ICICI Wealth Management Account Plus Salary Credit

[ObliviousAlive]

Dear Experts,

1. I have ICICI WM A/c from last so many years. (Not based on any TRV but was converted to WM automatically in past and has stayed throughout).

I have been issued a basic ICICI Wealth Management Card which is ICICI Bank DC International WM.

Which is best debit card variant I can get it upgraded to complementary and how to go about it?
Read many posts but unable to conclude anything.

2. My Spouse is also having ICICI WM A/c from last so many years. (Not based on any TRV but was converted to WM automatically in past and has stayed throughout).

However, her salary gets credited to this account (it’s not salary account per se but salary does get credited) more than 3L per month for last 2 years.

However, her DC is also ICICI Bank Titanium Debit DC.
Which is best debit card variant I can get it upgraded to complementary and how to go about it?

Also, can she get complementary Emerald LTF. Its showing as paid offer in imobile with annual and joining fee as 12K + GST?
She holds LFT Sapphiro as of now.

Kindly guide.

TIA

 

[talkwithfino]

Which is best debit card variant I can get it upgraded to complementary and how to go about it

Their Gem Stone DC is not worth just like their Cc's IMO.
The Best DC for Wealth is the complimentary Wealth DC itself.

ICICI Bank Titanium Debit DC

Get it upgraded to Wealth. Call Customer Care, block the current one and get Wealth DC. The Wealth Select Program; as per official email which one person on this Forum received upon enquiring to Bank; for new people has been discontinued.

Also, can she get complementary Emerald LTF

Ltf is hard. 2Cr of NRV required for Icici to even think about it. Or a Salary Credit of greater than 8-10L per month as per 'some RM'
You can try getting the Emirates Emeralde LTF. That has Unlimited Lounge Access Benefits like the Emeralde one. It is issued on Visa Signature platform unlike the Emerald PVC which is on Visa Infinite/ MC/ AmEx. You can get other details here >> https://www.icicibank.com/managed-a...ates-ICICI-Card-Membership-Guide-Emeralde.pdf

Experts

Here's a Thread from an Expert

Thread 'ICICI LTF SAGA'

Mar 30, 2023

Good Day Everyone,

Just thought of doing a small write-up on my journey with icici bank. So, those of you who don't know me, I am just another credit card enthusiast like you are. I started my journey with ICICI bank, some 6 years ago when I was offered an LTF Jet Airways Rubyx credit card with a limit of 60k, fast forward a couple of years and I was given my first upgrade to MMT Signature, and the upgrade offer showed a One time Fees of 2500, but I was never charged that fees and I also received my MMT vouchers too 🙂 . Then in the year 2020, I applied for an Apay card from amazon which...

• anirban.choudhury
• Replies: 154
• Forum: ICICI Bank Credit Card

• 
• 
• 

 

[Bodhi]

You can try getting the Emirates Emeralde LTF. That has Unlimited Lounge Access Benefits like the Emeralde one.

Where did you get this information from?
Cos I was told that Emirates Emeralde is even tougher to get.

 

[talkwithfino]

Where did you get this information from?
Cos I was told that Emirates Emeralde is even tougher to get.

What info? I have said he can try for Emirates Emeralde over Vanilla one. That 'suggestion' I got from here

Post in thread 'LTF Sapphiro/Emerald credit card'

Feb 2, 2023

My RM is offering me & my fam Sapphiro LTF but im pushing him for Emeralde LTF. If i take the plunge right now can i still be upgraded to Emeralde in a month or two? Or would i have to wait for 6 months to pass by?

I guess , you should take LTF Sapphiro . Getting a emeralde LTF is next to impossible
Still you can try

I have recently requested for a FYF emeralde , let’s see if they consider this request

You can try for emirates skywards emeralde May be they can consider that

• anirban.choudhury

• 

You have interacted with him bro in the past

 

[Bodhi]

You can try for emirates skywards emeralde May be they can consider that

Nowhere has he mentioned "LTF" like you have.

talkwithfino said:
You can try getting the Emirates Emeralde LTF. That has Unlimited Lounge Access Benefits like the Emeralde one

 

[talkwithfino]

Nowhere has he mentioned "LTF" like you have.

Why don't you go and read the entire Post.
The context of that post is that; Op has said 'getting Emeralde LTF is next to impossible...... You can try for Emirates Emeralde, maybe they can consider that' You realllyyyyyy thinkkkkkkkk he means a paid version of Emirates over Vanilla Emerald here 😑 ????? Like REALLYYYYYYY????

You can try getting the Emirates Emeralde LTF.

I have told him to TRY getting Emirates Emeralde as Op ( Anirban Choudhary )was himself able to get it LTF before he got the Vanilla Emerald LTF.

What info? I have said he can try for Emirates Emeralde over Vanilla one. That 'suggestion' I got from here

 

[Bodhi]

Why don't you go and read the entire Post. The context of that post is that; Op has said 'getting Emeralde LTF is next to impossible...... You can try for Emirates Emeralde, maybe they can consider that' You think he means a paid version of Emerald over here 😑 or he means to try for LTF Emirates Emerald

I have told him to TRY getting Emirates Emeralde as Op was himself able to get it LTF before he got the Vanilla Emerald LTF.

Bro, I know the context. I am not here to argue, I merely asked you for the source of the information to get clarity and perhaps discover a new route to getting Emeralde Emirates LTF.

In the past, I have spoken to quite a few ICICI personnel apart from various forum members including @anirban.choudhury

According to them, Emeralde Vanilla LTF is much easier to get than Emeralde Emirates LTF.

You can kindly verify this information.