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ICICI FASTag KYV Mess - My Personal Experience and a Warning for Everyone

Recently all FASTag users were asked to complete KYV (Know Your Vehicle) verification. Just like we do KYC for bank accounts, now we have to complete KYV for our FASTag.
Fair enough. No issues with the requirement.

They asked for:

1. Car front photo showing the number plate
2. Side profile photo
3. FASTag sticker backside photo (taken from inside the car)
4. Car RC copy

All good. I uploaded everything.

But where is the real issue?
It’s with one particular FASTag provider. And it's none other than… yes… ICICI Bank.

I have been an ICICI FASTag user for a long time. The main reason many of us chose ICICI FASTag was simple. It allowed us to buy fuel at HPCL fuel stations and pay directly using the FASTag balance.
This was a big convenience for me and many others in the community.

Now let me explain the pain.

I uploaded all KYV documents well before the deadline.
Everything was submitted before 20th October 2025.

But till 15th November 2025, ICICI Bank neither verified my documents nor bothered to check anything.
KYV was still pending.
And it’s not just me. This is happening with a majority of ICICI FASTag customers.

On top of that, ICICI Bank disabled fuel payment for users who hadn’t completed KYV.
And they did this even before the official deadline.
So we were stuck. No fuel payment, no verification, no action.

And then comes the funniest part.

On 30th November 2025, NHAI simplified the KYV process and posted on Twitter that customers now need to upload only one thing to complete KYV.
Just the car front image showing the number plate.
Nothing else.
No side profile images.
No FASTag backside photos.
No unnecessary documents.

Screenshot_20251120_115531_X.webp

But ICICI Bank, and many other FASTag issuers, are still forcing customers to upload the old set of documents.
Side profile image, inside photo, RC copy… the whole junk list.
Basically they are ignoring the updated NHAI guidelines completely.

Out of pure frustration, on 14th November, I bought an IDFC FIRST Bank FASTag.
IDFC also supports fuel payments through FASTag, just like ICICI.

On 15th November, I placed a closure request for my ICICI FASTag.
It went into “Pending Closed” status on 19th November, 2025

My biggest worry was my active annual pass.
I didn’t want to lose it.

But the moment my ICICI FASTag showed “Pending Closed”, the Port Annual Pass option appeared on the Rajmarg yatra app.
I clicked on “Port Now”.

Screenshot_20251119_145518_Rajmargyatra.webp
And boom… the annual pass instantly got linked to my new IDFC FASTag.

Screenshot_20251119_145548_Rajmargyatra.webp

Super smooth. Exactly how it should be.


Personal Learning:
Never rely on ICICI Bank for any product.
Their systems are slow, support is clueless, and customers suffer for no fault of theirs.

If you’re stuck with ICICI FASTag and facing KYV issues, don’t think twice.
Move to a better provider.
IDFC FASTag is working flawlessly for me so far.
 
Last edited:
Recently all FASTag users were asked to complete KYV (Know Your Vehicle) verification. Just like we do KYC for bank accounts, now we have to complete KYV for our FASTag.
Fair enough. No issues with the requirement.

They asked for:

1. Car front photo showing the number plate
2. Side profile photo
3. FASTag sticker backside photo (taken from inside the car)
4. Car RC copy

All good. I uploaded everything.

But where is the real issue?
It’s with one particular FASTag provider. And it's none other than… yes… ICICI Bank.

I have been an ICICI FASTag user for a long time. The main reason many of us chose ICICI FASTag was simple. It allowed us to buy fuel at HPCL fuel stations and pay directly using the FASTag balance.
This was a big convenience for me and many others in the community.

Now let me explain the pain.

I uploaded all KYV documents well before the deadline.
Everything was submitted before 20th October 2025.

But till 15th November 2025, ICICI Bank neither verified my documents nor bothered to check anything.
KYV was still pending.
And it’s not just me. This is happening with a majority of ICICI FASTag customers.

On top of that, ICICI Bank disabled fuel payment for users who hadn’t completed KYV.
And they did this even before the official deadline.
So we were stuck. No fuel payment, no verification, no action.

Out of pure frustration, on 14th November, I bought an IDFC FIRST Bank FASTag.
IDFC also supports fuel payments through FASTag, just like ICICI.

