a Aggressive Hybrid fund, but stopped investing in them. I will exit them when rebalancing, or when needed.

 

[sid16]

How do you find overlap between multiple funds, like more than 10 funds?

 

[shivamk]

How do you find overlap between multiple funds, like more than 10 funds?

+1, also how much overlap is crazy overlap and must surely be rebalanced?

 

[Deleted member 11974]

anything above 50% needs to be rebalanced but it becomes very hard to find decent funds for a long run as well

 

[Deleted member 11974]

also try to cut down the number of fund 4-5 funds should be good to go

 

[shivamk]

anything above 50% needs to be rebalanced but it becomes very hard to find decent funds for a long run as well

Yes that's the problem I am facing. I primarily do ELSS and all those funds have high level of overlap

 

[Deleted member 11974]

Yes that's the problem I am facing. I primarily do ELSS and all those funds have high level of overlap

try to cut down the no of funds
1 largecap/etf
1 flexicap
1 small/midcap
1 arbitrage if needed
1 hybrid
1 debt

 

[shivamk]

try to cut down the no of funds
1 largecap/etf
1 flexicap
1 small/midcap
1 arbitrage if needed
1 hybrid
1 debt

Got it sir, will take these recommendations into account and re-strategize. Thanks

 

[Pradumya]

try to cut down the no of funds
1 largecap/etf
1 flexicap
1 small/midcap
1 arbitrage if needed
1 hybrid
1 debt

Hybrid me large, mid, small teeno aa jayega na