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ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

The guys who are getting these upgrade offers, are you ICICI salary account holders?
Can you pls elaborate a little bit on your relationship with ICICI.. thanks..
Want to get some analysis done for the greater cause to the community. Thanks again
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Today I got this offer. Neither I am salaried nor Self employed. But I took a few loan for my family from ICICI credit card. And I heavily use icici credit card for EMI and Non EMI purchases from Amazon, Flipkart. But recently I am using Coral Rupay credit card heavily for transferring money to my friend (Merchant Account). I think it may trigger the offer.
 
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I got Icici-MakeMyTrip card (and a couple of others) as pre-approved offers. ICICI-MMT - at one time fee of 2500/- plus GST.
As I do not have a travel card and got a lot of domestic trips lined up for the next 4 years, I took it yesterday. Approved instantly. Card activated n PIN set n other parameters set in App. Very smooth. Very happy.
 
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That's great. My Rubyx credit card also instantly got approved. And CC number was also shown. But now I can't see it listed on the Card section. May be they will show it after delivery
Ek din lagta hai to appear in iMobile. It will appear in net banking within few hours.
 
I doubt if people who're already holding more than 3 ICICI Credit Cards are getting this Pre-approved LTF cards. Someone who received this offer can confirm.

@SSV @SAS @ARV @Rishabh
Amazon ICICI
Platinum ICICI
Coral ICICI (Same Statment for Coral & Platinum)

If you consider physical cards. Then I got Rubyx LTF Pre approved after having 3 physical ICICI cards.
 
I just checked. Same old Sapphiro paid, MMT signature , Manchester United signature.
I updated the app and checked again

Now Sapphiro MC + Amex paid and MMT signature , Manchester United signature.
 
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I got Icici-MakeMyTrip card (and a couple of others) as pre-approved offers. ICICI-MMT - at one time fee of 2500/- plus GST.
As I do not have a travel card and got a lot of domestic trips lined up for the next 4 years, I took it yesterday. Approved instantly. Waiting for the card to appear in the App.
Sir, Make sure you receive the Rs. 1500 MMT voucher and MMT BLACK Membership

6 months ago I Received this card and paid the joining fee but still did not receive the welcome benefits and even my MMT account was not linked, bcoz of this the rewards that I earned through this card are not getting transferred to my MMT Wallet.

These are the issues I faced with this card

I escalated this to their nodal officer but there's no use
 
Sir, Make sure you receive the Rs. 1500 MMT voucher and MMT BLACK Membership

6 months ago I Received this card and paid the joining fee but still did not receive the welcome benefits and even my MMT account was not linked, bcoz of this the rewards that I earned through this card are not getting transferred to my MMT Wallet.

These are the issues I faced with this card

I escalated this to their nodal officer but there's no use
Such glitches happen if your eMail ID and phone number and city - data as available with ICICI and with MMT - differs. You need to change these details in the MMT App and these should sync with the data available in ICICI. You need to talk to their Customer Care guys.

In my case, there is no such glitch. And, both are in operation for over 3-4 years now. So, hopefully, there would be no issues.
 
Everyone and their everyone else getting pre-approved ICICI credit cards for free.

Last Friday I applied for the very basic ICICI Platinum card and it got declined.
They won't easily give you Platinum Credit card which is LTF. Instead try Coral Rupay card with 499₹ if you desperately want a ICICI credit card.
 
Well this was a big brain idea by the RM. Said he would get the Platinum upgraded to Emeralde LTF within a month after approval. Now after this debacle he's not picking my calls.
Kuch Bhi! 🤣🤣🤣.

One of salaried friend was approached by an ICICI Credit Card employee. They were offering him Paid cards (Coral Rupay etc). But I have that card as LTF. So he got furious and asked that employee to give LTF offer on Coral. He declined. Then I informed him about Platinum credit card which is inherently LTF. But then the employee stopped talking for a moment and told him that ICICI has discontinued that card. I know he was lying. So he took the coral card with 499+gst.

So the main point is they won't approve LTF cards easily.
 
Kuch Bhi! 🤣🤣🤣.

One of salaried friend was approached by an ICICI Credit Card employee. They were offering him Paid cards (Coral Rupay etc). But I have that card as LTF. So he got furious and asked that employee to give LTF offer on Coral. He declined. Then I informed him about Platinum credit card which is inherently LTF. But then the employee stopped talking for a moment and told him that ICICI has discontinued that card. I know he was lying. So he took the coral card with 499+gst.

So the main point is they won't approve LTF cards easily.
They will have different incentive structure for paid card issuance and LTF card issuance.. hence discouragement of highlighting ltf cards by agents
 
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