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IDFC First Bank Launched its Debit Card Reward System [Discontinued]

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Paying 1.18% Conv fee for 1.34% profit on SaveSage does not make sense at all even for IDFC Private users.

IDFC has also stopped 100% Points Redemption on Hotel & Flight bookings.

Will wait till a 0 convenience fee option comes up till then gonna stick to freecharge via UPI
But isn't it 1.67% ? Am i doing wrong in the calculation?
 
But isn't it 1.67% ? Am i doing wrong in the calculation?

Jitna bhi ho paying out of your pocket for a reward system which can get devalued anytime or your rewards blocked anytime does not make sense at all.

I was personally collecting a lot of points for future travel redemption but IDFC has now put a 70% limit on each redemption, which itself is a major bummer
 
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