How to keep LTF HDFC card active

[SC_23]

Was reading a comment few days ago that HDFC doesn't offer unconditional LTF cards and their are some criteria to full fill if you are not using it regularly.
Can I use it for 100 rupees only to keep it active and pay it instantly even before the bill is generated or I have to wait till bill generation and pay it off to keep it active and reported on Cibil.

Card in question Moneyback+ with 63k limit if it matters.

 

[TheTrickySid]

What's the relation between LTF and usage??
Like if it's already converted to LTF then it won't be made chargeable again, but if you don't use any cc for a year then the bank has the right to close your cc giving prior notice.

 

[SC_23]

What's the relation between LTF and usage??
Like if it's already converted to LTF then it won't be made chargeable again, but if you don't use any cc for a year then the bank has the right to close your cc giving prior notice.

Used to lurk here was reading some post few days ago a guy posted LTF conditions for HDFC if my memory serves right it was LTF will be removed if not used for more than 3 months and cc will be canceled if not used for continuous 6 months.

 

[SC_23]

What's the relation between LTF and usage??
Like if it's already converted to LTF then it won't be made chargeable again, but if you don't use any cc for a year then the bank has the right to close your cc giving prior notice.

Found the post

Can a bank close my Credit card for non/less usage?

I have some Credit Cards which I barely use. Example - if I have two cards from the same bank, I use one of them extensively, while I barely use the other one, or use it when it has more offers than the former. In other cases, there are some cards which I barely use. Example- I got an Indusind...

www.technofino.in

 

[ashwinkashwink is verified member.]

According to New rbi guidelines wef: 01 July 2022 you will need to use your credit card atleast once in year to become it as active hence if failure your bank will send you an mail and sms one month prior to notify about please make any transactions within 30 days avoid closing of your credit card.