ICICI Bank Times Black Credit Card Launched - Full Details & Review

[Dr.Anand456]

What about the fee? Will they charge the fee even without activating the card?
Whether we can cancel the card before activation?

If you request to close the card within one month of receiving it and haven't used it at all during this time, the bank typically reverses the fee applied to the card, and the card gets closed. I have personally tried this once before. However, if ICICI Bank starts applying any special rules for this card, nothing can be done about it.

There’s only one potential issue: if the card remains active for more than 15 days, it will likely be updated in your CIBIL report in the following month. After the card is closed, it may cause a minor negative impact on your CIBIL score in the subsequent month. This happens because a new account will be opened and closed within a single month, which might reduce your score by 1-2 points.

However, this also depends on how many accounts you already have. If you have multiple credit cards or accounts, the impact will be negligible. I hope this answers all your questions.

 

[drmsiva]

Kindly tell will education spends count in milestone

I guess so as they are giving points for education, utilities, etc -taken from the details in the 1st page.

Maximum of 5,000 Reward Points can be earned per month on Utility, Insurance, Education, and Government Payments

 

[jamesbond0007]

For me 25 lakh is like 1 or 2month spent, last October my only 1 icici card statement was near 50 lakhs.

 

[bharathnalla]

For me 25 lakh is like 1 or 2month spent, last October my only 1 icici card statement was near 50 lakhs.

Sir if you don’t mind, what do you do for living? Any suggestion to become this rich!

 

[Huzaif]

Sir if you don’t mind, what do you do for living? Any suggestion to become this rich!

I too need suggestions😅

 

[mastfun]

Sir if you don’t mind, what do you do for living? Any suggestion to become this rich!

The easy and best way is FedEx scam 😀 Jokes apart, I believe the person posting his spends is a showoff and might be running a business!

 

[Bionick]

For me 25 lakh is like 1 or 2month spent, last October my only 1 icici card statement was near 50 lakhs.

Try spending that much on Axis credit cards 😜

 

[BhaiyaJi]

Try spending that much on Axis credit cards 😜

He must have, thats why switched to ICICI for lower rewards

 

[shu_sha]

Sir if you don’t mind, what do you do for living? Any suggestion to become this rich!

 

[Anupama_Jha]

Like, Anyone can apply!!

 

[Anupama_Jha]

The crow tried to walk like a swan and ended up forgetting its own way of walking.

Huh😅

 

[sidp]

For me 25 lakh is like 1 or 2month spent, last October my only 1 icici card statement was near 50 lakhs.

Shame on all of the people who though bro was talking in paise,when he is really talking in pound.

 

[Anupama_Jha]

Shame on all of the people who though bro was talking in paise,when he is really talking in pound.

Yeah, I apologise🙇🏻‍♀️

 

[Sobirvs]

Finally received email by ICICI regarding this.

 

[BhaiyaJi]

Shame on all of the people who though bro was talking in paise,when he is really talking in pound.

Bhai pounds ho ya paise ho ya dollars converstion pe koi effect nahi aayega. Aap chahe firse se dry run karlo.

 

[jamesbond0007]

Instant approval. Welcome my icici 9th credit card.
9*4 = 36 🤫🫣😉

Sir if you don’t mind, what do you do for living? Any suggestion to become this rich!

I too need suggestions😅

Try spending that much on Axis credit cards 😜

He must have, thats why switched to ICICI for lower rewards

View attachment 77701

Shame on all of the people who though bro was talking in paise,when he is really talking in pound.

Yeah, I apologise🙇🏻‍♀️

Bhai pounds ho ya paise ho ya dollars converstion pe koi effect nahi aayega. Aap chahe firse se dry run karlo.

Guys, all transactions was for business purposes. Rewards is small things on these transactions 😉

 

[sgoyal9]

Completed vkyc but still it is redirecting to vkyc again. I am tried of adding all the OTPs again and again and again. It takes 3 OTPs and a bunch of forms before it redirects to the final page. Anyone facing this issue after vkyc?

 

[BVCBVC is verified member.]

@anirban.choudhury @Nishan11 @snjn

Have you guys received any mail or any sms confirmation from ICICI or Times about credit card application approval or something like that?

Received Approval mail.

 

[Huzaif]

I didn't understood the underlined part, anyone plz explain

 

[Anupama_Jha]

I didn't understood the underlined part, anyone plz explain
View attachment 77727

Means all the benefits associated with the card will be given only after annual/renewal fee payment