On 15th November, I placed a closure request for my ICICI FASTag.
It went into “Pending Closed” status on 19th November, 2025

My biggest worry was my active annual pass.
I didn’t want to lose it.

But the moment my ICICI FASTag showed “Pending Closed”, the Port Annual Pass option appeared on the Rajmarg yatra app.
I clicked on “Port Now”.

View attachment 114818
And boom… the annual pass instantly got linked to my new IDFC FASTag.

View attachment 114819

Super smooth. Exactly how it should be.


Personal Learning:
Never rely on ICICI Bank for any product.
Their systems are slow, support is clueless, and customers suffer for no fault of theirs.

If you’re stuck with ICICI FASTag and facing KYV issues, don’t think twice.
Move to a better provider.
IDFC FASTag is working flawlessly for me so far.
Very sad 😢 😭 situation, banks inplace of taking service standards Higher, going down day by day !!!
 
Recently all FASTag users were asked to complete KYV (Know Your Vehicle) verification. Just like we do KYC for bank accounts, now we have to complete KYV for our FASTag.
Fair enough. No issues with the requirement.

They asked for:

1. Car front photo showing the number plate
2. Side profile photo
3. FASTag sticker backside photo (taken from inside the car)
4. Car RC copy

All good. I uploaded everything.

But where is the real issue?
It’s with one particular FASTag provider. And it's none other than… yes… ICICI Bank.

I have been an ICICI FASTag user for a long time. The main reason many of us chose ICICI FASTag was simple. It allowed us to buy fuel at HPCL fuel stations and pay directly using the FASTag balance.
This was a big convenience for me and many others in the community.

Now let me explain the pain.

I uploaded all KYV documents well before the deadline.
Everything was submitted before 20th October 2025.

But till 15th November 2025, ICICI Bank neither verified my documents nor bothered to check anything.
KYV was still pending.
And it’s not just me. This is happening with a majority of ICICI FASTag customers.

On top of that, ICICI Bank disabled fuel payment for users who hadn’t completed KYV.
And they did this even before the official deadline.
So we were stuck. No fuel payment, no verification, no action.

And then comes the funniest part.

On 30th November 2025, NHAI simplified the KYV process and posted on Twitter that customers now need to upload only one thing to complete KYV.
Just the car front image showing the number plate.
Nothing else.
No side profile images.
No FASTag backside photos.
No unnecessary documents.

View attachment 114820

But ICICI Bank, and many other FASTag issuers, are still forcing customers to upload the old set of documents.
Side profile image, inside photo, RC copy… the whole junk list.
Basically they are ignoring the updated NHAI guidelines completely.

Out of pure frustration, on 14th November, I bought an IDFC FIRST Bank FASTag.
IDFC also supports fuel payments through FASTag, just like ICICI.

On 15th November, I placed a closure request for my ICICI FASTag.
It went into “Pending Closed” status on 19th November, 2025

My biggest worry was my active annual pass.
I didn’t want to lose it.

But the moment my ICICI FASTag showed “Pending Closed”, the Port Annual Pass option appeared on the Rajmarg yatra app.
I clicked on “Port Now”.

View attachment 114818
And boom… the annual pass instantly got linked to my new IDFC FASTag.

View attachment 114819

Super smooth. Exactly how it should be.


Personal Learning:
Never rely on ICICI Bank for any product.
Their systems are slow, support is clueless, and customers suffer for no fault of theirs.

If you’re stuck with ICICI FASTag and facing KYV issues, don’t think twice.
Move to a better provider.
IDFC FASTag is working flawlessly for me so far.
Will we get back the balance in ICICI fasttag account?
 
Recently all FASTag users were asked to complete KYV (Know Your Vehicle) verification. Just like we do KYC for bank accounts, now we have to complete KYV for our FASTag.
Fair enough. No issues with the requirement.

They asked for:

1. Car front photo showing the number plate
2. Side profile photo
3. FASTag sticker backside photo (taken from inside the car)
4. Car RC copy

All good. I uploaded everything.

But where is the real issue?
It’s with one particular FASTag provider. And it's none other than… yes… ICICI Bank.

I have been an ICICI FASTag user for a long time. The main reason many of us chose ICICI FASTag was simple. It allowed us to buy fuel at HPCL fuel stations and pay directly using the FASTag balance.
This was a big convenience for me and many others in the community.

Now let me explain the pain.

