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ICICI Bank Times Black Credit Card Launched - Full Details & Review

Update : called icici, got this mc wealth management
Looks like icici issued me wealth mc world , will call them for private infinite

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dc cancelled, it stopped showing on online banking right away, and they took the request for infinite private banking card visa too. They told me it is lifetime free and no charges whatsoever. I asked them if i will receive the whole kit like cheque book etc and she said yes (not sure how true that claim is).
 
Update : called icici, got this mc wealth management


dc cancelled, it stopped showing on online banking right away, and they took the request for infinite private banking card visa too. They told me it is lifetime free and no charges whatsoever. I asked them if i will receive the whole kit like cheque book etc and she said yes (not sure how true that claim is).
Mujhe bhi welcome kit ke liye bola tha, maine request dal diya hai, let's see what happens.
 

Here is the official page for the ICICI Bank Private Banking Debit Card. Please note that not all details about the card are available on this page. Some benefits are revealed only after you receive the card.
 

Here is the official page for the ICICI Bank Private Banking Debit Card. Please note that not all details about the card are available on this page. Some benefits are revealed only after you receive the card.
As you said nothing much in there, just daily withdrawal and transaction limits in this page.
Quite a secretive card it is.
 
No idea. Couldn't find much on ICICI portal.

Anyone...Private DC holders? 🙂

Icici has these categories of account in increasing order. Regular, Privilege, wealth management, wealth select and Private.

Talking about top 3 categories - Wealth management gets world debt card. Wealth select and Private gets visa infinite.
All these cards are lifetime free. Looks of visa infinite is better. And the only extra benefit in visa is few more lounges.

The best benefit in these accounts is very helpful RM (though he/she also has targets to sell) and instant connection to wealth customer care on phone banking. People are polite and nice to talk to. At the branch you walk into the dedicated wealth section and they help you out with everything. Products like loans are available at better rates.
If needed they go out of the way to help, can even come for doorstep services. Very friendly and helpful people.
They would spoil you. Just to share an example, my wife drops into the branch just to say hello to them. She has made friends at the branch.

The benefit of wealth select and private is more to people who make investments. Otherwise all 3 types of acounts are more or less same.
The downside is regular calls and advices to sell products.
 
The downside is regular calls and advices to sell products.

Interesting, Apart from annoying instant loan calls from ICICI immediately when I click on auto/home loan on the INB even though I was just checking the rates and was not interested to actually loan whatsoever, I have never seen ICICI directly ever annoying me for selling products. I am actually surprised why ICICI hasn't as ICICI is as mainstream bank as mainstream banks ever get.

Also few credit card upgrades calls, very politely no pressure from customer care, very nice.

Compare to that, amex has annoyed me tbh for insurance selling. But never spammed alot, but ya they do call like umm, 8-9 times a year.
 
Interesting, Apart from annoying instant loan calls from ICICI immediately when I click on auto/home loan on the INB even though I was just checking the rates and was not interested to actually loan whatsoever, I have never seen ICICI directly ever annoying me for selling products. I am actually surprised why ICICI hasn't as ICICI is as mainstream bank as mainstream banks ever get.

Also few credit card upgrades calls, very politely no pressure from customer care, very nice.

Compare to that, amex has annoyed me tbh for insurance selling. But never spammed alot, but ya they do call like umm, 8-9 times a year.

Yes. The moment you check a product, there is instant trigger with a call. Even your RM would come to know and may try to speak to you next working day.
 
Icici has these categories of account in increasing order. Regular, Privilege, wealth management, wealth select and Private.

Talking about top 3 categories - Wealth management gets world debt card. Wealth select and Private gets visa infinite.
All these cards are lifetime free. Looks of visa infinite is better. And the only extra benefit in visa is few more lounges.

The best benefit in these accounts is very helpful RM (though he/she also has targets to sell) and instant connection to wealth customer care on phone banking. People are polite and nice to talk to. At the branch you walk into the dedicated wealth section and they help you out with everything. Products like loans are available at better rates.
If needed they go out of the way to help, can even come for doorstep services. Very friendly and helpful people.
They would spoil you. Just to share an example, my wife drops into the branch just to say hello to them. She has made friends at the branch.

The benefit of wealth select and private is more to people who make investments. Otherwise all 3 types of acounts are more or less same.
The downside is regular calls and advices to sell products.
Apart from great customer relationships, investment advices etc. is there no real tangible benefit associated with Private DC?
 
Apart from great customer relationships, investment advices etc. is there no real tangible benefit associated with Private DC?

No. Only few extra lounge access. I think its 2 per quarter in mc and 4 per quarter in visa.
Though i have never used debit card for lounge access.
 
No. Only few extra lounge access. I think its 2 per quarter in mc and 4 per quarter in visa.
Though i have never used debit card for lounge access.
You may find IDFC first wealth/private DCs more relevant if that’s the case. Moreover, never received pesky calls from them. In some sense, their DCs are better than their CCs.
 
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