IDFC Buisness Credit Card Journey

[bhavik886151]

Last Month received email from the IDFC bank that i am eligible for there Business credit card
I have current account with them for 6 months now

RM applied for card on phone confirm all details
for verification one person came at home and one at the business address

6 days letter received message your card approved
2 days back received the card but surprisingly card cover have only activation method printed on it no MITC or reward structure or anything else

Today received the Dreamfolks privileged card which allowed 2 lounge access per quarter Domestic/International

now today they sent the Email which states that have to spend 20000 in previous month to access the lounge in next month

very strange condition that they gave 2 lounge per quarter but required spend in previous month to access the lounge next month

Quickest card devaluation of the life activated the card just 2 days back

 

[iSayyed]

Last Month received email from the IDFC bank that i am eligible for there Business credit card

Congrats

RM applied for card on phone confirm all details
for verification one person came at home and one at the business address

What are the documents required additionally, or did they just do the process with what you have on with them?

6 days letter received message your card approved

What's the Credit Limit?

Quickest card devaluation of the life activated the card just 2 days back

It sounds like an anticlimax that started off with a pleasant surprise.

 

[Vasuki]

Quickest card devaluation of the life activated the card just 2 days back

Welcome to idioticDFC BANK

 

[bhavik886151]

Welcome to idioticDFC BANK

still there reward is good then my ICICI business card also two international lounges for 20000 is not bad

 

[Vasuki]

still there reward is good then my ICICI business card also two international lounges for 20000 is not bad

Zen Ltf give it for free on international.

 

[bhavik886151]

Congrats


What are the documents required additionally, or did they just do the process with what you have on with them?


What's the Credit Limit?


It sounds like an anticlimax that started off with a pleasant surprise.

no documentation as i already have my business account with them
they just confirm details on phone and physical verification at home and business address
limit is just 150000 but assure it will increase after 3 months and if not he will do it by with ITR

 

[bhavik886151]

Zen Ltf give it for free on international.

but as ZEN is personal credit card as i know and these is Business credit card

 

[xvd1]

What is the reward rate for IDFC business card? Rewards rate is not clear on their website.