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How to apply for a BOB credit card online - step by step guide

Hello everyone,
if you are facing any problem while applying for BOB credit cards online, this post is for you.
1. Click on this link — https://bit.ly/370oK7H
This will open "Apply Now" page, use our special link to get support from our team and you'll get lifetime free credit card (easy/select/premier).

2. Fill in your personal details such as Name, Email id, Mobile No., Date of Birth as mentioned in your Aadhar & enter PAN No. Tick declaration boxes & Click here to generate OTP.

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3. On the next page you'll see a pop up - Enter the OTP in the space provided & Click on Verify OTP

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4. On the next page, Select your Occupation type & mention your Gross Annual Income so that system can recommend a suitable Card

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5. On the next page, select Vkyc & Please provide address for which you can furnish an authorised proof for e.g Aadhar

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6.On the next page, Fill all the details related to your employment unless marked as optional

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7. On the next page, BOB system will recommend you a suitable card & also showcase it’s key features

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Select one card of your choice and click on confirm.

8. On the next page, BOB will ask you to provide few more additional details as part of the application process. Please fill all details unless marked as optional.
9. On the next page, BOB will ask you to apply for add on card, but I'll recommend you to select "No" option and apply for add on card later.
10. On the next page, BOB will ask you to register for "Direct Debit" facility ( Auto debit - credit card bill payment), again select "NO"

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11. Now you have to upload —
a. your photo
b. Valid Id proof
c. Address Proof for address you’ve mentioned earlier
d. Last 2 Months Bank Statements showing Salary credited/ITR File/Other Bank Credit Card Statement With Card Photo Copy

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12. No this page you might face some problems, like - you are uploading pdf file, but system is that accepting that...
To solve this problem make sure you are not uploading password protected pdf file, remove any password from pdf file and try to upload, if this doesn't solve your problem, repair your pdf online, go to this website - https://www.ilovepdf.com/repair-pdf upload your pdf file and click on "Repair PDF".
Then upload new pdf file on bob website, Click on "Submit & Proceed"

13. On the next page accept terms & conditions and click on "Accept"
14. On the next page, you'll be asked to e-sign your documents using Aadhaar E-Sign, Select Yes & Complete e-signing process.

Done! you'll see your application number on the screen, note down your application number for future reference.

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If you have any questions, post here.
 

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I have an ITR of more than 30lakhs. They are still charging me 2500 annual/renewal fees for Eterna.They are giving me limit of 3,13000. Any thoughts on how to make it LTF ?
Mail to Eterna@bobfinancial.com before applying and tell them that your ITR is more than 30 lacs and you came to know that BOB is offering LTF for such individuals. They are likely to confirm that they will consider LTF if your ITR is more than 30 lacs provided you meet other eligibility criteria. Get this confirmation on mail and then you can apply online.
 
called customer care, they asked me to mail them to cancel the current application and start over afresh
@TechnoFino dada any chances of getting this corrected from backend, without cancelling the current application? If I start afresh, there would be another CIBIL inquiry, which I don't want.
haven't had any luck with my application for the HPCL Energie card. Received a reply from the CC to go ahead with the CKYC, but I I want to do it only for the HPCL Energie card. Tweeted about it to the BOBfinancialCC handle on Twitter but received no help even there. Have started receiving calls for personal loans though from BoB 😭

What can be done now? @TechnoFino
 
on 02 July 2022 i filled & completed application included all documents submission with application no generation showed eligible for easy card variants but till now no communication received for vkyc or any further docs requirement even after approach to twitter i got response kindly wait we are yet to receive updates from internal team what should i do ?
 
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on 26 June 2022 i filled & completed application included all documents submission with application no generation showed eligible for easy card variants but till now no communication received for vkyc or any further docs requirement even after approach to twitter i got response kindly wait we are yet to receive updates from internal team what should i do ?
You can wait for some more time as it's been a week only. However, you should have already received the link to VKYC.
 
My BoB credit card application got rejected. Upon asking about the reason, they mentioned Cibil Score and internal risk criteria.
My Cibil is 780+. This response was after 2 months of application and 1 month of mailing, lol!
I think its better than getting a card with Rs. 5 as the limit :sleep:
 
My BoB credit card application got rejected. Upon asking about the reason, they mentioned Cibil Score and internal risk criteria.
My Cibil is 780+. This response was after 2 months of application and 1 month of mailing, lol!
I think its better than getting a card with Rs. 5 as the limit :sleep:
Wait for some days.... U might get vkyc link.... Have u done your vkyc yet... Or it is rejected even before that.....

Mine was rejected even before vkyc link... Got vkyc link one week after rejection mail... And approved in 1 day of vkyc....
 
Wait for some days.... U might get vkyc link.... Have u done your vkyc yet... Or it is rejected even before that.....

Mine was rejected even before vkyc link... Got vkyc link one week after rejection mail... And approved in 1 day of vkyc....
I had completed vKYC.
Also, didn't get a rejection mail from the Bank.
I queried the bank for the delay, to which they responded that my application was rejected.
 
Ask them to reconsider
They will give you

That's fake rejection
Many got CC after 'fake rejection'
Yeah I have mailed them financial documents along with a reconsideration request.
Lets see what happens.
Seems like they are telling everyone that they are rejected because they dont have an answer as to why they are late in processing the application.
 
Yeah I have mailed them financial documents along with a reconsideration request.
Lets see what happens.
Seems like they are telling everyone that they are rejected because they dont have an answer as to why they are late in processing the application.
They have now enough customers.... One of my friend works in bob.. He was telling... This year till june 30....they have acquired more than 17 lakh new customers for credit card... As per internal data
 
They have now enough customers.... One of my friend works in bob.. He was telling... This year till june 30....they have acquired more than 17 lakh new customers for credit card... As per internal data
Could be, still as a bank, it wouldn't hurt getting more.
More customers is better for stock price of bob :P
 
Could be, still as a bank, it wouldn't hurt getting more.
More customers is better for stock price of bob :P
Customer Aquisition is hard but it is even more harder to keep the customer connected with them.

It is like doing top in the class is tough but it is much more tougher to hold that position for a long.
 
Customer Aquisition is hard but it is even more harder to keep the customer connected with them.

It is like doing top in the class is tough but it is much more tougher to hold that position for a long.
If they give eterna... Ltf normally without ifs and buts... A lot a customers will shift... 3.75% return is a good reward....
 
If they gave it to everyone without ifs and buts, you wont get the 3.75% for even a week. Devaluation alert :P
No they are not giving eterna easily.... Easy, select and premier are been given like hot potatoes.... I got my easy upgraded to premier within 3 months... In a single mail.. Nothing else was asked....


Its like getting money back plus upgraded to regalia...
 
No they are not giving eterna easily.... Easy, select and premier are been given like hot potatoes.... I got my easy upgraded to premier within 3 months... In a single mail.. Nothing else was asked....


Its like getting money back plus upgraded to regalia...
Do we receive any confirmation once the VKYC is successfull post review?
 
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