Ideal Credit card for income tax payment.

[Jeet2]

Which is the best credit card to pay income tax of 4 to 6 lakh?

I know this is a repeated question but with constant devaluation and changes in credit cards it’s difficult to keep track.

I Don’t have any premium credit cards. I am unable to get biz black, infinia , yes reaerve/marque or any vistara card as of now

Main objective is to pay via credit card to hit milestone and manage liquidity in my account. Won’t mind getting even zero percent net value after payment gateways charges.

I have the Following cards in family

Indus Legend
Indus eazydiner signature
Indus tiger
Indus rupay

Hdfc Regalia First
hdfc Business regalia
Hdfc Swiggy

Amazon pay Icici

Kotak league
Kotak Pvr Gold
Kotak myntra

Rbl Icon
RBL book my show Play

Bob Eterna
Bob snapdeal

Yes Ace

Idfc HP power plus
Idfc classic
Idfc Select

au Lit card
Au rupay digital card

Axis Select
Axis airtel
Axis Ace
axis neo
Axis My Zone
Axis lic visa signature

 

[helloworld]

27 Cards and out of it 16 Cards are completely unnecessary and no use, IMO.

Milestone cards: https://www.technofino.in/community...ds-with-quarterly-and-annual-milestones.2491/

Your options: League 1.25L, PVR Gold till its milestone, Myntra till its milestone, eterna give 1% for milestone.

Also, when you have time read: https://www.technofino.in/community/threads/guide-to-suggest-a-credit-card-basic-requirements.32560/

Its better to close unused cards rather keeping them idle.

 

[AlgoTrader]

Go for milestone cards or amazon icici , best fir for your case is amex platinum travel which you don't have .

 

[helloworld]

Go for milestone cards or amazon icici , best fir for your case is amex platinum travel which you don't have .

amex accept tax portals?

 

[AlgoTrader]

amex accept tax portals?

Yes it is, by canara bank gateway

 

[Jeet2]

Go for milestone cards or amazon icici , best fir for your case is amex platinum travel which you don't have .

Yes was not eligible up till now and also had less knowledge of amex and other milestone and points cards so took cashback cards only

Now will apply for amex cards

27 Cards and out of it 16 Cards are completely unnecessary and no use, IMO.

Milestone cards: https://www.technofino.in/community...ds-with-quarterly-and-annual-milestones.2491/

Your options: League 1.25L, PVR Gold till its milestone, Myntra till its milestone, eterna give 1% for milestone.

Also, when you have time read: https://www.technofino.in/community/threads/guide-to-suggest-a-credit-card-basic-requirements.32560/

Its better to close unused cards rather keeping them idle.

Yes 27 are spread across my family of 4 in which my mom n wife are relatively having basic cards and LTF CARDS as they had low itr and only eligible for such cards like idfc classic, rbl play, hdfc swiggy, axis neo, my zone, amazon icici, etc

I have 2 axis ace and 1 axis airtel for utility bill payment of almost 30/ 40k monthly to get minimum 5% straight cashback.
As i am not into miles and point yet so prefferd only cahback cards right now.

Took LTF Bob Eterna giving 3.75% cashback got devalued 2 months after taking it.

Few more cards got devalued immediately after taking them( in last 6/9 months)

Rest of these cards have got recently as this is what i could get based on itr, previous cards, limit etc.

The initial idea was to have atleast one best card from each bank for offers, to get Ltf cards for offers/ benefits and to have credit utilisation below 30%.

Will read these threads. Thanks.🙏

Does Eterna counts Government payment / income tax payment for milestones??

Can you elaborate nmore about these kotak cards milestones that u mentioned??

 

[helloworld]

Yes 27 are spread across my family of 4 in which my mom n wife are relatively having basic cards and LTF CARDS as they had low itr and only eligible for such cards like idfc classic, rbl play, hdfc swiggy, axis neo, my zone, amazon icici, etc

idfc classic not useful and not much offer in idfc, similarly rbl play which need 5000 in previous month or annual 60k which makes constnt impulse on spendingn without reason. myzone too no use IMO.

Its important to consider spends and choose card rather go fo all available.

I have 2 axis ace and 1 axis airtel for utility bill payment of almost 30/ 40k monthly to get minimum 5% straight cashback.
As i am not into miles and point yet so prefferd only cahback cards right now.

You only listed useful cards, so I'm considering you also know those 16 not so useful cards, just lying in shelf.

Took LTF Bob Eterna giving 3.75% cashback got devalued 2 months after taking it.

Few more cards got devalued immediately after taking them( in last 6/9 months)

most of the 16 cards since beginning have same benefits, purposefully applied because LTF. Just revisit and close them. Family need 1 card to improve their credit score, no need to have multiple especially when not using them.

Rest of these cards have got recently as this is what i could get based on itr, previous cards, limit etc.

The initial idea was to have atleast one best card from each bank for offers, to get Ltf cards for offers/ benefits and to have credit utilisation below 30%.

then it should have 1 card in each bank, not multiple.

Will read these threads. Thanks.🙏

Does Eterna counts Government payment / income tax payment for milestones??

no exclusions for milesones.

Can you elaborate nmore about these kotak cards milestones that u mentioned??

pvr,myntra gives pvr vouchers, league gives extra points. respective product pages contain milestone information and spend requirement.

-

 

[Vasuki]

Which is the best credit card to pay income tax of 4 to 6 lakh?

I know this is a repeated question but with constant devaluation and changes in credit cards it’s difficult to keep track.

I Don’t have any premium credit cards. I am unable to get biz black, infinia , yes reaerve/marque or any vistara card as of now

Main objective is to pay via credit card to hit milestone and manage liquidity in my account. Won’t mind getting even zero percent net value after payment gateways charges.

I have the Following cards in family

Indus Legend
Indus eazydiner signature
Indus tiger
Indus rupay

Hdfc Regalia First
hdfc Business regalia
Hdfc Swiggy

Amazon pay Icici

Kotak league
Kotak Pvr Gold
Kotak myntra

Rbl Icon
RBL book my show Play

Bob Eterna
Bob snapdeal

Yes Ace

Idfc HP power plus
Idfc classic
Idfc Select

au Lit card
Au rupay digital card

Axis Select
Axis airtel
Axis Ace
axis neo
Axis My Zone
Axis lic visa signature

Ever heard of hdfc biz black ? 😂

 

[Jeet2]

Ever heard of hdfc biz black ? 😂

Yes 🤪
Ever cared to read the initial thread ??😂😂