IDFC First Bank Launched its Debit Card Reward System

[nagaramarao]

 

[nagaramarao]

getting the above error message when i tried in canarasethu....any others facing same error??. today i tried some 4-5 times in last 4 hours.

 

[RichieRich]

getting the above error message when i tried in canarasethu....any others facing same error??. today i tried some 4-5 times in last 4 hours.

Yeh roz ka natak hai canara setu mein.. @Abhishek012 alternative app nhi bata rahe.. yeh nhi chahte ki humein bhi kuch cashback mil jaye

 

[Sobirvs]

Welcome rewards, do transaction above 1.5k+

Eligible for Reward points on phonepe app merchant names -

Received These 3 Merchant Names And Getting Repeated -

1. PHONEPE RECHARGE
2. phonepe recharge
3. phonepe

1st And 2nd Merchant - Reward Points Updated On 24 Hour.

3rd - Reward Points Updated On 8th Day.

Other merchant name -

WWWPHONEPECOM Gurgaon
phonepe
WWWPHONEPE
phonepe banglore

visa wealth infinite idfc dc will give pts if trxn done on phonepe? as I have exhausted my 1L limit on rupay dc for now... does phonepe even allow visa card anyways?

 

[alpha2betaa]

visa wealth infinite idfc dc will give pts if trxn done on phonepe? as I have exhausted my 1L limit on rupay dc for now... does phonepe even allow visa card anyways?

I think in his X post he mentioned it is possible but with Visa it was 0.3% charge for less Than 2k and 0.6% for above 2k

 

[Sobirvs]

I think in his X post he mentioned it is possible but with Visa it was 0.3% charge for less Than 2k and 0.6% for above 2k

yep, just checked, there's a charge. of 500 something on 89k trxn.

and setu is giving trouble since morning with my visa.

 

[alpha2betaa]

yep, just checked, there's a charge. of 500 something on 89k trxn.

and setu is giving trouble since morning with my visa.

Yes...it's a problem from yday
500 Rs is OK if u have select or Wealth DC and your 89k is above your 50k limit..

 

[Sobirvs]

Yes...it's a problem from yday
500 Rs is OK if u have select or Wealth DC and your 89k is above your 50k limit..

Ya, but in the process the conv fee. I have enough time for making the payment, I have 20 days remaining, so will chk if canara setu gets better.

 

[anon@420]

Anybody knows about the logic for IDFC PLATINUM PLUS salary account reward point structure for Debit card?

It says :
"

Get up to 10X Reward Points on your Debit Card transactions ​

• 2000 points worth ₹500 on your first Debit Card transaction
• 1X Reward Point on every ₹150 spent offline (POS)
• 2X Reward Points on every ₹150 spent online (E-Com)
• 10X Accelerated Reward Points on incremental monthly spends above ₹20K, ₹100K, ₹150K & ₹200K
  
  1x = 1 reward point per ₹150 spend & 1 reward point = ₹0.25

"

So is 10x applicable above 20K?

Anybody got any idea on this??

Thanks!

I wrote to IDFC asking about this discrepancy between their Corporate Salary webpage and First Rewards webpage. They have corrected their Corporate Salary webpage now. It says 10X accelerated reward points applicable on every Rs. 150 spent above 50K now.

 

[IKFLRT]

Yeh roz ka natak hai canara setu mein.. @Abhishek012 alternative app nhi bata rahe.. yeh nhi chahte ki humein bhi kuch cashback mil jaye

 

[Abhishek012]

Bhai....seedha seedha batao na....

Mere paas already ye card hai aur har mahine isko use karata hu, to welcome rewards ka sawaal hi nahi hai...wo to milenge hi nahi.

Iss card ko phonepe/freecharge par CC bill payment ke liye use kiya to normal reward points milenge ya nahi? 🥺

Hai bhai reward points milega.

Aur welcome bonus reward agar ajtak 1k+ ka nahi kiya toh tab bhi milega, jaruri nahi hai ki tumne pahele kitni bar use kiya ho.

anyway, baki cc bill pay transactions par bhi milega reward points.

enjoy.

