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IDFC Bank Account Total Freeze

SteelSh0t

TF Premier
I've been using IDFC Bank account for around 3.5 years now but suddenly 4 days ago, they added a Total Freeze on my bank account stating - Financial transactions (both debit and credit) in your account are currently restricted.
I contacted my RM and he said that NPCI has put a restriction on the account and asked me from where I receive UPI payments in my account. I notified them that those UPI txns are from my business bank account and said the same over email, but after that, there have been no updates regarding this and just said that its in process.

Any idea what should I do next?

Update - After 20 days, the bank finally removed the Freeze from my account
 
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@#aniket mujhe man hi man gaaliya de rha hoga😂🤣

Bichare ka 1 week phle hi FF khulwaya tha😂
Nahi bro kyu hi dhunga, IDFC ka chutiyapa ke karan dusre ko kyu dosh dena...🙂

But mehant se dhoop mein branch visit karke account khulwake ye sab dekhna pad raha hai... Kotak ka back-up socha tha ye toh suru hote hi khatam ho gaya, moye moye 🤡 😂
 
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He is friendly ..
FF khol diya bechare ne bina id k ..
Sunn k bhul jana
Tab toh Banta bai lekin usko boliye bhai bas UPI se fund add karne ka aur ye UPI karne pe freeze hone wali nautanki kya hai?😂

Chalo aayesa karte hain ki, sab log (min, 100) ek mail draft karte hain...2-3 log ka account number leke ki inka freeze huwa ham bhi dar lag raha hai kab freeze kar do UPI ke name pe, ya toh isko theek karo ya sab log account band karwai?😂

Pura paisa kuch din ke liye iske bank mein rakh dete hain🤡

Tab aar ya paar hoga 😂 account close and paisa withdraw ya problem solve ki future mein bejhijhakh karke trxns...

@varun__goel_ @VISHESH_BANSAL & others
 
Tab toh Banta bai lekin usko boliye bhai bas UPI se fund add karne ka aur ye UPI karne pe freeze hone wali nautanki kya hai?😂

Chalo aayesa karte hain ki, sab log (min, 100) ek mail draft karte hain...2-3 log ka account number leke ki inka freeze huwa ham bhi dar lag raha hai kab freeze kar do UPI ke name pe, ya toh isko theek karo ya sab log account band karwai?😂

@varun__goel_ @VISHESH_BANSAL & others
Bhot ghatiya idea hai😂🤣
 
Bhot ghatiya idea hai😂🤣
Aapke pass isse bhetar idea hai 😂, hai tabhi ghatiya bolye nahi toh 🤐

Dusra idea ye raha....chaliye suru karte hain...😉
Now, I am doubting, should I feel regret because of this trend! 📈

Why no one is taking this matter to RBI BO or other concerned authorities on the account of unauthorised freeze from bank end for nothing but just on doing some genuine UPI trxns.

What's suspicious, fraud, or sth else in this so that bank have to make total freeze in a way, so that customer thinks or advised/ forced from the branch to close the account.

If the same person use some other medium other than UPI, then it's well and good. But as soon as a holder use UPI, his account will be freezed, disgusting!

The rise of this trend is occurring because we are choosing peace of mind by closing the account instead
fighting a little bit for ourselves.

Note: Other medium to add fund in IDFC A/c is only UPI, earlier there were various options like IMPS, RTGS, NEFT. Note only this, per trxn limit of UPI is only 25k though bank has to do this nonsense.
 
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