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ICICI has recently downgraded the Salary Criteria for Sapphiro LTF & Rubyx LTF
- Thread starter Anindya98
- Start date
Anindya98
TF Legend
Let me ask my RM previously it was 3L per month, if any new change is made or not.
Is it in hand basis or the gross?
Anindya98
TF Legend
In hand & sometimes they also take the gross. In my case they took the gross.
Anindya98
TF Legend
I think having a Salary Acc with them gives you more leverage. As in my case, I am eligible for Rubyx LTF but Asked for Sapphiro LTF Duet version they also applied the Sapphiro paid and said they will convert it to LTF. I was short of 15K in salary criteria. I applied yesterday and I will update the thread once I hear back.
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tbharech
TF Buzz
If this is successful then I would go via the same route. The RM and customer support till date have not been very helpful. Post escalations, they only upgraded my coral LTF to rubyx LTF which I only took to ask for Sapphiro in a few months.
Anindya98
TF Legend
I also first got the Coral LTF Jan 2024 then last month received Rupay Coral LTF Pre-Approved, Opened ICICI Wealth Management Salary Account last month, and on Monday applied for Sapphiro. I was getting Rubyx LTF but asked I will only take Sapphiro Duet LTF.
Anindya98
TF Legend
!Update: Today I received the Sapphiro Duet LTF Without Fulfilling the Salary Criteria
Application Date: 10 June Finally Processed 11th June Card Generated 13th June
I will share the Full Experience & Process/Trick to get it LTF. After I receive the Physically Card
Congratulations !!
Is your ICICI salary account, a must with this trick??
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Anindya98
TF Legend
Yes, just opened the account(Salary WM Acc) on 29th May 2024.
But no salary has been credited till now will start receiving from this month.
Previous Salary Account was in SBI.
Will Share the Full trick shortly great hack useful for people with a good salary who can keep these cards as a floater, not so great benefits.
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This is not true amex eco system..
It is poor man's Benz.. not real Benz
Kapil620
TF Neo
Please share the trick once you get the cards.
Anindya98
TF Legend
Shared my experience and process to get this cards LTF
LTF ICICI Sapphiro Journey on Salary Criteria
I am sharing my experience & tricks to get ICICI Sapphiro LTF easily based on your Salary. I am a Central Govt employee (Gazetted officer), recently I opened a new ICICI Wealth Management Salary Account. Previously I had a salary account with SBI. I was NTB to ICICI Bank before Jan 2024. I...
www.technofino.in
Anindya98
TF Legend
T r i c k
LTF ICICI Sapphiro Journey on Salary Criteria
I am sharing my experience & tricks to get ICICI Sapphiro LTF easily based on your Salary. I am a Central Govt employee (Gazetted officer), recently I opened a new ICICI Wealth Management Salary Account. Previously I had a salary account with SBI. I was NTB to ICICI Bank before Jan 2024. I...
www.technofino.in
Will sending payslips over mail work?
My employer no partnership with ICICI
Anindya98
TF Legend
No
Check with the Branch BM they can arrange the cards under Special Category.
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