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ICICI Wealth Management Account Holders please share your experience.

TheTrickySid

TF Legend
VIP Lounge
What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.
 
If you don't have any problem, can you share which city it is? My branch told me 1 million cheque required for fresh account or 3 million for existing account for WM
Instead I suggest you mention which city you belong to

So that someone from your city sees your msg and provide you the branch

Here we have community members from diff. places of India

In my case I applied at Navi Mumbai Kamothe Branch today only 1 Lac IP
 
So here is latest update about my Experience

02/09/2023
Visited nearest branch it was not a WM branch but had the WM cabin separately with WM RM servicing customers. I was happily welcomed by the RM into his CABIN. He explained about the features. Negotiated for 50k initial funding. He accepted my offer.

04/09/2023
WM RM visited my residence to open the account. Insta Welath Kit was presented to me. I said I will do initial funding via UPI so didn't give him cheque. He explained the things inside the KIT and left. The insta kit had the netbanking User ID and password, Pay-in-slip cum cheque book, welcome letter, WM brochure book.

05/09/2023
My account was activated without the initial funding. I confirmed this with the SMS received from them. I resetted my Netbanking password and logged in with the userid provided in the kit. The theme was still orange. I had an existing ICICI Netbanking userid which I used only for Credit Card alone, my mobile number was tagged to the old userid even iMobile too.

06/09/2023
I called Customer care and told to link my Mobile no. to new User ID provided in the insta kit. They raised an SR for the same.

07/09/2023
SR was closed and Mobile no. was mapped to new User ID. The netbanking theme was still orange. I uninstalled the iMobile app and resinstalled with new Userid, here also the theme was still orange. I have three ICICI CC, which I linked to this new user id via iMobile app for which SR was raised automatically. my UPI ID got created and tried to move small funds and tested. it was working fine.

08/09/2023
All of my three credit cards were linked. The app theme turned to Dark red (Privilege Banking theme) same in the NB too. I didn't move the 50k initial fund until then. I was able to see my Virtual DC Mastercard World and my Personalized WM KIT with Cheque book and DC Dispatched.

09/09/2023
I went to X route to complain about the Theme.

10/09/2023
Fortunately my theme changed to Black. Checked NB also. It was fine. Having confirmed this I transferred my initial fund of 50K to the account.

11/09/2023
Still awaiting DC delivery.

I have given timeline wise update so that other TF members can compare and track their process. Special mention and thanks to @S S V for clarifying my doubts then and there.

P.S :

If you were a existing credit card customer with ICICI and opened your first savings account as WM account with ICICI map your Mobile Number to the new USER ID ASAP. This will help to resolve lot of confusions. Thanks. Only after mapping to new USER ID I was able to see the Virtual DC details.
Did you receive your DC?

Does DC come with the pouch? Since there’s no pouch in the instakit.
 
Did you receive your DC?

Does DC come with the pouch? Since there’s no pouch in the instakit.
So here is Final update about my Experience

13/09/2023

Received personalised cheque book and PayinSlip with a cheque book pouch. Dunno out of nowhere this was delivered. I think branch guys raised a one more request for cheque book.



14/09/2023

Recieved the DC, personalised cheque book and PayinSlip with a cheque book pouch.

So I have two cheque book pouches 😅
 
😇🤠 Actually my RM didn't know that along with DC one personalised cheque is being issued. So he raised one more cheque book request it seems. 😅
I think you have lucky charm..you got WM account also very easily with in one day only..was it right?
 
I think you have lucky charm..you got WM account also very easily with in one day only..was it right?
🍀🤞🏻🧿 Yeah correct. May be there wasn't any negotiations. RM happily accepted my initial funding. When I read some old threads from Mar or April I was shocked to see the initial funding as 5L or 10L.
 
🍀🤞🏻🧿 Yeah correct. May be there wasn't any negotiations. RM happily accepted my initial funding. When I read some old threads from Mar or April I was shocked to see the initial funding as 5L or 10L.
My branch asked me for 10 lakh funding. I am in a limbo with half-WM account. After branch visit called customer care again and I was told to visit branch. And branch says they can't do anything, everything happens from system.

Can you post pictures of cheque book pouch?
 
My branch asked me for 10 lakh funding. I am in a limbo with half-WM account. After branch visit called customer care again and I was told to visit branch. And branch says they can't do anything, everything happens from system.

Can you post pictures of cheque book pouch?
Banks these days only lookafter new ones and keep exisiting customers stranded 🥲 and Here you go 🧿

IMG_20230917_140551.jpg
IMG_20230917_141016.jpg
IMG_20230917_141035.jpg
 
So here is Final update about my Experience

13/09/2023

Received personalised cheque book and PayinSlip with a cheque book pouch. Dunno out of nowhere this was delivered. I think branch guys raised a one more request for cheque book.



14/09/2023

Recieved the DC, personalised cheque book and PayinSlip with a cheque book pouch.

So I have two cheque book pouches 😅
For me, the cheque book and payinslip was part of instant kit that bank guys handed over during account opening (ofcourse not personalized)

Recieved msg yesterday that debit card is shipped, should be arriving tomorrow

Hopefully it comes with personalized cheque book and pouch
 
For me, the cheque book and payinslip was part of instant kit that bank guys handed over during account opening (ofcourse not personalized)

Recieved msg yesterday that debit card is shipped, should be arriving tomorrow

Hopefully it comes with personalized cheque book and pouch
Yes even I got the cheque, non personalised with Instant kit along with the pay slip.

Definitely you will get personalised payslip and cheque book with DC.
 
Yes even I got the cheque, non personalised with Instant kit along with the pay slip.

Definitely you will get personalised payslip and cheque book with DC.
Was that you or someone else who went to the Bank on the same day that we had chat here and got the WM account??
 
Was that you or someone else who went to the Bank on the same day that we had chat here and got the WM account??
Not getting you..I am the one got with 50k funding. If you remember correctly. Also your shared me the original thread to check about WM related discussions.
 
Then it was not you..
In this thread or some other thread, we talked about WM account and then he went to the branch and for his WM account, if I remember correctly
I am the one got with 50k funding. If you remember correctly. Also your shared me the original thread to check about WM related discussions.
 
I am the one got with 50k funding. If you remember correctly. Also your shared me the original thread to check about WM related discussions.
Yes, I remember now, it was you who got for 50K, the other one was a different case
 
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