IDFC Bank Account Total Freeze

[SteelSh0t]

I've been using IDFC Bank account for around 3.5 years now but suddenly 4 days ago, they added a Total Freeze on my bank account stating - Financial transactions (both debit and credit) in your account are currently restricted.
I contacted my RM and he said that NPCI has put a restriction on the account and asked me from where I receive UPI payments in my account. I notified them that those UPI txns are from my business bank account and said the same over email, but after that, there have been no updates regarding this and just said that its in process.

Any idea what should I do next?

Update - After 20 days, the bank finally removed the Freeze from my account

 

[Aniket]

Doctor are underpaid in india..

Kuch year k baad ..
Join me in 45 hr posting u will know ..
How much one go through..

Waah, underpaid firh bhi acha hain unemployment se😏😂

Overpaid kaun hai yaha?😏

 

[cleverpappu]

Pehle hi balance zero kardia tha total freeze hone se pehle. Ab kuch jyada mehnat krne ki jarurat nahi mujhe automatically close ho jaega 1-2 years me

 

[Aniket]

Jao pehle account freeze karwa k aao
Phir sochenge 💀

 

[Vasuki]

Waah, underpaid firh bhi acha hain unemployment se😏😂

5 year mbbs is equivalent to 2-3 times mba .

 

[Aniket]

View attachment 46859
Pehle hi balance zero kardia tha total freeze hone se pehle. Ab kuch jyada mehnat krne ki jarurat nahi mujhe automatically close ho jaega 1-2 years me

Pehle hi pata lag gaya tha kya?😂

Freeze hone wala hai? Leading indicator kaunsa tha?

Acha name hi @cleverpappu hai, tabhi toh 😂

 

[Aniket]

5 year mbbs is equivalent to 2-3 times mba .

So you're comparing MBBS with just MBA?😂

Let it be... Don't want to debate on this 🤡

 

[varun__goel_]

View attachment 46859
Pehle hi balance zero kardia tha total freeze hone se pehle. Ab kuch jyada mehnat krne ki jarurat nahi mujhe automatically close ho jaega 1-2 years me

Close nhi hoga khud, dormant hoga

Close khud krwana pdega, CS se acc closure link demand krlo

Agr sab k liye mehnat kar skte ho to RBI BO tak jao🫣🫣

 

[cleverpappu]

Pehle hi pata lag gaya tha kya?😂

Freeze hone wala hai? Leading indicator kaunsa tha?

Mene to iska upi tak activate nahi kia tha. Bas kuch debit card txns kre the reward points ke liye. Jab rewards wala account block hua tab hi savings account zero kr dia. Uske 5-6 days baad savings bhi total freeze ho gaya.

 

[Vasuki]

Mene to iska upi tak activate nahi kia tha. Bas kuch debit card txns kre the reward points ke liye. Jab rewards wala account block hua tab hi savings account zero kr dia. Uske 5-6 days baad savings bhi total freeze ho gaya.

Did u open online??

 

[cleverpappu]

Close nhi hoga khud, dormant hoga

Close khud krwana pdega, CS se acc closure link demand krlo

Agr sab k liye mehnat kar skte ho to RBI BO tak jao🫣🫣

Close krwana bhi nahi h kyuki isme rewards points hai. Incase points portal unblock hota hai to redeem krke close kruga

 

[Aniket]

Mene to iska upi tak activate nahi kia tha. Bas kuch debit card txns kre the reward points ke liye. Jab rewards wala account block hua tab hi savings account zero kr dia. Uske 5-6 days baad savings bhi total freeze ho gaya.

Kitne txns kiye honge RPs ke liye?🤪

Jo block hi kar diya and now total freeze?

UPI mera bhi off jab pata chala 25k per trxn limit and non- changeable UPI ID hain...ek bhi Dr. trxn nahi kiya UPI ID se

 

[cleverpappu]

Did u open online??

Yes opened online

 

[varun__goel_]

Kitne txns kiye honge RPs ke liye?🤪

Jo block hi kar diya and now total freeze?

UPI mera bhi off jab pata chala 25k per trxn limit and non- changeable UPI ID hain...

Aniket bhai ab to tum SBI pe hi shift ho jao🤣🤣🤣🤣

 

[Aniket]

Close krwana bhi nahi h kyuki isme rewards points hai. Incase points portal unblock hota hai to redeem krke close kruga

Kitne honge points, ab lado IDFC se bolo name IDFC first nahi IDFC freeze 🥶 rakhein...😏

 

[Vasuki]

Close krwana bhi nahi h kyuki isme rewards points hai. Incase points portal unblock hota hai to redeem krke close kruga

Your account get closed not customer id .
Points will remain linked to customer id not account

Even after account closure u can redeem it via another account

 

[cleverpappu]

Kitne honge points, ab lado IDFC se bolo name IDFC first nahi IDFC freeze 🥶 rakhein...😏

Ladh ke thak chuke hai. Maan hi lia h ab kuch nhi hone wala points ka

 

[Aniket]

Ladh ke thak chuke hai. Maan hi lia h ab kuch nhi hone wala points ka

Hope toh abhi bhi baaki hain aapka... Reference 👇

Close krwana bhi nahi h kyuki isme rewards points hai. Incase points portal unblock hota hai to redeem krke close kruga

By the way, IDFC ka stand kya tha kaha kaha concern raise kiya kya reply aaya?😂

 

[cleverpappu]

Hope toh abhi bhi baaki hain aapka... Reference 👇

By the way, IDFC ka stand kya tha kaha kaha concern raise kiya kya reply aaya?😂

Yes hope hi hai. Maybe in future automatically unblock ho jae shayad.
Customer care, Branch sab jagah try kia but backend wala unblock hi nahi kr raha

 

[Aniket]

Regional NO, NO, PNO & RBI Ombudsman try karo...if you wish to

Yes hope hi hai. Maybe in future automatically unblock ho jae shayad.
Customer care, Branch sab jagah try kia but backend wala unblock hi nahi kr rah

 

[varun__goel_]

Mein jisne kal hi 2 50k ki txn kri h