ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[SSV]

I am lucky too, I also got it in 7 days (11-18)
Included tomorrow as well for getting debit card delivery

Welcome to the club, if I had not already welcomed you before..

 

[shutapdiya]

Welcome to the club, if I had not already welcomed you before..

Thanks again bro

 

[mastfun]

What is the use of ICICI WM account? 😀 I have been a WM account holder for a long time and only see 0 Balance as an advantage.

 

[palen]

What is the use of ICICI WM account? 😀 I have been a WM account holder for a long time and only see 0 Balance as an advantage.

No fees and all transfers are free.

 

[another]

So here is latest update about my Experience

02/09/2023
Visited nearest branch it was not a WM branch but had the WM cabin separately with WM RM servicing customers. I was happily welcomed by the RM into his CABIN. He explained about the features. Negotiated for 50k initial funding. He accepted my offer.

04/09/2023
WM RM visited my residence to open the account. Insta Welath Kit was presented to me. I said I will do initial funding via UPI so didn't give him cheque. He explained the things inside the KIT and left. The insta kit had the netbanking User ID and password, Pay-in-slip cum cheque book, welcome letter, WM brochure book.

05/09/2023
My account was activated without the initial funding. I confirmed this with the SMS received from them. I resetted my Netbanking password and logged in with the userid provided in the kit. The theme was still orange. I had an existing ICICI Netbanking userid which I used only for Credit Card alone, my mobile number was tagged to the old userid even iMobile too.

06/09/2023
I called Customer care and told to link my Mobile no. to new User ID provided in the insta kit. They raised an SR for the same.

07/09/2023
SR was closed and Mobile no. was mapped to new User ID. The netbanking theme was still orange. I uninstalled the iMobile app and resinstalled with new Userid, here also the theme was still orange. I have three ICICI CC, which I linked to this new user id via iMobile app for which SR was raised automatically. my UPI ID got created and tried to move small funds and tested. it was working fine.

08/09/2023
All of my three credit cards were linked. The app theme turned to Dark red (Privilege Banking theme) same in the NB too. I didn't move the 50k initial fund until then. I was able to see my Virtual DC Mastercard World and my Personalized WM KIT with Cheque book and DC Dispatched.

09/09/2023
I went to X route to complain about the Theme.

10/09/2023
Fortunately my theme changed to Black. Checked NB also. It was fine. Having confirmed this I transferred my initial fund of 50K to the account.

11/09/2023
Still awaiting DC delivery.

I have given timeline wise update so that other TF members can compare and track their process. Special mention and thanks to @S S V for clarifying my doubts then and there.

13/09/2023
Received personalised cheque book and PayinSlip with a cheque book pouch. Dunno out of nowhere this was delivered. I think branch guys raised a one more request for cheque book.

14/09/2023
Recieved the DC, personalised cheque book and PayinSlip with a cheque book pouch.

So I have two cheque book pouches 😅


P.S :

If you were a existing credit card customer with ICICI and opened your first savings account as WM account with ICICI map your Mobile Number to the new USER ID ASAP. This will help to resolve lot of confusions. Thanks. Only after mapping to new USER ID I was able to see the Virtual DC details.

I already had a few CC from ICICI, then I opened Mine account. My original customized username got lost as I had to link my CCs with new one. Now I want to open wealth but this linking with 'new' id is stopping me, as already my MINE account and about 5 CCs are linked there. This new comer would be welcome in old house which though is MINE account but has black theme. I don't want to move my existing members to his new house.

 

[avis_]

I already had a few CC from ICICI, then I opened Mine account. My original customized username got lost as I had to link my CCs with new one. Now I want to open wealth but this linking with 'new' id is stopping me, as already my MINE account and about 5 CCs are linked there. This new comer would be welcome in old house which though is MINE account but has black theme. I don't want to move my existing members to his new house.

Since I had only CC relationship my case was different.

I think ICICI will still allow you to link new WM account to old customer ID. Not sure @S S V your views here please.

 

[shutapdiya]

I am lucky too, I also got it in 7 days (11-18)
Included tomorrow as well for getting debit card delivery

@S S V @avis_

Shayad maine jaldi kar di khudko Lucky samajne ke liye

only received Debit Card (no welcome kit/ pouch/ cheque book)

Spoke with wealth managements CC, she said your cheque book is separately in transit with Bluedart

 

[raviemailid]

Holding Wealth account for 3 more years, I was told MAB is 1L and I have been rigorously been keeping 1L in the account, hardly any transaction. I am asking CC to downgrade me to a lower MAB account without any charges.

 

[avis_]

@S S V @avis_

Shayad maine jaldi kar di khudko Lucky samajne ke liye

only received Debit Card (no welcome kit/ pouch/ cheque book)

Spoke with wealth managements CC, she said your cheque book is separately in transit with Bluedart

I think while they do the Tab application. They are missing to select few things that's why the process isn't uniform for everyone 😔

 

[shutapdiya]

I think while they do the Tab application. They are missing to select few things that's why the process isn't uniform for everyone 😔

Yeah most likely, In my case since i was second wealth customer for the branch they might not even knew these things

 

[SSV]

I already had a few CC from ICICI, then I opened Mine account. My original customized username got lost as I had to link my CCs with new one. Now I want to open wealth but this linking with 'new' id is stopping me, as already my MINE account and about 5 CCs are linked there. This new comer would be welcome in old house which though is MINE account but has black theme. I don't want to move my existing members to his new house.

@S S V @avis_

Shayad maine jaldi kar di khudko Lucky samajne ke liye

only received Debit Card (no welcome kit/ pouch/ cheque book)

Spoke with wealth managements CC, she said your cheque book is separately in transit with Bluedart

Since I had only CC relationship my case was different.

