IDFC First Bank Launched its Debit Card Reward System

[Anindya98]

Where can i use firstap ?

Everywhere like your other debit card only problem offline is a max of 5K in a single transaction and online maximum of 1L a day.

 

[Anindya98]

PHONEPE RECHARGE is eligible mcc ? @Abhishek012

Y e s

 

[Abhishek012]

PHONEPE RECHARGE is eligible mcc ? @Abhishek012

Yes

Where can i use firstap ?

Credit card bill payment - Phonepe app and Canara Setu website.

You will get same base reward points + 10x reward points too as per your account variant.

Daily limit is 1 lakh per day.

 

[AllThatStuff]

Yes, IDFC Firstap RuPay Platinum Debit card working on Canara Setu.

Apply (2nd debit card) add-on Firstap RuPay debit card and use.

Same reward rate + 10x reward benefit, depend on your bank account - normal, select, wealth and private account.

you will again get your welcome reward, depend on your bank account - normal, select, wealth and private account.

I have Wealth Account & I’ve already earned 50k points quota of this month!!
I applied & got generated the FirsTap DC in the app!

Now if I activate & make 1.5k txn. this month using my FirsTap DC will I get 8k Welcome Points??
Or better I activate & use it next month??
@Abhishek012

 

[BhaiyaJi]

I have Wealth Account & I’ve already earned 50k points quota of this month!!
I applied & got generated the FirsTap DC in the app!

Now if I activate & make 1.5k txn. this month using my FirsTap DC will I get 8k Welcome Points??
Or better I activate & use it next month??
@Abhishek012

No, try next month now. Points quota includes everything.

 

[Abhishek012]

I have Wealth Account & I’ve already earned 50k points quota of this month!!
I applied & got generated the FirsTap DC in the app!

Now if I activate & make 1.5k txn. this month using my FirsTap DC will I get 8k Welcome Points??
Or better I activate & use it next month??
@Abhishek012

No, try next month.

Here, one person lost 8K welcome reward points (wealth acc).

8k welcome reward points (wealth acc) which are awarded for Firstap IDFC RuPay Platinum DC welcome are also counted towards monthly limit. Just lost 7.8k welcome reward points.

R

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Feb 24, 2025

OMG 8k points which are awarded for Firstap welcome are also counted towards monthly limit. Just lost 7.8k points 😭

• ritziveer

• 
• 

 

[Abhishek012]

Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

 

[CardSeeker]

Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

Most Happiest Person

We Already Know

Who Is He 🌝

 

[silentkiller]

Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

🤣🫡🫡🫡 Mission accomplished commender next ? Phone pe ?

 

[silentkiller]

Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

Vai tu kuch upavaas wagera rakh jisme hat laga raha oo chala ja raha hai kya ho kya raha hai tere sath koyi jinn aatma a sb kar raha hai teri andar jarur hai

 

[AllThatStuff]

No, try next month.

Here, one person lost 8K welcome reward points (wealth acc).

8k welcome reward points (wealth acc) which are awarded for Firstap IDFC RuPay Platinum DC welcome are also counted towards monthly limit. Just lost 7.8k welcome reward points.

R

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Feb 24, 2025

OMG 8k points which are awarded for Firstap welcome are also counted towards monthly limit. Just lost 7.8k points 😭

• ritziveer

• 
• 

Yes I too saw this post !!
Thnks anyways 👍🏻

 

[silcc]

Bad News - Canara Setu merchant name now changed to "Canara Bank" for Visa/MasterCard/RuPay.

Note - RBL says MCC Code is 6012 and Indusind customer care also told MCC Code - 6012

I dnt know about IDFC RuPay variant yet but i m sure same MCC Code we will get.

Note - IDFC Firstap RuPay Platinum DC (Normal, Select, Wealth and Private account) users now use Phonepe app only, Freecharge also supported without any charges for RuPay variant but not verified yet.

looks like canara setu is also gone, what is left now?

 

[Indrajeet100]

Earlier too, setu me name used to come TheCanaraBankLimited Mumbai and there were rewards points on idfc. But seems people have now confirmed mcc code. It is matter of time this chapter of rewards on debit cards will get closed.

 

[Indrajeet100]

Any way to increase limit of idfc firsttap. February ki limit to use kar le. Next month tak pata nahin ye bhi rahe ya na.

 

[Abhishek012]

Any way to increase limit of idfc firsttap. February ki limit to use kar le. Next month tak pata nahin ye bhi rahe ya na.

IDFC firstap limit is 1 lakh per day.

You can use every day 1 lakh after 24hrs.

 

[Abhishek012]

looks like canara setu is also gone, what is left now?

Phonepe app CC bill pay is eligible for IDFC bank's 2nd debit card, add-on IDFC Firstap RuPay Platinum DC

Same reward and 10x reward benefit. 😍😍

Also one more time welcome rewards on first transaction 1.5k+

Note - Freecharge app CC bill pay is also eligible on IDFC Firstap RuPay Platinum DC without any extra charges but personally not verified yet.

 

[quantum_]

I received only 2000 for firsttap card, why?

No, try next month.

Here, one person lost 8K welcome reward points (wealth acc).

8k welcome reward points (wealth acc) which are awarded for Firstap IDFC RuPay Platinum DC welcome are also counted towards monthly limit. Just lost 7.8k welcome reward points.

R

Post in thread 'Latest Working Methods to Pay Credit Card Bill from Debit Cards'

Feb 24, 2025

OMG 8k points which are awarded for Firstap welcome are also counted towards monthly limit. Just lost 7.8k points 😭

• ritziveer

• 
• 

 

[Vinay13]

For me after 15 feb no rps credit..even for shopping and grocery transactions

 

[MrNobody]

For me after 15 feb no rps credit..even for shopping and grocery transactions

wait for 14 days. sometimes it takes 14 days to credit. most of the times they'd credit in 3-4 days and they'd be available to redeem after 14 days.

 

[Abhishek012]

I received only 2000 for firsttap card, why?

IDFC Firstap RuPay Platinum DC -

2000 welcome reward points on IDFC First normal account
4000 welcome reward points on IDFC First Select account
8000 welcome reward points on IDFC First Wealth account
20,000 welcome reward points on IDFC First Private account.