IDFC First Bank Launched its Debit Card Reward System

[aditya128]

ohhhh, I thought it is a monthly limit, if it's daily, then I think that's great.

Btw when you say tomorrow, is it exactly 24 hours? will the limit reset like at midnight? or we will have to wait exactly 24 hours from the time we did the trxn today?

Just telling everyone, firstap dc works on canara setu easily. Even though my infinite keeps giving error, rupay trxns are going through. Mya be canara is not really down but have totally gone against wealth dc's except firsttap.

Your rupay card transactions are going through on setu?

 

[Sobirvs]

Your rupay card transactions are going through on setu?

2 of them, yes today only. Just rupay one's, when otp screen came, I was shocked lol, but visa doesn't work and now I can't give screenshots as my rupay limit is ovr.

 

[Vinay13]

For me idfc rps have received , total rps have increased but transaction details not updated yet. Anyone facing same issue?

 

[aditya128]

2 of them, yes today only. Just rupay one's, when otp screen came, I was shocked lol, but visa doesn't work and now I can't give screenshots as my rupay limit is ovr.

For VISA you are getting CC Avenue error? & Rupay merchant name remains "Retail CC"?

 

[Sobirvs]

For VISA you are getting CC Avenue error? & Rupay merchant name remains "Retail CC"?

yes that's right

 

[telescope]

Your rupay card transactions are going through on setu?

Yes just paid using idfc rupay on setu.

 

[Sobirvs]

Yes just paid using idfc rupay on setu.

yea setu is taking rupay cards, just not visa.. wtf, i wish idfc increases firstap card limits.

 

[telescope]

yea setu is taking rupay cards, just not visa.. wtf, i wish idfc increases firstap card limits.

Not much benefit by increasing limit, because max 8000 points per account per month limit still apply. So ~1.6lakh payment, which can be done in 2 days, and you hit max point earning potential.

 

[RichieRich]

Not much benefit by increasing limit, because max 8000 points per account per month limit still apply. So ~1.6lakh payment, which can be done in 2 days, and you hit max point earning potential.

why max 8k ? it depends on card variant

 

[telescope]

why max 8k ? it depends card variant

For normal account it's 8k points capping per month combined with all dc that are linked with that account. It is account level capping not card level.

 

[RichieRich]

For normal account it's 8k points capping per month combined with all dc that are linked with that account. It is account level capping not card level.

yeah same thing. for select cards, its 30k

 

[Abhishek012]

ohhhh, I thought it is a monthly limit, if it's daily, then I think that's great.

Btw when you say tomorrow, is it exactly 24 hours? will the limit reset like at midnight? or we will have to wait exactly 24 hours from the time we did the trxn today?

Just telling everyone, firstap dc works on canara setu easily. Even though my infinite keeps giving error, rupay trxns are going through. Mya be canara is not really down but have totally gone against wealth dc's except firsttap.

Ya, also note -

Today, one person received welcome reward + base reward points on 4th feb, 2025 transaction using IDFC Firstap RuPay Platinum Debit Card.

Everyone will receive rewards within a month. Bas patience rakhna sab.

Transaction Amount ➡️ Rs. 1001
Merchant ➡️ Canara Setu
Transaction Date ➡️ 4th February
Reward Points Credited ➡️ 21st February

 

[RichieRich]

Ya, also note -

Today, one person received welcome reward + base reward points on 4th feb, 2025 transaction using IDFC Firstap RuPay Platinum Debit Card.

Everyone will receive rewards within a month. Bas patience rakhna sab.

Transaction Amount ➡️ Rs. 1001
Merchant ➡️ Canara Setu
Transaction Date ➡️ 4th February
Reward Points Credited ➡️ 21st February

Bhai.. kya baat kar rahe.. maine kal transaction kari rupay card se aaj bonus + base .. dono reward points mil gye 😂

 

[IKFLRT]

Saare phonepe k merchant name eligible hai RuPay variant me.

except Phonepe pvt ltd (jo ki mera ab tak aaya bhi nahi ekbar, shayad RuPay variant pe yeh merchant name hai nahi)

ye khali rupay ke liye eligible h ya normal wealth DC ke liye bhi?

 

[Abhishek012]

Bhai.. kya baat kar rahe.. maine kal transaction kari rupay card se aaj bonus + base .. dono reward points mil gye 😂

Ya, i mean kabhi kabhi IDFC kuch selected transaction or date k 15 to 30 days baad karte hai credit. Phir log hungama karte hai nahi aaya, nahi aaya kar k.

Waise tumko konsa merchant name aaya tha ?

 

[RichieRich]

Ya, i mean kabhi kabhi IDFC kuch selected transaction or date k 15 to 30 days baad karte hai credit. Phir log hungama karte hai nahi aaya, nahi aaya kar k.

Waise tumko konsa merchant name aaya tha ?

Maine toh canara setu kara tha.. phonepe abhi door hai 😂

 

[Abhishek012]

ye khali rupay ke liye eligible h ya normal wealth DC ke liye bhi?

Wealth account holder bhi (2nd Debit Card) - Add-on IDFC Firstap RuPay Platinum DC apply kar sakte hai.

go to IDFC app >> debit card section and "Apply Firstap" option

Reward rate - Wealth account me jo hai wohi milega + 8k welcome bonus bhi first transaction 1k+ karna -

Here 8k+8k total = 16k welcome reward wealth acc k dono debit card se (primary visa + firstap RuPay Platinum DC) se + reward point bhi milega -

 

[Sobirvs]

Ya, also note -

Today, one person received welcome reward + base reward points on 4th feb, 2025 transaction using IDFC Firstap RuPay Platinum Debit Card.

Everyone will receive rewards within a month. Bas patience rakhna sab.

Transaction Amount ➡️ Rs. 1001
Merchant ➡️ Canara Setu
Transaction Date ➡️ 4th February
Reward Points Credited ➡️ 21st February

Yep, happened with my frnd too. Btw PHONEPE we do get base pts afaik right?

also, abt the limit reset, is it in midnight the 1L limit, or is it like exactly 24 hours from prev trxn?

 

[RichieRich]

Yep, happened with my frnd too. Btw PHONEPE we do get base pts afaik right?

also, abt the limit reset, is it in midnight the 1L limit, or is it like exactly 24 hours from prev trxn?

Midnight . .

 

[IKFLRT]

Wealth account holder bhi (2nd Debit Card) - Add-on IDFC Firstap RuPay Platinum DC apply kar sakte hai.

go to IDFC app >> debit card section and "Apply Firstap" option

Reward rate - Wealth account me jo hai wohi milega + 8k welcome bonus bhi first transaction 1k+ karna -

Here 8k+8k total = 16k welcome reward wealth acc k dono debit card se (primary visa + firstap RuPay Platinum DC) se + reward point bhi milega -

commander agar maine kaha hota meri Ma ICU m h tab bhi aap shayad First tap Rupay kaise apply karna h uska reply hi dete