IDFC First Bank Launched its Debit Card Reward System

[codenerd]

Generally they will not ask.. in case they ask just say Household expenses.

In my case whenever I complained for missing rewards, I have always been asked about which merchant that transaction was done at.

 

[Indrajeet100]

When the IDFC customercare team asks about the spend for the missing rewards, what did you tell them? Will telling them SBI unipay be sufficient when they ask where was the transaction done?

They haven't asked. And don't really need to ask as they can see for themselves that online paid on sbi unipay. We should not at tell. If they insist something generic online utility payments. Credit card payments not eligible for any rewards as per terms but SBI unipay doesn't differentiate. Till that time enjoy.

 

[himanshverma]

Anybody received reward points after 16th aug?

 

[BhaiyaJi]

Bro for me even 2ns August txn reward points are missing.

 

[varr]

Bro for me even 2ns August txn reward points are missing.

Same here !

 

[codenerd]

They haven't asked. And don't really need to ask as they can see for themselves that online paid on sbi unipay. We should not at tell. If they insist something generic online utility payments. Credit card payments not eligible for any rewards as per terms but SBI unipay doesn't differentiate. Till that time enjoy.

Thanks. Any idea what MCC is used by SBI UNIPAY when we pay cc bills? Which category does it come under?

 

[Indrajeet100]

Thanks. Any idea what MCC is used by SBI UNIPAY when we pay cc bills? Which category does it come under?

It is under Utility MCC 4900

 

[codenerd]

It is under Utility MCC 4900

Wow that means IDFC is paying rewards even for Utility category payments🤣🤣🤣

 

[IKFLRT]

Points missing for the below dates:

10th Aug
14th Aug
17th Aug
20th Aug
25th Aug
27th Aug

 

[BhaiyaJi]

Points missing for the below dates:

10th Aug
14th Aug
17th Aug
20th Aug
25th Aug
27th Aug

Add
2nd Aug
11th Aug
16th Aug
19th Aug
21th Aug
26th Aug

 

[RichieRich]

Their reward points tracking system is very bad. Either it's intentionally done or their software needs some fixes

 

[bargainHunter]

Add
2nd Aug
11th Aug
16th Aug
19th Aug
21th Aug
26th Aug

May be easier to list dates for which someone got points

 

[BhaiyaJi]

May be easier to list dates for which someone got points

Actually, for this whole month they haven't credited reward points.

 

[RichieRich]

I raised the ticket for crediting the points manually but still haven't received a single point for this month.

 

[IKFLRT]

I raised the ticket for crediting the points manually but still haven't received a single point for this month.

you have to wait for 14 working days atleast. They won't entertain our request otherwise

 

[BhaiyaJi]

They credited 2nd August txn reward points today, go check out.

 

[RahulGavali]

I raised the ticket for crediting the points manually but still haven't received a single point for this month.

plz update after getting RPs

 

[aayushgala]

I paid the bill via Jio Finance using IDFC Wealth debit card. I didn't get the RPs. I raised ticket for not receiving RPs and after a few days they got credited.

 

[RichieRich]

you have to wait for 14 working days atleast. They won't entertain our request otherwise

I raised the ticket after 21 days.

 

[Dragon_slayer]

you have to wait for 14 working days atleast. They won't entertain our request otherwise

They dont raise ticket before 14 days anyways.

I am in same case as this person, raised complaint 9 days back still waiting for credit.