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ICICI rupay Coral Rupay CC transaction failure refund issue.

ICICI cc team is not considering this case as dispute. For dispute, transaction has to be done fraudulently. This is a known issue to the team & they are not providing chargeback after bill is generated. The only option is to wait.
 
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ICICI cc team is not considering this case as dispute. For dispute, transaction has to be fraudulently. This is a known issue to the team & they are not providing chargeback after bill is generated. The only option is to wait.
You can still apply for UPI chargeback but if bill is generated then you need to pay your bill.

Yes, dispute word use for any fraud transaction.
 
Upi chargeback.. what's this.! & How to report.?
Contact ICICI and tell them to apply for your UPI transaction chargeback for your transaction.

Read here, many people told, "got the refund as interim chargeback".

If you got "refund as interim chargeback" before your bill generate, you dnt need to pay your failed transaction amount but if your bill is already generated then you need to pay your bill.

 
Contact ICICI and tell them to apply for your UPI transaction chargeback for your transaction.

Read here, many people told, "got the refund as interim chargeback".

If you got "refund as interim chargeback" before your bill generate, you dnt need to pay your failed transaction amount but if your bill is already generated then you need to pay your bill.

Ok.. my bill is generated so i have no other option but to wait till the last due date or else pay the bill. 😑
 
More details on this crappy ICICI coral rupay implementation on iMobile App...

Scenario: ICICI Coral Rupay when UPI on CC method was disabled by the merchant... How did it function on different Apps? :

  1. Payzapp 🟧 - Failure and amount not deducted. - Error Technical difficulties at beneficiary bank account.
  2. Gpay 🟧 - Failure and amont not deducted..--- Error Technical difficulties at beneficiary bank account.
  3. PayTm ✅ - Did not even present the Coral Rupay as payment method.. Always showed the bank accounts only.
  4. iMobile ❌ - Failure with same message and amount deducted , soi as there is no automatic refund we need to raise dispute and all that crap...

So, as I have been telling since the beginning ICICI iMobile App is the worst in this implementation of CC on UPI on their own homegrown app iMobile App, which is totally not expected from techsavy ICICI.. Very poor show from ICICI....

Where as PayTm is the best in this sceanrio as it didn't even show the Coral Rupay as payment option, which is the 💯 correct way of implementation...
 
More details on this crappy ICICI coral rupay implementation on iMobile App...

Scenarios: ICICI Coral Rupay when UPI on CC method disabled by the merchant... How it did it function on different Apps:

Payzapp - Failure and amount not deducted. - Error Technical difficulties at beneficiary bank account.
Gpay - Failure and amont not deducted..--- Error Technical difficulties at beneficiary bank account.
PayTm ✅ - Did not even present the Coral Rupay as payment method.. Always showed the bank accounts only.

iMobile App ❌- Failure with same message and amount deducted , soi as there is no automatic refund we need to raise dispute and all that crap...

So as I have been telling since the beginning ICICI iMobile App is the worst in this implementation of CC on UPI in their own homegrown app iMobile App, which is totally not expected from techsavy ICICI.. Very poor show from ICICI....

Where as PayTm is the best in this sceanrio as it didn't even show the Coral Rupay as payment option, which is the 💯 correct way of implementation...
Also use Cred app for ICICI RuPay CC link UPI.

For Paytm app - CC link UPI option is not showing everytime when i first time scan the qr code on any merchant but 2nd time scan or doing online UPI intent transaction again, CC link UPI option is coming.
 
Also use Cred app for ICICI RuPay CC link UPI.
Thanks but not interesdted in using Cred.. as I want to use this CCon UPI on Payzap for HDFC to recognise my spending..

For Paytm app - CC link UPI option is not showing everytime when i first time scan the qr code on any merchant but 2nd time scan or doing online UPI intent transaction again, CC link UPI option is coming.
Will try next time..and update here...
 
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