I uploaded all KYV documents well before the deadline.
Everything was submitted before 20th October 2025.

But till 15th November 2025, ICICI Bank neither verified my documents nor bothered to check anything.
KYV was still pending.
And it’s not just me. This is happening with a majority of ICICI FASTag customers.

On top of that, ICICI Bank disabled fuel payment for users who hadn’t completed KYV.
And they did this even before the official deadline.
So we were stuck. No fuel payment, no verification, no action.

And then comes the funniest part.

On 30th November 2025, NHAI simplified the KYV process and posted on Twitter that customers now need to upload only one thing to complete KYV.
Just the car front image showing the number plate.
Nothing else.
No side profile images.
No FASTag backside photos.
No unnecessary documents.

View attachment 114820

But ICICI Bank, and many other FASTag issuers, are still forcing customers to upload the old set of documents.
Side profile image, inside photo, RC copy… the whole junk list.
Basically they are ignoring the updated NHAI guidelines completely.

Out of pure frustration, on 14th November, I bought an IDFC FIRST Bank FASTag.
IDFC also supports fuel payments through FASTag, just like ICICI.

On 15th November, I placed a closure request for my ICICI FASTag.
It went into “Pending Closed” status on 19th November, 2025

My biggest worry was my active annual pass.
I didn’t want to lose it.

But the moment my ICICI FASTag showed “Pending Closed”, the Port Annual Pass option appeared on the Rajmarg yatra app.
I clicked on “Port Now”.

View attachment 114818
And boom… the annual pass instantly got linked to my new IDFC FASTag.

View attachment 114819

Super smooth. Exactly how it should be.


Personal Learning:
Never rely on ICICI Bank for any product.
Their systems are slow, support is clueless, and customers suffer for no fault of theirs.

If you’re stuck with ICICI FASTag and facing KYV issues, don’t think twice.
Move to a better provider.
IDFC FASTag is working flawlessly for me so far.
Same here. Moved to idfc fasttag
 
Using Kotak Fastag, never faced any issues till date.
ICICI has to be more responsible and update the KYV status to customer.
The entire process is supposed to be seamless.
 
Recently all FASTag users were asked to complete KYV (Know Your Vehicle) verification. Just like we do KYC for bank accounts, now we have to complete KYV for our FASTag.
Fair enough. No issues with the requirement.

They asked for:

1. Car front photo showing the number plate
2. Side profile photo
3. FASTag sticker backside photo (taken from inside the car)
4. Car RC copy

All good. I uploaded everything.

But where is the real issue?
It’s with one particular FASTag provider. And it's none other than… yes… ICICI Bank.

I have been an ICICI FASTag user for a long time. The main reason many of us chose ICICI FASTag was simple. It allowed us to buy fuel at HPCL fuel stations and pay directly using the FASTag balance.
This was a big convenience for me and many others in the community.

Now let me explain the pain.

I uploaded all KYV documents well before the deadline.
Everything was submitted before 20th October 2025.

But till 15th November 2025, ICICI Bank neither verified my documents nor bothered to check anything.
KYV was still pending.
And it’s not just me. This is happening with a majority of ICICI FASTag customers.

On top of that, ICICI Bank disabled fuel payment for users who hadn’t completed KYV.
And they did this even before the official deadline.
So we were stuck. No fuel payment, no verification, no action.

And then comes the funniest part.

On 30th November 2025, NHAI simplified the KYV process and posted on Twitter that customers now need to upload only one thing to complete KYV.
Just the car front image showing the number plate.
Nothing else.
No side profile images.
No FASTag backside photos.
No unnecessary documents.

View attachment 114820

But ICICI Bank, and many other FASTag issuers, are still forcing customers to upload the old set of documents.
Side profile image, inside photo, RC copy… the whole junk list.
Basically they are ignoring the updated NHAI guidelines completely.

Out of pure frustration, on 14th November, I bought an IDFC FIRST Bank FASTag.
IDFC also supports fuel payments through FASTag, just like ICICI.

On 15th November, I placed a closure request for my ICICI FASTag.
It went into “Pending Closed” status on 19th November, 2025

My biggest worry was my active annual pass.
I didn’t want to lose it.

But the moment my ICICI FASTag showed “Pending Closed”, the Port Annual Pass option appeared on the Rajmarg yatra app.
I clicked on “Port Now”.

