How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[DarthBrooks]

which is this portal?

For Regalia Gold it's this https://offers.reward360.in/v1/regaliagold.

There's one similar for Diners and Infinia too.

 

[theXfactor]

For Regalia Gold it's this https://offers.reward360.in/v1/regaliagold.

There's one similar for Diners and Infinia too.

I don't see any tracker for my card.

 

[Sobirvs]

The dedicated milestone tracking portal gives the exact number.

that's only since anniversary year. My brother's anniversary yr is from jan. Last 6 months would be from november. It shows only since jan to till date.

 

[msd07]

I don't see any tracker for my card.

install smartbuy app
left side menu choose priveliges
Then select the card

 

[msd07]

I don't see any tracker for my card.

this is the place to select card and track

 

[theXfactor]

this is the place to select card and track

I'm already there https://offers.reward360.in/v1/infinia/home, logged in but I don't see any milestone tracker.

 

[aniketkr.sharma]

I think limit plays a big role

 

[Sobirvs]

They offered Regalia ltf.

When they convert to regalia LTF, do they wait for 6 months cooling since you got the card or not? I personally also have RG (FYF), and it's 2 months old, spends are already 2.5L, and a huge spends are coming this month from me and spends can be 8-10L more coz of family function. Can I ask LTF in May next month or do I need to wait 6 months?

 

[Sobirvs]

install smartbuy app

where is this app? I checked google play store and iphone app store too.

 

[DarthBrooks]

When they convert to regalia LTF, do they wait for 6 months cooling since you got the card or not? I personally also have RG LTF, and it's 2 months old, spends are already 2.5L, and a huge spends are coming this month from me and spends can be 8-10L more coz of family function. Can I ask LTF in May next month or do I need to wait 6 months?

I mean this was my 4th time asking for LTF thing, they reversed my fee last year, on second request, but this was the first time I addressed PnO for LTF request, so really don't know if asking this early would work.

 

[theXfactor]

When they convert to regalia LTF, do they wait for 6 months cooling since you got the card or not? I personally also have RG LTF, and it's 2 months old, spends are already 2.5L, and a huge spends are coming this month from me and spends can be 8-10L more coz of family function. Can I ask LTF in May next month or do I need to wait 6 months?

If I understand this correctly, you said you already have RG LTF. Why do you need to ask LTF?

 

[DarthBrooks]

where is this app? I checked google play store and iphone app store too.

Its a webapp.

 

[DarthBrooks]

If I understand this correctly, you said you already have RG LTF. Why do you need to ask LTF?

I was confused but likely its FYF

 

[Sobirvs]

If I understand this correctly, you said you already have RG LTF. Why do you need to ask LTF?

I don't think I ever said I have LTF RG. I have RG myself (quite brand new) and RG of my brother (quite old card).

 

[Sobirvs]

I was confused but likely its FYF

yes, both mine and brothers are 1st yr free.

 

[aniketkr.sharma]

yes, both mine and brothers are 1st yr free.

Bro, if aiming for infinia forget ltf.

 

[Sobirvs]

Its a webapp

can u give me link?

if it's think one https://offers.reward360.in/v1/regaliagold u mean?

if yes, this is what it shows me btw. And this is for anniversary yr only. Also the spends are wrong here anyways coz regalia gold spend bug is going on currently at HDFC. They are yet to fix it.

Anyways my point is u can't calculate 6 months spends here as it shows anniversary yr only unless ur anniversary yr is october.

 

[Sobirvs]

Bro, if aiming for infinia forget ltf.

I know, I am aiming for infinia, u know that. But in case in 6-12 months I don't get LE after tons of spends (my next 2 months spends will be 10-20L), then my obvious aim would be LTF as even if I do great spends, to get infinia one's Limit should be 8L and mine is 3.45L

 

[theXfactor]

I don't think I ever said I have LTF RG. I have RG myself (quite brand new) and RG of my brother (quite old card).

I personally also have RG LTF, and it's 2 months old, spends are already 2.5L, and a huge spends are coming this month from me and spends can be 8-10L more coz of family function. Can I ask LTF in May next month or do I need to wait 6 months?

This is where you said you had RG LTF. I'm sure you meant FYF and it was a typo.

 

[Sobirvs]

This is where you said you had RG LTF. I'm sure you meant FYF and it was a typo.

Sorry my mistake, it's FYF. Corrected, thanks for pointing this out.