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How to apply for a BOB credit card online - step by step guide

Hello everyone,
if you are facing any problem while applying for BOB credit cards online, this post is for you.
1. Click on this link — https://bit.ly/370oK7H
This will open "Apply Now" page, use our special link to get support from our team and you'll get lifetime free credit card (easy/select/premier).

2. Fill in your personal details such as Name, Email id, Mobile No., Date of Birth as mentioned in your Aadhar & enter PAN No. Tick declaration boxes & Click here to generate OTP.

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3. On the next page you'll see a pop up - Enter the OTP in the space provided & Click on Verify OTP

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4. On the next page, Select your Occupation type & mention your Gross Annual Income so that system can recommend a suitable Card

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5. On the next page, select Vkyc & Please provide address for which you can furnish an authorised proof for e.g Aadhar

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6.On the next page, Fill all the details related to your employment unless marked as optional

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7. On the next page, BOB system will recommend you a suitable card & also showcase it’s key features

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Select one card of your choice and click on confirm.

8. On the next page, BOB will ask you to provide few more additional details as part of the application process. Please fill all details unless marked as optional.
9. On the next page, BOB will ask you to apply for add on card, but I'll recommend you to select "No" option and apply for add on card later.
10. On the next page, BOB will ask you to register for "Direct Debit" facility ( Auto debit - credit card bill payment), again select "NO"

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11. Now you have to upload —
a. your photo
b. Valid Id proof
c. Address Proof for address you’ve mentioned earlier
d. Last 2 Months Bank Statements showing Salary credited/ITR File/Other Bank Credit Card Statement With Card Photo Copy

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12. No this page you might face some problems, like - you are uploading pdf file, but system is that accepting that...
To solve this problem make sure you are not uploading password protected pdf file, remove any password from pdf file and try to upload, if this doesn't solve your problem, repair your pdf online, go to this website - https://www.ilovepdf.com/repair-pdf upload your pdf file and click on "Repair PDF".
Then upload new pdf file on bob website, Click on "Submit & Proceed"

13. On the next page accept terms & conditions and click on "Accept"
14. On the next page, you'll be asked to e-sign your documents using Aadhaar E-Sign, Select Yes & Complete e-signing process.

Done! you'll see your application number on the screen, note down your application number for future reference.

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If you have any questions, post here.
 

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Last edited:
So here is the update:
Immediately after complaining that I haven't received any VKYC link, I have now received the link and completed my VKYC via reconsideration of my application.
Will keep you guys updated if it gets approved.

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@TechnoFino Please help ...

I emailed the CRM for reconsideration of my application.
Please find attached her reply.

The point here is I haven't received any VKYC link and they are claiming to have sent a VKYC link on my email id.
Kindly respond back to the email saying you haven't received any link for VKYC yet and ask them to resend the same.
 
Kindly respond back to the email saying you haven't received any link for VKYC yet and ask them to resend the same.
Yes I did, kindly check my previous post.
Just completed my VKYC.
Lets see if they actually reconsider my application or just pass it off !
 
MY APPLICATION WAS REJECTED ON 30TH MARCH...GOT EMAIL..... but application tracking still shows....application processing....today got the link for vkyc....vkyc successfully done....what is happening with bob...
 
MY APPLICATION WAS REJECTED ON 30TH MARCH...GOT EMAIL..... but application tracking still shows....application processing....today got the link for vkyc....vkyc successfully done....what is happening with bob...
Exactly same as that of mine. Got Rejection Mail on 5-Apr-2022. Only thing additional I did was send a Mail to CRM for reconsideration.
Did my VKYC Today !
 
MY APPLICATION WAS REJECTED ON 30TH MARCH...GOT EMAIL..... but application tracking still shows....application processing....today got the link for vkyc....vkyc successfully done....what is happening with bob...
All these updates are not based on real time so it takes some time for the latest status to get updated in their system.
 
I believe one general reason for the rejection can be due to overwhelming responses from the customers for adding a LTF card in their wallet 👻.
 
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applied for bob card on 15 march…… I applied for easy variant….as I saw a wave of people applying for it… And getting approved…

Was having no salary slip…. No itr…. I applied using my one card statement… Limit is 31400…

On 19th received a mail to upload itr and salary slip…. I again sent credit card statement… And since I am bob bank customer… Sent 4 month bank statement…. There was hardly 4000 rs transaction…. In 4 months….

Then there was no communication from them till 1 april… When I received a mail for rejection…….

Suprisinggly… Yesterday on 7th april…. I received vkyc sms and mail…… I was surprised but I did it…. Instantly… Took one hour…

And today I checked the status… Its showing as approved…. Don’t know the variant or limit….

Ps. – – one thing I noticed in bob, hdfc and sbi credit card… They dont accept one card statement……. Mine is fd one but shows as unsecured in cibil…..


So this is my first unsecured card…. Sbi hanging in balance…. And hdfc rejected… even after home verification and sending documents to chennai…
 
Guys,

I'm not getting the Video KYC Links in mail or sms whereas BOB mailed me to do the VKYC as early as possible to get the card.
Although I answered them stating the fact that I have not received the link, simultaneously did anybody faced the issue of not getting link for VKYC?
If yes, then is there any trick to get it??

Application was e signed on 27th March.
 
Guys,

I'm not getting the Video KYC Links in mail or sms whereas BOB mailed me to do the VKYC as early as possible to get the card.
Although I answered them stating the fact that I have not received the link, simultaneously did anybody faced the issue of not getting link for VKYC?
If yes, then is there any trick to get it??

Application was e signed on 27th March.
Complaint them on twitter... They will send the link... Or mail them at crm@bobfinancial.com for further assistance.
 
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