How To Get HDFC Bank Infinia & DCB Credit Card Easily - New & Upgrade

[TechnoFinoTechnoFino is verified member.]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.



So, don't be surprised if hdfc bank ask you for 10L limit.

 

[aceventura]

How much one should have spends in 6 months in DCB to be eligible for Infinia card upgrade?

I believe it is 7.5L in 6 months

 

[NikTravelEnthusiast]

How much one should have spends in 6 months in DCB to be eligible for Infinia card upgrade?

Exactly I don't remeber the exact figures. Roughtly 6 -7 lakhs.

If you search this thread you will definately get an answer.

 

[aceventura]

Does the spend criteria such as 7.5L in 6 months for Infinia upgrade exclude any spend category such as Income Taxes etc?

 

[NeoOnWheels]

Initially I applied by sending all my docs to credit card escalation email id but my request got rejected.

Spoke to the corporate RM assigned to my employer and as per him, my spend has been low and thus my earlier request is rejected. Also, he said getting upgrade on MoneyBack is very difficult and now he is asking for an exception in my case with the concerned dept. I told that I kept the usage low as current CC gives no benefits in return.

I would get to know if my request through corporate RM gets any buying from the HDFC CC dept next week. Otherwise, I will move to Axis for good as they are giving Burgundy salary account + Burgundy Magnus CC with it.

Small update: After explaining my association with HDFC to the Corporate RM, he asked me to refill the upgrade form and collected it from me. After couple of days, he said my application is processed. I got this reply from his official HDFC email id but there is no update from HDFC over SMS/email about the upgrade. He said I shall receive the card by next week but there is complete radio silence from the bank over SMS/Email/NetBanking account.

Am I suppose to receive any confirmation from cards division? Al he said is, once its dispatched I should receive shipping details.

 

[chasni]

Small update: After explaining my association with HDFC to the Corporate RM, he asked me to refill the upgrade form and collected it from me. After couple of days, he said my application is processed. I got this reply from his official HDFC email id but there is no update from HDFC over SMS/email about the upgrade. He said I shall receive the card by next week but there is complete radio silence from the bank over SMS/Email/NetBanking account.

Am I suppose to receive any confirmation from cards division? Al he said is, once its dispatched I should receive shipping details.

The card will show up in your netbanking before it is dispatched.

 

[NeoOnWheels]

The card will show up in your netbanking before it is dispatched.

Isn't it the case that you need to manually add card details in HDFC NetBanking to start paying bills etc?

 

[NikTravelEnthusiast]

The card will show up in your netbanking before it is dispatched.

Mobile banking is the first to show the upgraded card details, followed by Netbanking.

 

[NeoOnWheels]

Mobile banking is the first to show the upgraded card details, followed by Netbanking.

Dont see how they are are different if you mean HDFC App when you say mobile banking. I will keep an eye on this for next few days. Got to know from a friend that its normal for the card to show up only after 7-8 days post approval.

 

[NikTravelEnthusiast]

Dont see how they are are different if you mean HDFC App when you say mobile banking. I will keep an eye on this for next few days. Got to know from a friend that its normal for the card to show up only after 7-8 days post approval.

Yes. HDFC app (mobile version).

 

[lakshmiprasads18]

HDFC Bank Infinia is the best credit card available in India for frequent air travellers. HDFC Bank market this credit card as an invite only card, but in reality you can actually apply for this card.
Official Eligible Income Criteria For HDFC Infinia- 43L ITR (depends on location)
DCB - 24L ITR
If you don't have ITR of 43L/24L you can still get HDFC Infinia/DCB, you have to fulfil some other criteria.
This information is not available publicly on HDFC Bank website.
Hidden Criteria For "New HDFC Bank Infinia Credit Card" - You can apply for new HDFC Bank Infinia credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 10 lakhs credit limit for this.
"New HDFC Bank Diners Club Black Credit Card" - You can apply for new HDFC Bank DCB credit card using "Card To Card" method, you need a minimum 1 year old other bank credit card with minimum 5 lakhs credit limit for this.

If your already have a HDFC Bank credit card, then you have to upgrade your existing card to Infinia/DCB,
For Upgrade To Infinia-
1. You need minimum 8 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, fill up and attach credit card upgrade form with the email.
*Credit card upgrade form (New Version) - attached with this thread.

For Upgrade To DCB-
1. You need minimum 5 lakhs credit limit on your existing HDFC Bank Credit card
2. Send an email to- grievance.redressalcc@hdfcbank.com & request for card upgrade, attach card upgrade form with the email.

Update- HDFC Bank asking for 10 lakhs limit on your existing credit card for infinia upgrade.

View attachment 3378

So, don't be surprised if hdfc bank ask you for 10L limit.

I have secured credit card from Indusind bank with a limt of 10Lakhs. Can I apply through a secured credit card for C2C method to get DCB card.?

 

[sahil624]

Hi all, at the risk of repetition, is it worth it to upgrade from DCB LTF to FYF Infinia? any insights would be really helpful.

Thanks

 

[ADITYA1904]

Hi all, at the risk of repetition, is it worth it to upgrade from DCB LTF to FYF Infinia? any insights would be really helpful.

Thanks

Obviously…just read all post

 

[sahil624]

Obviously…just read all post

Actually it’s 67 pages so in the benefit of saving time thought of asking here.

 

[NeoOnWheels]

Actually it’s 67 pages so in the benefit of saving time thought of asking here.

Infinia joining and renewal fees are returned in form of points which you can convert 1:1 for airmiles and hotels. So effectively getting the whole value back if you stick to such expenses. Ultimately, you have it for free (Except GST) and acceptance of Infinia is better than DCB.

Now you take a call

 

[Ankur dhanda]

I have just written to convert to LTF DCB to LTF Infinia to grievance redressal stating acceptance issues I faced in turkey and more trips planned along with Salary slips and bank statement. Haven’t spent a lot on DCB barely a lakh in last couple months.
Credit limit ~9L. Let’s see how it goes.

 

[gamersgzb]

I have just written to convert to LTF DCB to LTF Infinia to grievance redressal stating acceptance issues I faced in turkey and more trips planned along with Salary slips and bank statement. Haven’t spent a lot on DCB barely a lakh in last couple months.
Credit limit ~9L. Let’s see how it goes.

Keep us updated..

 

[Ankur dhanda]

Keep us updated..

Will do surely

 

[NeoOnWheels]

I have just written to convert to LTF DCB to LTF Infinia to grievance redressal stating acceptance issues I faced in turkey and more trips planned along with Salary slips and bank statement. Haven’t spent a lot on DCB barely a lakh in last couple months.
Credit limit ~9L. Let’s see how it goes.

As per my experience, HDFC is too touchy about people spending 6-7L in last 6 months on the current card before they get you upgrade. You need to be persistent with the efforts

 

[Ankur dhanda]

Well they have stated all upgrade cards are now FYF and there is no LTF upgrade card.
To review upgrade have asked for physical documents.

 

[Ankur dhanda]

As per my experience, HDFC is too touchy about people spending 6-7L in last 6 months on the current card before they get you upgrade. You need to be persistent with the efforts

I know they very much are, I’m just hoping for a positive response
Sent physical documents today.