IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[BVCBVC is verified member.]

I am seeing posts in Reddit that claims mayura is Mastercard world elite. If so, it will be interesting to see how the benefits play out!!

To give a clarity about MC World or World Elite:

IDFC Mayura : MC World.
IDFC Ashva: Visa Infinite.

 

[Krishna Kumar]

I have made up my mind to get those two metal HORSES

Reasons for considering ASHVA (Only for First Year):

• VISA Infinite Platform
• Railway Lounge Access (No spend requirement)
• BMS BOGO
• Road Side Assistance
• Reward points for Jewelry purchase
• A big hope that this card may be revalued
• And at last, METAL card.

Reasons for not considering MAYURA:

• Same reward structure as ASHVA
• Only MC World
• Does not justify the additional premium of 3000 Rs (even the adjusted premium of 578)
• Not interested in Zero Forex and International Lounges

Can offset the Joining fee of ASHVA, by doing 3 tap and pay transactions to get 300 Amazon Shopping Voucher. (VISA Tap and Pay Offer).

Pay JF 3538 -> Get back 1250 (as points)
Spend 4*500 -> Get back 2000
Visa Tap and Pay -> 300
Get back 3550 in total.

My plan is to spend during Ecom discount sales and offline jewelry purchase, and redeem collected points in July 2025.
Cheers!

 

[Everybody]

Got this nice package delivered just hour back!

But only keeping it for an year , hopefully they give some waiver before cancelling. No way spending 15L on this to get waiver!

Edit: Cards Looks Super Good, Metal
View attachment 65845View attachment 65846

View attachment 65844

Meanwhile: Joining fees debited very soon.

Statement got generated today!

Fun part:

Statement looks very much good( Indeed the best till date) when compared with the benefits

 

[pprakash11]

Meanwhile: Joining fees debited very soon.

Statement got generated today!

Fun part:

Statement looks very much good( Indeed the best till date) when compared with the benefits

Can we have a look please?

 

[pprakash11]

I have made up my mind to get those two metal HORSES

Reasons for considering ASHVA (Only for First Year):

• VISA Infinite Platform
• Railway Lounge Access (No spend requirement)
• BMS BOGO
• Road Side Assistance
• Reward points for Jewelry purchase
• A big hope that this card may be revalued
• And at last, METAL card.

Reasons for not considering MAYURA:

• Same reward structure as ASHVA
• Only MC World
• Does not justify the additional premium of 3000 Rs (even the adjusted premium of 578)
• Not interested in Zero Forex and International Lounges

Can offset the Joining fee of ASHVA, by doing 3 tap and pay transactions to get 300 Amazon Shopping Voucher. (VISA Tap and Pay Offer).

Pay JF 3538 -> Get back 1250 (as points)
Spend 4*500 -> Get back 2000
Visa Tap and Pay -> 300
Get back 3550 in total.

My plan is to spend during Ecom discount sales and offline jewelry purchase, and redeem collected points in July 2025.
Cheers!

You just served my whole plan into the plate!!

Same

 

[EnthuCC]

I have made up my mind to get those two metal HORSES

You finally gave in

After seeing so many people here and on Twitter applying for these cards I'm getting FOMO.

I needed a 0 Forex card but I needed it for long-term. And the Mayura card seems expensive to me.

Can anyone confirm that Mayura Rupay Digital card is free or paid please?

 

[pprakash11]

You finally gave in

After seeing so many people here and on Twitter applying for these cards I'm getting FOMO.

I needed a 0 Forex card but I needed it for long-term. And the Mayura card seems expensive to me.

Can anyone confirm that Mayura Rupay Digital card is free or paid please?

All IDFC Rupay Digital cards are chargeable ₹199+GST

 

[Krishna Kumar]

You finally gave in

After seeing so many people here and on Twitter applying for these cards I'm getting FOMO.

I needed a 0 Forex card but I needed it for long-term. And the Mayura card seems expensive to me.

Can anyone confirm that Mayura Rupay Digital card is free or paid please?

Considering the fact that no one will pay the Renewal fee for these cards, there will be mass cancellation next year. I have a strong feeling that IDFC guys will get to know this and consider revaluing the product.

And applying for these cards after Aug 31 also doesn't make sense. Hence took ASHVA.

Fingers crossed

 

[Krishna Kumar]

You just served my whole plan into the plate!!

Same

Enjoy your dinner Cheers!

 

[Everybody]

Can we have a look please?

Hard to edit man , lot of effort to hide details and stuff

 

[pprakash11]

Hard to edit man , lot of effort to hide details and stuff

Just paste a solid rectangle over sensitive stuffs

 

[pprakash11]

@BVC @Krishna Kumar

 

[iamsaimansari]

As it's approving based on profile unfortunately there is no other way. If you have tried one try another one and see.

I applied it on 21 aug in the night got virtual card instantly and today tha metal card just got delivered to me, it's so quick!

 

[BVCBVC is verified member.]

Meanwhile: Joining fees debited very soon.

Statement got generated today!

Fun part:

Statement looks very much good( Indeed the best till date) when compared with the benefits

22nd is the statement generation date. Fees will be levied on the end of approval day.

 

[BVCBVC is verified member.]

I have made up my mind to get those two metal HORSES

Reasons for considering ASHVA (Only for First Year):

• VISA Infinite Platform
• Railway Lounge Access (No spend requirement)
• BMS BOGO
• Road Side Assistance
• Reward points for Jewelry purchase
• A big hope that this card may be revalued
• And at last, METAL card.

Reasons for not considering MAYURA:

• Same reward structure as ASHVA
• Only MC World
• Does not justify the additional premium of 3000 Rs (even the adjusted premium of 578)
• Not interested in Zero Forex and International Lounges

Can offset the Joining fee of ASHVA, by doing 3 tap and pay transactions to get 300 Amazon Shopping Voucher. (VISA Tap and Pay Offer).

Pay JF 3538 -> Get back 1250 (as points)
Spend 4*500 -> Get back 2000
Visa Tap and Pay -> 300
Get back 3550 in total.

My plan is to spend during Ecom discount sales and offline jewelry purchase, and redeem collected points in July 2025.
Cheers!

Visa Tap and Pay? Is that Visa based offer valid for all new Visa Cards or Visa Infinite??

 

[BVCBVC is verified member.]

@BVC @Krishna Kumar

Applied or got yours?

 

[BVCBVC is verified member.]

I applied it on 21 aug in the night got virtual card instantly and today tha metal card just got delivered to me, it's so quick!

Ashva or Mayura?

 

[BVCBVC is verified member.]

Can we have a look please?

Here you go.

 

[Krishna Kumar]

Visa Tap and Pay? Is that Visa based offer valid for all new Visa Cards or Visa Infinite??

For every single VISA card.

https://www.visa.co.in/pay-with-visa/taptopay-offer.html

There is also an active thread for this. Check it brother.

 

[BVCBVC is verified member.]

For every single VISA card.

https://www.visa.co.in/pay-with-visa/taptopay-offer.html

There is also an active thread for this. Check it brother.

Must have missed it. Will check it out.