IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[BVCBVC is verified member.]

My question was which IDFC card to get? Since this thread is about idfc cards. I already have those other 3 cards I mentioned.

Mostly depends on benefits you chose. Major difference comes at 0% Forex, 100 extra BMS Offer, Extra guest domestic lounge access. And some Mayura logo with 5gm extra metal .

 

[BVCBVC is verified member.]

That is an excellent decision, if you get all IDFC cards you don't need Emerald for unlimited Spa

I can request for LTF Sapphiro

 

[subham23]

Expected better reward points returns from a premium metal card.

But like all other IDFC cards, 1 reward point is given for every ₹150 spent in a transaction.
a. Value of 1 reward point is ₹0.25 so regular return is ₹0.18
b. Upto 20k spend, 5x reward points so ₹1.25 for every ₹150 spend, return is ₹0.90
c. After 20k spend, 10x reward points so ₹2.50 for every ₹150 spend, return is ₹1.8

 

[BVCBVC is verified member.]

IDFC wealth lifetime free is the best value for money

That’s was much more better card in the past.

 

[HumorSimpson]

Thought they would position these cards as Mayura > Ashva > Wealth > Select unfortunately it has become Wealth > Select > Ashva > Mayura.

Thank god, else the s in this forum would have gone berserk and demanded marjala (cat) card .

 

[BVCBVC is verified member.]

Thank god, else the s in this forum would have gone berserk and demanded marjala (cat) card .

whom you’re referring to?

 

[msd07]

Super premium carda shouldnot give BOGO offee instead they shud give 750 full discount on tickets purchase. In that case we can wach mves free wity we buy two tkts worth 700rs.
In case of BOGO, we need pay 350rs from hand which is worthlesss for such a premium cards....

 

[msd07]

Expected better reward points returns from a premium metal card.

But like all other IDFC cards, 1 reward point is given for every ₹150 spent in a transaction.
a. Value of 1 reward point is ₹0.25 so regular return is ₹0.18
b. Upto 20k spend, 5x reward points so ₹1.25 for every ₹150 spend, return is ₹0.90
c. After 20k spend, 10x reward points so ₹2.50 for every ₹150 spend, return is ₹1.8

are these cumulative transactions spent in a billing cycle?

 

[drsel]

Super premium carda shouldnot give BOGO offee instead they shud give 750 full discount on tickets purchase. In that case we can wach mves free wity we buy two tkts worth 700rs.
In case of BOGO, we need pay 350rs from hand which is worthlesss for such a premium cards....

IndusInd Tiger gives 1 FREE movie ticket every 6 months (upto 500) on BookMyShow. Only pay the BookMyShow service charge + GST

IndusInd Eazydiner gives 2 FREE movie tickets every month (upto 200 each) on BookMyShow. Only pay the BookMyShow service charge + GST

 

[BVCBVC is verified member.]

IndusInd Tiger gives 1 free movie ticket every 6 months (upto 500) on BookMyShow. No need to buy anything.

IndusInd Eazydiner gives 2 free movie tickets every month (upto 200 each) on BookMyShow. No need to buy anything.

- SBI Elite gives 2 tickets each upto 250 per month (500).
- Aurum gives 4 tickets each upto 250 per month (1000).
- IndusInd Pioneer Heritage Metal gives 4 tickets per qtr each capped at 1000 (4000).

 

[itsds]

so sad I am only getting "sorry we cant process at the moment" , I only have IDFC Wealth Credit card. is there any other alternative way to apply for this card ? planning to get the card in inaugural offer and close the card before renewal fee.

 

[BVCBVC is verified member.]

so sad I am only getting "sorry we cant process at the moment" , I only have IDFC Wealth Credit card. is there any other alternative way to apply for this card ? planning to get the card in inaugural offer and close the card before renewal fee.

As it's approving based on profile unfortunately there is no other way. If you have tried one try another one and see.

 

[itsds]

As it's approving based on profile unfortunately there is no other way. If you have tried one try another one and see.

Thanks for response, tried both but same error. there is no point to take these two cards after 31st August.

 

[BVCBVC is verified member.]

Thanks for response, tried both but same error. there is no point to take these two cards after 31st August.

They might see how well these cards are receipted before Aug 31st. I guess there will not be any massive applications due to weak positioning. If there are no Joining benefits except for the name and design there is no wow factor in both the cards.

 

[drsel]

These cards are only for non spend based benefits.
I really don't need either these two cards because I have unlimited domestic and international airport lounge access and a few spa access also.

 

[BVCBVC is verified member.]

These cards are only for don't spend based benefits.
I really don't need either these two cards because I have unlimited domestic and international airport lounge access and a few spa access also.

Yes and No for me.

 

[ujjwal2024]

These cards are only for don't spend based benefits.
I really don't need either these two cards because I have unlimited domestic and international airport lounge access and a few spa access also.

have you written anywhere about the cards who possess and how you manage the cards...I am very eager to know about it

 

[Lobogris]

Many branches don't accept First Private relationship due to un availability of RM. Yes there is no home branch concept in IDFC but very tough to get one. Tried with high NRV but my branch executive are not able to help.

What sort of NRV? I had received an invitation from my branch last year for Private but didn't accept it.

 

[BVCBVC is verified member.]

What sort of NRV? I had received an invitation from my branch last year for Private but didn't accept it.

50L around investments, General Insurance and all.

 

[drsel]

have you written anywhere about the cards who possess and how you manage the cards...I am very eager to know about it

I starting getting credit cards more than 30 years back.
do you want me to write a full essay on every card that I own and how I got it?
Well that would take a lot of time and effort.
Let's say that I have the best and most rewarding cards.

I also closed many less rewarding cards--
Amex MRCC, HDFC Millennia, Stanchart Ultimate, Yes first business, IndusInd Iconia Amex, all RBL cards, etc