I think ICICI will still allow you to link new WM account to old customer ID. Not sure @S S V your views here please.

I will tell what happened in my case.

I used to have two CC's with ICICI, before I got WM invite..
After that RM came to my home collected my details on a piece of paper..
He went to his office, lodged my application.. In a couple of day, I got SMS saying that my account was opened and in a week I got the whole customised Kit along with the pouch etc...
Then I used my new cust id , linked old CC's to this. and I disbaled the old cust id.. Everything was very smooth...

Any more questions??

 

[shutapdiya]

I will tell what happened in my case.

I used to have two CC's with ICICI, before I got WM invite..
After that RM came to my home colected my details on a piece of paper..
He went to his office, lodged my application..Within about 5 days. In a couple of day, I got SMS saying that my account was opened and in a week I got the whole customised Kit along with the pouch etc...
Then I used my new cust id , linked old CC's to this. and I disbaled the old cust id.. Everything was very smooth...

Any more questions??

I wasn't having any question
Was sharing my experience only...

Even my account is also up and running with wealth management status in web/ app only thing pending is the cheque book (which is also in transit)

 

[SSV]

I wasn't having any question
Was sharing my experience only...

Even my account is also up and running with wealth management status in web/ app only thing pending is the cheque book (which is also in transit)

Sure...
As you are one of their first customers, they will learn the whole process using your application.. Is this normal branch/ WM branch?

 

[shutapdiya]

Sure...
As you are one of their first customers, they will learn the whole process using your application.. Is this normal branch/ WM branch?

Normal branch

 

[samm255]

Update: My existing account has been upgraded to wealth now. BM sent me screenshot of my account category HNIWM. They took 15 days but they finally did it. That black screen yet to be updated at my end. Would I get welcome kit as I am existing customer? What is wealth customer care number?

 

[Deleted member 19066]

So here is latest update about my Experience

02/09/2023
Visited nearest branch it was not a WM branch but had the WM cabin separately with WM RM servicing customers. I was happily welcomed by the RM into his CABIN. He explained about the features. Negotiated for 50k initial funding. He accepted my offer.

04/09/2023
WM RM visited my residence to open the account. Insta Welath Kit was presented to me. I said I will do initial funding via UPI so didn't give him cheque. He explained the things inside the KIT and left. The insta kit had the netbanking User ID and password, Pay-in-slip cum cheque book, welcome letter, WM brochure book.

05/09/2023
My account was activated without the initial funding. I confirmed this with the SMS received from them. I resetted my Netbanking password and logged in with the userid provided in the kit. The theme was still orange. I had an existing ICICI Netbanking userid which I used only for Credit Card alone, my mobile number was tagged to the old userid even iMobile too.

06/09/2023
I called Customer care and told to link my Mobile no. to new User ID provided in the insta kit. They raised an SR for the same.

07/09/2023
SR was closed and Mobile no. was mapped to new User ID. The netbanking theme was still orange. I uninstalled the iMobile app and resinstalled with new Userid, here also the theme was still orange. I have three ICICI CC, which I linked to this new user id via iMobile app for which SR was raised automatically. my UPI ID got created and tried to move small funds and tested. it was working fine.

08/09/2023
All of my three credit cards were linked. The app theme turned to Dark red (Privilege Banking theme) same in the NB too. I didn't move the 50k initial fund until then. I was able to see my Virtual DC Mastercard World and my Personalized WM KIT with Cheque book and DC Dispatched.

09/09/2023
I went to X route to complain about the Theme.

10/09/2023
Fortunately my theme changed to Black. Checked NB also. It was fine. Having confirmed this I transferred my initial fund of 50K to the account.

11/09/2023
Still awaiting DC delivery.

I have given timeline wise update so that other TF members can compare and track their process. Special mention and thanks to @S S V for clarifying my doubts then and there.

13/09/2023
Received personalised cheque book and PayinSlip with a cheque book pouch. Dunno out of nowhere this was delivered. I think branch guys raised a one more request for cheque book.

14/09/2023
Recieved the DC, personalised cheque book and PayinSlip with a cheque book pouch.

So I have two cheque book pouches 😅


P.S :

If you were a existing credit card customer with ICICI and opened your first savings account as WM account with ICICI map your Mobile Number to the new USER ID ASAP. This will help to resolve lot of confusions. Thanks. Only after mapping to new USER ID I was able to see the Virtual DC details.

INSTANT KIT ME BHI POUCH AATA HAI ??

 

[another]

My existing account is MINE account, with black screen. Whenever I call customer care, they address me wealth customer but don't give me wealth DC saying that the account is MINE variant.

I'm thinking to open WM account, due to this FOMO thing. No tangible benefit I think i would be able to get.
But moving existing account to new cust ID is headache for me, as i love my customized ID.

 

[saucy]

INSTANT KIT ME BHI POUCH AATA HAI ??

NAHI. KAHA LIKHA HAI AISA

 

[Deleted member 19066]

NAHI. KAHA LIKHA HAI AISA

IS BANDE NE TO LIKHA AUR DIKHAYA HAI

 

[Deleted member 19066]

ICICI Wealth Management Account Holders please share your experience.

This varies according to the bank.. you yourself mentioned the kind of relationship you had with them for the past 12 years.. For ICICI, this might have triggered the loyalty clause and hence WM gift.. I am sure, the branc people will change the whatever code you are asking for.your account. no...

www.technofino.in

IS BANDE KE POST ME PIC ME TO LIKHA HAI