IDFC First Bank Credit Cards Devalued - All IDFC First Credit Cards Are Affected

[ismail]

idfc refusing my select to wealth upgrade, my limit is 4.95 lakhs on select, rejected for last 4 months, tried thrice. now after devaluation i wont bother

 

[zoro]

Customer care said that you need a minimum of 5 lakh limit on select to get upgraded to weeath, my limit is 4.7 lakhs

My wealth card was issued with a limit of 4.48 lakhs 😂

 

[drsel]

You need to spend 20000 in the previous month to get any benefit of two spa two domestic Lounge access or two international Lounge access.
Even if you want to do only one of the six, you still have to spend 20000 in the previous month

 

[Dragon_slayer]

Does IDFC First Club Vistara Credit Card count Goverment payments ( tax ) and Gold in milestone and for CV points?

 

[sm9811911]

Idfc wealth cc has not given points for wallet transactions before 1st May. Bill generated last week. Fighting with pno for this.
But posting it here so everyone can double check the point calculation.

 

[drsel]

You will not get points for wallet transactions.
I have not used my IDFC card at all except for one discount at the Airport duty free, which is not available now

 

[Wealth is my birth right!]

Any idfc vistara user pls confirm if points are given for housing.com spends and mobiqwik wallet loads using idfc vistara card......just want to reach milestone for PE ticket
TIA

 

[drsel]

Any idfc vistara user pls confirm if points are given for housing.com spends and mobiqwik wallet loads using idfc vistara card......just want to reach milestone for PE ticket
TIA

Housing.com is education MCC code.
if that is allowed only then you will get it.
For wallet load you will not get points using any wallet

 

[Wealth is my birth right!]

Housing.com is education MCC code.
if that is allowed only then you will get it.
For wallet load you will not get points using any wallet

Thanks then housing seems better

 

[shashankrt]

Guys .. one question. Does IDFC Vistara offers reward points for Income Tax payment? Did not see this exclusion anywhere hence asking.

 

[girish3456]

Housing.com is education MCC code.
if that is allowed only then you will get it.
For wallet load you will not get points using any wallet

What is the mcc for Housing.com

 

[vineethvs88]

My idfc select got upgraded to wealth after i placed card closure request. Should I keep this card. I haven't used the card after the devaluation.

 

[drsel]

My idfc select got upgraded to wealth after i placed card closure request. Should I keep this card. I haven't used the card after the devaluation.

It is lifetime free so you can keep it for the extra credit limit given which will help your CIBIL score.

but if you want to use the spa or lounge access you need to spend 20000 even for just one use

 

[vineethvs88]

It is lifetime free so you can keep it for the extra credit limit given which will help your CIBIL score.

but if you want to use the spa or lounge access you need to spend 20000 even for just one

It is lifetime free so you can keep it for the extra credit limit given which will help your CIBIL score.

but if you want to use the spa or lounge access you need to spend 20000 even for just one use

Got it. 20k limit is monthly or quarterly

 

[drsel]

Got it. 20k limit is monthly or quarterly

I think it's monthly but I would not use any IDFC card when there are so many better cards with much higher returns

 

[sauravkumar]

Got it. 20k limit is monthly or quarterly

It's monthly!!! Not quarterly!!😑😑

 

[drsel]

IDFC First Wealth Credit Card Review

It's been few years since IDFC First Bank has launched their range of Credit Cards into Indian market. It used to be an amazing credit card back then but now we've seen quite a lots of restrictions on rewards & benefits to the product which makes the card ideally useless for most from May 2024.

www.cardexpert.in

Starting 1st May 2024, a minimum spend of Rs.20,000 during the current calendar month is required for you to be eligible for the airport lounge access & spa benefit for the next month.

 

[drsel]

But who will spend 20000 on this card to get less than 1.66% return?

 

[vineethvs88]

But who will spend 10000 on this card to get less than 1.66% return

Useless card, except for BOGO movie ticket offer.
Btw, what's the limit needed for upgrade from select to wealth?

 

[drsel]

Useless card, except for BOGO movie ticket offer.
Btw, what's the limit needed for upgrade from select to wealth?

5 lakhs on your existing IDFC select card