View attachment 114818
And boom… the annual pass instantly got linked to my new IDFC FASTag.

View attachment 114819

Super smooth. Exactly how it should be.


Personal Learning:
Never rely on ICICI Bank for any product.
Their systems are slow, support is clueless, and customers suffer for no fault of theirs.

If you’re stuck with ICICI FASTag and facing KYV issues, don’t think twice.
Move to a better provider.
IDFC FASTag is working flawlessly for me so far.
Similar Thing with me.
Suddenly on Oct 1, my Fuel transactions were disabled from the ICICI Fastag. I reached out to customer care, he told me you need to do full KYC. I did that, and reapplied for fuel enablement. DECLINED! No Reason, whatsoever.
I called them up again; and after 20 minutes of waiting they tell me i need to do a KYV. Uploaded the documents by 14th Oct. Waited for a full week. Nothing...
Called them up again (someone picked up after 14 minutes), escalated the matter. Still nothing. Did escalation no. 2 and 3. And by Nov 5 was fed up.
I went to the fuel enablement page, and in the comments put up that no one is approving the KYV, please help approve it as i want my fastag for fuel payment. And Wallah ... by Nov 7 everything was approved.
Not sure if it was the escalation or someone from the fuel enablement team took pity on me...

But now im able to use fuel using ICICI Fastag ...
 
I had uploaded the car pics in ICICI fastag portal for KYV and all were approved within 1-2 days.
Though I don't use fastag for fuel filling, I just did it because I saw messages about this KYV thing in many places.
Just uploaded the front back side and fastag sticker affixed photos, and it was done. For me it was smooth and easy.

I still don't know why this is needed. Fastag works on the toll booths seamlessly.
I assume it is needed only for fuel filling on HP Pay app. But I don't use that.
 
Hi,

Maybe not the right place to ask, please direct if any other thread exist for this.

I have ICICI Fastag and have not completed KYY, does this mean I will not be able to use it on any Toll Plaza? I am travelling by road next month.
 
I also have ICICI fastag. I am full KYC enabled as existing account holder. The fastag is from 2021. I faced a different issue. Their database did not have the engine no and chassis no updated so it did not allow to even upload photo for KYV. And the only way to access ICICI fastag is through imobile as they have removed the option from internet banking portal.
I had to first update the vehicle details and then wait for about 3 weeks to get that approved. Then only I could upload vehicle photos.
 
Hi,

Maybe not the right place to ask, please direct if any other thread exist for this.

I have ICICI Fastag and have not completed KYY, does this mean I will not be able to use it on any Toll Plaza? I am travelling by road next month.
As per Govt posts, the fastag will remain valid for now unless specifically reported against.
 
I also have ICICI fastag. I am full KYC enabled as existing account holder. The fastag is from 2021. I faced a different issue. Their database did not have the engine no and chassis no updated so it did not allow to even upload photo for KYV. And the only way to access ICICI fastag is through imobile as they have removed the option from internet banking portal.
I had to first update the vehicle details and then wait for about 3 weeks to get that approved. Then only I could upload vehicle photos.
Yes sir, even for me, engine number and chassis number was not present initially. I updated it all through this site:
click this link

Select Individual Login > Login using mobile number.

It all happened simultaneously for me, didn't face any issues.
 
I am also fed up with ICICI services. I do not have a fastag, but a corporte salary account and few credit cards and a loan. I had emailed them for many issues, which gets random responses which has no relation to the questions asked. If I escalate they says 2 working days, won't even get calls for a week.

Last week I had received debit notification instead of credit for ICICI sapphiro credit card for a refund transaction. I called the customer care, they were clueless. I emailed head of service quality, PNO and other senior management email ids cause their customer care doesn't respond, It's been 4 working days no response.

This is becoming concerning to me day by day, incase I need serious help with something they'll ghost me I feel. I am thinking of switching my banking out of ICICI.
 
Mine is even more horrible experience as I had Amazon pay ICICI fastag. ICICI says Amazon would need to do KYV. And Amazon says ICICI would do it. When I tried to do KYV via ICICI wensite it asked me to do RC upload first. When I tried to upload RC ICICI website says Amazon customers are not allowed to do it. I had to escalate mutiple and Amazon says my KYV is complete after multiple follow ups.
 

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