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How to use Indusind Bank debit card points against cash stataement
- Thread starter codenerd
- Start date
I made payments on CRED can in Feb using both Visa & MC Signature DC but didn't he get any rewards until now. I'm on Select account variants and merchant shows as 'Dreamplug' in statement.
Has something changed recently and they stopped rewards on Cred?
Please help by sharing the experiences
Has something changed recently and they stopped rewards on Cred?
Please help by sharing the experiences
Chitra007
TF Select
Did you get your second debit card while applying from app?
jyothisthaliath
TF Select
I have two cards for my Exclusive account - Visa Sig and MC World Exclusive cards. Does that mean I have to pay more than 1 Lakh per card or can I split the amount in both cards (50k each) to get the max reward rate of 0.93%
Second question, do I need to make a single transaction to earn max reward, or cumulative amount of 1 Lac is eligible for 6X reward?
jyothisthaliath
TF Select
Talking from experience, CC bill payment through following apps earned rewards for me (this is what I'm sure about, need to check for others)
1. Exclusive MC World DC - Airtel Thanks app, OneCard app, SBI Unipay website, Jio Finance
2. Exclusive Visa Sig DC - Mobikwik, Jio Finance, SBI Unipay, PayTM
Only place I didn't get the points is HDFC Payzapp
jyothisthaliath
TF Select
I can't seem to comprehend the issue faced by you, I have redeemed points without any trouble through net banking
codenerd
TF Ace
Reaching this exact page is very confusing if you're not used to Indusind Netbanking. Also it's buggy. So i thought why not create a step by step guide fo others as it's not easily available on internet or youtube.
jyothisthaliath
TF Select
I got to see that thread of yours after I posted here 😀 Sorry bro
Your efforts are appreciated!!
jyothisthaliath
TF Select
Don't they charge convenience fee nowadays? I stopped using PayTM for CC bill payment for that very reason. Jio Finance FTW!!
codenerd
TF Ace
Yes they do charge nominal fee which is way less than the amount you make by converting rewards to cash. I have never used Jio Finance as I am not sure if it gives rewards. Please share your experience using JioFinance and if you get reward points for CC billy payment specifically with Indus Debit card.
jyothisthaliath
TF Select
I've been getting rewards on Jio Finance using my Exclusive Visa Sig and MC world debit cards. No issues till now
In how much time does the amount reflect in the credit card account after you've made the payment through Jio Finance?
In how much time does the amount reflect in the credit card account after you've made the payment through PayTm?
Thank you @jyothisthaliath , @codenerd
jyothisthaliath
TF Select
Mostly within minutes. Same goes for PayTM. It really depends on the credit card provider
I was enquiring for ICICI credit card bill payment (50k-4L). Would you have knowledge about the time it takes to reflect in transaction history of Imobile App?
Thanks @jyothisthaliath
Last edited:
jyothisthaliath
TF Select
I am sorry to say I haven't paid ICICI bills using Jio Finance yet. However I have paid them using Airtel Thanks app. It got credited within 30 minutes. Since both Jio Finance and Airtel Thanks works on BBPS platform, I am guessing it would take the same time to process.
Thank you @jyothisthaliath
I made a payment through PayTm last night and it was settled within a minute or two but I received an SMS regarding the payment from ICICI today morning.
What do they mean by "settled"?
were you able to redeem the points against cash finally?
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