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ICICI RuPay Credit Cards UPI linking now live

4 but that I got at a later stage. Had 20 plus Unsecured cards by then. I have IDFC WOW, Niyo Global, Stepup and Gild. My first unsecured was Citibank rewards card at age of 21 opened with my salary account when I started my career. That was in 2012.
But my FD based cards have nominal limit 10-20k. Not a fan of having large amounts in Lien FDs.
 
One fine day, may be sometime next year, I will explain how to keep CIBIL high..solving many of the mysteries .. a solid plan to keep the score as high as possible...
what's wrong with this year 😛

Last checked cibil on one score app on 3rd August.
If was showing,
Cibil- 795
Experian- 803

Will check again soon to see effect of Amex apply.
 
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