How to get SC credit card?

[tushu5121]

Hi..
Please suggest me how can i get SC credit card as i unable to get this in my city.
Is there any tricks or tips to get SC card ?

 

[helloworld]

But the main issue with this card is about Capping..

And you need to spend atleast in multiples of 25k or 50k (cumulative spends depends on category) then only you can redeem min. 500 as cashback 2nd time onwards.

 

[SSV]

And you need to spend atleast in multiples of 25k or 50k (cumulative spends depends on category) then only you can redeem min. 500 as cashback 2nd time onwards.

OK, thanks but no thanks to SC cards..
Too many ifs and buts..thanks for the info..
I will give a flick to SC cards

 

[deep@vie]

But the main issue with this card is about Capping..

Yes, only smart is little bit OK.

 

[SSV]

Yes, only smart is little bit OK.

Got it .

 

[vinrey287]

Ok. but you're forgetting that if you do not like or use any of these vouchers - you're not getting anything like exclusions in other cards. Lastly, consider reward rate as 2.5% like that because
1. you may not need these vouchers at all
2. even if you need, can get at 10% discount in other platforms
3. even all these you have to pay annual fee and redemption fee

Ex: You may think you're getting 3.33% reward on some exclusion categories and acquired 20K points (by spending 6L it need), you may have these options only

View attachment 36001

what good it serve you by paying that convinience fee etc. in those exclusion categories websites, where you can obtain these vouchers at 10%+ in other markets (even in the first place, you may not need it).

Agree. One question- How come you are still keeping it, considering your points I believe you are on the verge of closing it.

 

[Pack_of_Cards]

I had EMT since last year, requested for Ultimate but as limit was <3L, they offered Smart, so I took it few months back. Not sure when Ill get LE to get hold of Ultimate.. not interested in any other card though. Do you know if we can do C2C even if we are ETB?

Ultimate not possible via C2C, haven't seen somebody getting C2C.

 

[helloworld]

Agree. One question- How come you are still keeping it, considering your points I believe you are on the verge of closing it.

waiting for that voucher which I like, anycase I'll close during renewal which will expire my points - currently not spending anything on it, just checking 360 portal till renewal.

I thought same points when I took the card, so I spent, got the points. Now, waiting to redeem so saying.. analyze before spending on these SC reward cards.

 

[vinrey287]

waiting for that voucher which I like, anycase I'll close during renewal which will expire my points - currently not spending anything on it, just checking 360 portal till renewal.

I thought same points when I took the card, so I spent, got the points. Now, waiting to redeem so saying.. analyze before spending on these SC reward cards.

Thanks for sharing exp with Ultimate and good luck with your redemption.

 

[ccdc]

Done . .

can you dm me as well?

 

[deep@vie]

can you dm me as well?

Not able to dm you

 

[ccdc]

can you try to dm me now?

 

[deep@vie]

can you try to dm me now?

Done . .

 

[CyberPsych]

CIty issue resolved now..
Apply for SCB smart card

Will Smart card benefit me in anyway if I already have Ace card?

I pay non-HDFC credit card bills through HDFC Bill Pay with Platinum DC, will the wallet load feature of Smart card benefit me in any way?

 

[panu24]

Will Smart card benefit me in anyway if I already have Ace card?

I pay non-HDFC credit card bills through HDFC Bill Pay with Platinum DC, will the wallet load feature of Smart card benefit me in any way?

not much benefit left now for Smart card for wallet loading.

 

[CyberPsych]

not much benefit left now for Smart card for wallet loading.

Why? High charges?

 

[panu24]

Why? High charges?

Yes most wallet load need charges. Paytm wallet was good but its gone now.

 

[CyberPsych]

Yes most wallet load need charges. Paytm wallet was good but its gone now.

Is platinum rewards LTF any useful?

 

[panu24]

Is platinum rewards LTF any useful?

Sorry no idea. I needed one card which will give more than 1% cashback for online spends in cashback category from SC, so I applied and got it.

 

[helloworld]

Is platinum rewards LTF any useful?

nope. even no offers from sc online much.

 

[CyberPsych]

nope. even no offers from sc online much.

Okay, just looking to get that ₹2500 from cashkaro for applying 😆