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IDFC First Bank Launched its Debit Card Reward System

Apply For Lifetime Free IDFC First Credit Card
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pankaj1122 said:
To ab knsa kaaam kr rha? Any other way?
Click to expand...
Read here -

A

Thread 'Which Debit Card to use for Credit Card Bill Payment in April 2025'

Which Debit card use for Credit Card bill payment in April 2025:

1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card.

You will get same reward points and 10x reward points benefit as per your account variant - Normal/General, Select, Wealth and Private account.

Apply 2nd IDFC Debit card ( primary visa/mastercard card + this add-on RuPay card both will coexist) from IDFC app, under your debit card section.

If you want to understand it better, think of it like this:
  • For an IDFC Normal...
  • Abhishek012
  • credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
  • Replies: 1,211
  • Forum: Debit Card
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Hi guys I had 2 doubts:
1. Firstap gives same points as first wealth debit card or only normal user points. (i.e. will firstap give 4x points on online spends?)
2. For the accelerated points above 50k, is the limit account wise or card wise i.e. if I spend 25k+ on firstap and 25k+ on wealth debit card, will I get accelerated points?
Please guide. Thanks
 
Abhishek012 said:
Read here -

A

Thread 'Which Debit Card to use for Credit Card Bill Payment in April 2025'

Which Debit card use for Credit Card bill payment in April 2025:

1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card.

You will get same reward points and 10x reward points benefit as per your account variant - Normal/General, Select, Wealth and Private account.

Apply 2nd IDFC Debit card ( primary visa/mastercard card + this add-on RuPay card both will coexist) from IDFC app, under your debit card section.

If you want to understand it better, think of it like this:
  • For an IDFC Normal...
  • Abhishek012
  • credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
  • Replies: 1,211
  • Forum: Debit Card
  • Like
  • Thanks
  • Lovely
Click to expand...
Thanks..but other thn firsttap, can i use SELECT DEBIT CARD HERE?
 
prathameshrk said:
Hi guys I had 2 doubts:
1. Firstap gives same points as first wealth debit card or only normal user points. (i.e. will firstap give 4x points on online spends?)
2. For the accelerated points above 50k, is the limit account wise or card wise i.e. if I spend 25k+ on firstap and 25k+ on wealth debit card, will I get accelerated points?
Please guide. Thanks
Click to expand...
Please read from pages 290 till now, you'll get your answer.
 
prathameshrk said:
Hi guys I had 2 doubts:
1. Firstap gives same points as first wealth debit card or only normal user points. (i.e. will firstap give 4x points on online spends?)
2. For the accelerated points above 50k, is the limit account wise or card wise i.e. if I spend 25k+ on firstap and 25k+ on wealth debit card, will I get accelerated points?
Please guide. Thanks
Click to expand...
1. Firstap gives same points as first wealth debit card.

2. For the accelerated points above 50k, the limit is account wise. Yes you will get accelerated points (25k+ on firstap and 25k+ on wealth debit card).

But no need to use Wealth card, you can use Firstap card and enjoy full rewards + 10x rewards.

Note - you will again get 8k welcome rewards on first time firstap card spend above 1.5k+

Read full details here -

A

Thread 'Which Debit Card to use for Credit Card Bill Payment in April 2025'

Which Debit card use for Credit Card bill payment in April 2025:

1) IDFC Debit cards: All IDFC account holder apply 2nd debit card - Add-on IDFC Firstap Sticker RuPay Platinum Debit Card.

You will get same reward points and 10x reward points benefit as per your account variant - Normal/General, Select, Wealth and Private account.

Apply 2nd IDFC Debit card ( primary visa/mastercard card + this add-on RuPay card both will coexist) from IDFC app, under your debit card section.

If you want to understand it better, think of it like this:
  • For an IDFC Normal...
  • Abhishek012
  • credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
  • Replies: 1,211
  • Forum: Debit Card
  • Like
  • Thanks
  • Lovely
 
IDFC rupay dc: No RP received using phonepe for cc bill payments, its been 12 days. other grocery transactions done after bill payment have recieved RPs
 
Vinay13 said:
Question is some transactions after bill payment have fetched rewards..so will i get rp for older transactions ?
Click to expand...
Yes, some specific date and transaction takes some time to credit.

Here this guys received after 60 to 90 days using IDFC visa -

D

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Update: Got IDFC Stucked rewards for Nov (Setu old MCC txn) and Dec and Jan month yesterday and also 250 bill payment ones in one go without contacting them. So 60 days max. TAT can also be breached. That's why I always say never approach CC for anything. I wait for things for 6 months also. 🙂
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