How to get SC credit card?

[tushu5121]

Hi..
Please suggest me how can i get SC credit card as i unable to get this in my city.
Is there any tricks or tips to get SC card ?

 

[Lobogris]

Thanks. The person was adamant that SC won't issue cards to self employed without a long terms relationship. So have opened their top tier account by depositing 50 lakhs. Let's see if they issue one. The branch manager promised any card I like after 45 days.

Happy to report that SC kept their promise. My Titanium card has been approved and is now showing on the app! Credit limit is a bit on the low side at 5 lakhs but still reasonable as a start. It took about 2 weeks. The day after they submitted my application, I received a declined email but the BM said not to worry as she had secured a special approval. I was skeptical but it was indeed approved. So depositing a reasonable amount is a good way for a self employed person to get a SC card. If only AU can do the same.
Now hoping to get their Smart card as well. Can someone explain the process to get a second card? I had read that it is quite easy once you have the first one.
So SC is much better for me than HDFC and AU. Even Kotak is great.
@Kakollu_44 @deep@vie

 

[helloworld]

Happy to report that SC kept their promise. My Titanium card has been approved and is now showing on the app! Credit limit is a bit on the low side at 5 lakhs but still reasonable as a start. It took about 2 weeks. The day after they submitted my application, I received a declined email but the BM said not to worry as she had secured a special approval. I was skeptical but it was indeed approved. So depositing a reasonable amount is a good way for a self employed person to get a SC card. If only AU can do the same.
Now hoping to get their Smart card as well. Can someone explain the process to get a second card? I had read that it is quite easy once you have the first one.
So SC is much better for me than HDFC and AU. Even Kotak is great.
@Kakollu_44 @deep@vie

Click 'Apply Now' -> Select 'Yes' as existing customer -> Enter existing card details and pay Rs. 1 -> Done. Your new card will be approved and dispatched.

 

[Lobogris]

Click 'Apply Now' -> Select 'Yes' as existing customer -> Enter existing card details and pay Rs. 1 -> Done. Your new card will be approved and dispatched.

This should be done on their website and after logging in or on the link to apply for a fresh card? In addition, how long should one wait after the first card is issued before applying? I haven’t even received the card yet. It is simply showing on the app. Would it be better to wait like 3 months at least?

 

[helloworld]

This should be done on their website and after logging in or on the link to apply for a fresh card? In addition, how long should one wait after the first card is issued before applying? I haven’t even received the card yet. It is simply showing on the app. Would it be better to wait like 3 months at least?

not needed, suggestion wait till its delivery, activate, and do test transaction. Immediately next day apply as fresh card but choose above mentioned options.
There is no cool-down in SC.

 

[Lobogris]

On the app when I click see card details, my card is shown as Premium Super Value Titanium Card (P). However when I click on 'manage card usage', it shows World Mastercard for Business with a different photo. Is this normal?

 

[Lobogris]

bro just deposited 50Lacs just for a credit card and that too SC 🤣

Please see my earlier post.

 

[aayusharyan]

Anyone able to get it online as NTB?
I have applied around 3-4 times, but always rejected sadly.

 

[RishiKiDev]

Anyone able to get it online as NTB?
I have applied around 3-4 times, but always rejected sadly.

I got it this year in March.

Applied online, they called and verified the details in online form, did vkyc and work verification then card got approved

 

[aayusharyan]

I got it this year in March.

Applied online, they called and verified the details in online form, did vkyc and work verification then card got approved

I applied in September, I will wait 90 days for the cooldown period and will try again. Let's see. 🤞🏻

 

[RishiKiDev]

I applied in September, I will wait 90 days for the cooldown period and will try again. Let's see. 🤞🏻

Try for the Smart CC. I've heard it has more chances of getting approved than any other

 

[aayusharyan]

Try for the Smart CC. I've heard it has more chances of getting approved than any other

Got it, thanks man. Will try and update here.

 

[Vasuki]

thank you for the help brother

Prasad hame vi dedo bhai ☺️

 

[Vasuki]

My application got rejected on applying online, now thru offline process it's approved.



If anyone needs to apply SC card based on card to card basis, dm me your details, will pass on to SC agent, they will process offline....for easy approval.

🙃 Dm bro

 

[Lobogris]

Click 'Apply Now' -> Select 'Yes' as existing customer -> Enter existing card details and pay Rs. 1 -> Done. Your new card will be approved and dispatched.

Just did as you said. Received a message that application was submitted. I thought it would be instantly generated. What happens now?

 

[helloworld]

Just did as you said. Received a message that application was submitted. I thought it would be instantly generated. What happens now?

within 2 working days it will be approved unless limit issue (Ultimate required 3/4L limit), card will be delivered soon as per your location. Just have to wait for the update message.

 

[Lobogris]

within 2 working days it will be approved unless limit issue (Ultimate required 3/4L limit), card will be delivered soon as per your location. Just have to wait for the update message.

I applied for Smartcard.

 

[rdargar]

Done

Can you share the details

 

[Lobogris]

within 2 working days it will be approved unless limit issue (Ultimate required 3/4L limit), card will be delivered soon as per your location. Just have to wait for the update message.

Do you mean the message that says your email has been updated?

 

[vinrey287]

Click 'Apply Now' -> Select 'Yes' as existing customer -> Enter existing card details and pay Rs. 1 -> Done. Your new card will be approved and dispatched.

How many cards can one get from SC?

 

[Pack_of_Cards]

within 2 working days it will be approved unless limit issue (Ultimate required 3/4L limit), card will be delivered soon as per your location. Just have to wait for the update message.

For Ultimate it is 4L, My wife has a salary account in SC