 

[Abhishek012]

just did, hdfc 13k payment, merchant came "phonepe", hope it works.

btw can i "save" the debit card on phonepe and do the payments or it has to be without saving only? i tried it with without saving but I would prefer savings unless it doesn't give pts then idc.

Card saved or bina saved se koi matlab nahi hai.

 

[Abhishek012]

visa wealth infinite idfc dc will give pts if trxn done on phonepe? as I have exhausted my 1L limit on rupay dc for now... does phonepe even allow visa card anyways?

Firstap IDFC RuPay Platinum DC - daily ecom limit is 1 lakh. So try again tomorrow na.

I think in his X post he mentioned it is possible but with Visa it was 0.3% charge for less Than 2k and 0.6% for above 2k

Yes charge + Visa variant most of the time you will get "Phonepe Pvt Ltd" merchant name, i think MCC Code - 6012 (not eligible)

Only RuPay variant everytime MCC code - 4814 (eligible category)

@Sobirvs

Yes...it's a problem from yday
500 Rs is OK if u have select or Wealth DC and your 89k is above your 50k limit..

high chance Visa variant, "Phonepe Pvt Ltd" merchant name you will get MCC Code - 6012 (not eligible)

Ya, but in the process the conv fee. I have enough time for making the payment, I have 20 days remaining, so will chk if canara setu gets better.

Kal phir se karna daily 1 lakh ecom limit hai Firstap IDFC RuPay Platinum DC.

@IKFLRT

 

[Abhishek012]

getting the above error message when i tried in canarasethu....any others facing same error??. today i tried some 4-5 times in last 4 hours.

Yeh roz ka natak hai canara setu mein.. @Abhishek012 alternative app nhi bata rahe.. yeh nhi chahte ki humein bhi kuch cashback mil jaye

Bataya hu na add-on Firstap IDFC RuPay Platinum DC.

Use on phonepe app.

 

[RichieRich]

Bataya hu na add-on Firstap IDFC RuPay Platinum DC.

Use on phonepe app.

Phonepe pe wahi hai, kabhi merchant ayega kabhi nagi... Kuch permanent fix batao

 

[Abhishek012]

Phonepe pe wahi hai, kabhi merchant ayega kabhi nagi... Kuch permanent fix batao

Saare phonepe k merchant name eligible hai RuPay variant me.

except Phonepe pvt ltd (jo ki mera ab tak aaya bhi nahi ekbar, shayad RuPay variant pe yeh merchant name hai nahi)

 

[RichieRich]

Saare phonepe k merchant name eligible hai RuPay variant me.

except Phonepe pvt ltd (jo ki mera ab tak aaya bhi nahi ekbar, shayad RuPay variant pe yeh merchant name hai nahi)

Yeh hui na baat... Ab ayega maza ..

 

[Sobirvs]

Firstap IDFC RuPay Platinum DC - daily ecom limit is 1 lakh. So try again tomorrow na.

ohhhh, I thought it is a monthly limit, if it's daily, then I think that's great.

Btw when you say tomorrow, is it exactly 24 hours? will the limit reset like at midnight? or we will have to wait exactly 24 hours from the time we did the trxn today?

Just telling everyone, firstap dc works on canara setu easily. Even though my infinite keeps giving error, rupay trxns are going through. Mya be canara is not really down but have totally gone against wealth dc's except firsttap.

 

[Sobirvs]

Saare phonepe k merchant name eligible hai RuPay variant me.

except Phonepe pvt ltd (jo ki mera ab tak aaya bhi nahi ekbar, shayad RuPay variant pe yeh merchant name hai nahi)

same here, did 2-3 trxns, didn't got pvt ltd merchant yet. neither i got recharge merchant btw, twas always phonepe.

 

[Sobirvs]

Yeh hui na baat... Ab ayega maza ..

nahi yrr, this forum needs to be made paid membership only forum, tabhi phonepe sustain krega nahi toh vo bhi jayega..