How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

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HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit. 😃

 

[Pgoel06]

I recently got upgraded my Tata neu plus to Tata neu infinity.

When can I mail priority redressal to apply dcb ltf under alumni as a whole new card (no upgrade )

 

[K.R]

Friends I have a question here. My wife lost Infinia Credit card and I called up Customer care. They asked me if they have to block or I can block. I said I will block it and just that i wanted to check becasue for me only my card option shows. They said both cars will be blocked and new cards will be generated. To my surprise I received 2 Sets of cards along with Priority Pass. Upon trying to reset the PI i came to know that one set is Blocked. ( may be even the customer care placed the block request)

Question is around Priority Pass. Does Th priority Pass also gets blocked

 

[nithin1992]

Can anyone share their experience in getting an Infinia as a new to bank customer offline process?

 

[K.R]

Can anyone share their experience in getting an Infinia as a new to bank customer offline process?

Don't want to discriminate but is extremely tough. may be if your RM is an influential guy he can get it done

 

[ashmit30]

I have a DCB card with 11.2 lakh limit. I have been using it since 3 years.

I also have a preferred account in HDFC. My ITR is more than 60L.

I want to upgrade to Infinia. How should i do this? Will there be any negative effect on my profile if HDFC declines?

 

[gamersgzb]

I have a DCB card with 11.2 lakh limit. I have been using it since 3 years.

I also have a preferred account in HDFC. My ITR is more than 60L.

I want to upgrade to Infinia. How should i do this? Will there be any negative effect on my profile if HDFC declines?

You need to spend around 8 lakh in six month on your DCB and then try for upgrade.. as you already fulfill the criteria of limit..

 

[K.R]

I have a DCB card with 11.2 lakh limit. I have been using it since 3 years.

I also have a preferred account in HDFC. My ITR is more than 60L.

I want to upgrade to Infinia. How should i do this? Will there be any negative effect on my profile if HDFC declines?

You can easily get it.. You are the best customer profile for them 😎. talk to your RM. he will initiate it

 

[ashmit30]

You need to spend around 8 lakh in six month on your DCB and then try for upgrade.. as you already fulfill the criteria of limit..

My spends in the last six months is around 2.5 L on this card

 

[ashmit30]

You can easily get it.. You are the best customer profile for them 😎. talk to your RM. he will initiate it

Should i contact the RM or send an email to the grievance redressal team.
I think my RM is a joke. He wont be able to do anything

 

[gamersgzb]

My spends in the last six months is around 2.5 L on this card

I believe this is important criteria along with cc limit.. so you will have to spend and then try to upgrade but you can mail grievance redressal and let them say how much you need to spend for eligibility...

 

[K.R]

Should i contact the RM or send an email to the grievance redressal team.
I think my RM is a joke. He wont be able to do anything

Then Go via Grevieance redressal and finally PNO route. It may take 20-30 days but you will get it. I was in the same boat once 😎

 

[sahil624]

Anyone here who upgraded from Dcb LTF to Infinia?

 

[binno]

Is there any category for dcb that is excluded in completing spend milestone for fee waiver

 

[rohansamal]

So I have Kotak Card of 8.2L, does HDFC accept Kotak?

 

[binno]

So I have Kotak Card of 8.2L, does HDFC accept Kotak?

It does but ………………………………… it doesn’t

 

[rohansamal]

It does but ………………………………… it doesn’t

Thinking of opening a relationship with HDFC (Account) and a few months down the hope for CC.

 

[binno]

Thinking of opening a relationship with HDFC (Account) and a few months down the hope for CC.

which card do you want ?

 

[rohansamal]

which card do you want ?

Not sure which I'll get tbh. For now the one I want is the Tata Neu, but also one of the core ones later maybe

 

[binno]

Not sure which I'll get tbh. For now the one I want is the Tata Neu, but also one of the core ones later maybe

its next to impossible to get core card after cobranded card .. get a core card and tata neu is free 😅

 

[nithin1992]

Sharing my experience here in getting an Infinia as a new to bank (NTB) customer,

First HDFC card was a Tata Neu card with poor limit (50k). I learnt on the forum about Infinia hence went ahead and closed the Neu card after using it for a month to get an Infinia. A week or so after the card closure, I approached the nearby branch in Bangalore to inquire about the same. They asked me to open a bank account with them and after that they can get me a FYF Infinia card provided requirement / eligibility was met, which was minimum net salary credit > 2.7L to any bank account. I was fine to open a Savings Max account with HDFC as it was quite close to my place (~ 200m) and I can use the platinum DC for CC bill payments. The branch did not ask me to open a higher variant account or ask for opening a salary account or anything else.

I submitted the docs for Infinia on 21th September, I then received a call from the CC processing branch from Bangalore and an application reference number on 30th September (delay could be attributed to holidays). Got another call few days later for verification again. On 5th October, my bank branch official called me up and told me that the application is approved but they've reverted back to him with a query about the recent Tata Neu card closure and hence the application was marked as risk. He also assured me that he would respond back to the query and the card approval should be completed in a day or two. All this while, the tracking on HDFC's website showed the status as IN PROCESS.

On October 6th the tracking website showed the status as Approved and the same was confirmed by the bank branch official. I called up CC today to confirm the same and was able to get the last 4 digits from them as well as the approved limit (8L).