IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[BhaiyaJi]

This will help them to retain the card holders for longer time , so users can have more time to explore the card instead of closing immediately once get the rewards.

Mostly everyone will keep this card till renewal.

 

[StanRoute66]

Mayura
Bill generated : ✅
Bill Payment Date : 29th Aug
Date of Trx : 22nd Aug
Category : Utility
Amount : ₹1022 x 4
Cashback Received : ❌
Reward Points : ❌

Ashva
Bill generated : ✅
Bill Payment Date : 29th Aug
Date of Trx : 29th Aug
Category : 5699 MCC, Amazon Pay GV
Amount : ₹501 x 4
Cashback Received : ❌
Reward Points : ❌

you have to pay the bill to get the cashback !

 

[EnthuCC]

This will help them to retain the card holders for longer time

It was stated upfront.

When the application deadline was 31st August in Inaugural offer terms it was already stated that 10k Reward points will be credits before 30 Nov 2024.
Since they extended the application period by 1 more month they extended the date of Rewards credit for another month as well.

Most likely who paid joining fees early for the card will receiver points earlier.

 

[sarainfo12]

It was stated upfront.

When the application deadline was 31st August in Inaugural offer terms it was already stated that 10k Reward points will be credits before 30 Nov 2024.
Since they extended the application period by 1 more month they extended the date of Rewards credit for another month as well.

Most likely who paid joining fees early for the card will receiver points earlier.

Ok ok Got it

 

[Anindya98]

Update: I got both the cards. I have only activated Ashva.
If someone was waiting for automatic card closure if not activated within 30 days as per RBI Guidelines. That might not work in the case of IDFC as per my experience. IDFC charged the JF instantly and they are treating the card as active as you have applied the card. The billing date for the card is 22nd September, so it would be a good idea to close the card before the bill is generated if you do not intend to activate it. Read the comment.

Post in thread 'IDFC First Bank is Not Following RBI Guidelines'

Sep 14, 2024

Actually you can ask IDFC First bank to remove the entry from your CIBIL, RBI has clearly mentioned that if bank added a credit account before card activation, they have to remove the account from cibil within 30 days.

Update: I raised the card closure request on 7th Sept when I got the Cibil account added notification. Initially, the card fee reversal request will be processed, then the closure request. Was waiting for the update on the 13th I called the CC and asked for an update and requested to arrange a call back from the senior as the agent was unable to provide me with...

• Anindya98

• 
• 

@Krishna Kumar any update on your fee reversal request?

Finally Got the confirmation Mayura Card is permanently closed with the DF card.
@Krishna Kumar any update?

 

[BVCBVC is verified member.]

Finally Got the confirmation Mayura Card is permanently closed with the DF card.
@Krishna Kumar any update?

So you’re keeping it as collectible 😂

 

[BVCBVC is verified member.]

A slight off topic, question.

I have IDFC Vistara, IDFC Wealth cards before getting Mayura and Ashva cards. On applying them I got the limit of Wealth CC and Vistara CC to Mayura and Ashva. Now recently couple of days back I have received limit enhancement on IDFC Vistara card by 15% and other cards remain with old limit. I have requested IDFC about merging the limits and they came up with this reply to submit documents to increase or merge limits across other cards.

Is it the same policy?

 

[Channakya]

A slight off topic, question.

I have IDFC Vistara, IDFC Wealth cards before getting Mayura and Ashva cards. On applying them I got the limit of Wealth CC and Vistara CC to Mayura and Ashva. Now recently couple of days back I have received limit enhancement on IDFC Vistara card by 15% and other cards remain with old limit. I have requested IDFC about merging the limits and they came up with this reply to submit documents to increase or merge limits across other cards.

Is it the same policy?

View attachment 69375

Didn’t knew this , I thought if one card limit is increased , all would be increased . My zone axis card got le , so all the other 2 got the same .

 

[talktoaloke]

A slight off topic, question.

I have IDFC Vistara, IDFC Wealth cards before getting Mayura and Ashva cards. On applying them I got the limit of Wealth CC and Vistara CC to Mayura and Ashva. Now recently couple of days back I have received limit enhancement on IDFC Vistara card by 15% and other cards remain with old limit. I have requested IDFC about merging the limits and they came up with this reply to submit documents to increase or merge limits across other cards.

Is it the same policy?

View attachment 69375

How you get limit enhancement on IDFC card?

 

[BVCBVC is verified member.]

Didn’t knew this , I thought if one card limit is increased , all would be increased . My zone axis card got le , so all the other 2 got the same .

Axis, HDFC works that way as per my experience too. But for IDFC this is my first experience, so needed someone's view on this.

 

[BVCBVC is verified member.]

How you get limit enhancement on IDFC card?

They have sent me message & mail exactly on the date of 6 months of the card issuance.

 

[talktoaloke]

They have sent me message & mail exactly on the date of 6 months of the card issuance.

Okay. Thank you

 

[talktoaloke]

At present I have 9 IDFC cards
1. Select
2. Select Rupay (Virtual)
3. Vistara
4. Vistara Rupay (Virtual)
5. Power Plus (itself Rupay)
6. Mayura
7. Mayura Rupay (Virtual)
8. Ashva
9. Ashva Rupay (Virtual)
But no Credit limit enhancement msg or mail till now.

 

[viswateja]

At present I have 9 IDFC cards
1. Select
2. Select Rupay (Virtual)
3. Vistara
4. Vistara Rupay (Virtual)
5. Power Plus (itself Rupay)
6. Mayura
7. Mayura Rupay (Virtual)
8. Ashva
9. Ashva Rupay (Virtual)
But no Credit limit enhancement msg or mail till now.

Why those many cards?? 9 accounts will be reported in CIBIL right??

 

[talktoaloke]

Why those many cards?? 9 accounts will be reported in CIBIL right??

Mayura & Ashva only for one year. So 4 cards Will be closed within 1 yr.
Cibil accounts reported only for 5 variants

 

[Anindya98]

So you’re keeping it as collectible 😂

Yes
Today I used the Ashva card for the Railway Lounge Access with guest access. At first, the Lounge Agent was spectacle seeing the card. She took some time before swiping the card.

 

[viswateja]

Mayura & Ashva only for one year. So 4 cards Will be closed within 1 yr.
Cibil accounts reported only for 5 variants

So Rupay variants are not reported as separate accounts? Only main accounts are reported?

 

[sarainfo12]

At present I have 9 IDFC cards
1. Select
2. Select Rupay (Virtual)
3. Vistara
4. Vistara Rupay (Virtual)
5. Power Plus (itself Rupay)
6. Mayura
7. Mayura Rupay (Virtual)
8. Ashva
9. Ashva Rupay (Virtual)
But no Credit limit enhancement msg or mail till now.

Since you are planning to close mayura and ashva before renewal, may i know the reason for virtual rupay card ?

 

[Anindya98]

A slight off topic, question.

I have IDFC Vistara, IDFC Wealth cards before getting Mayura and Ashva cards. On applying them I got the limit of Wealth CC and Vistara CC to Mayura and Ashva. Now recently couple of days back I have received limit enhancement on IDFC Vistara card by 15% and other cards remain with old limit. I have requested IDFC about merging the limits and they came up with this reply to submit documents to increase or merge limits across other cards.

Is it the same policy?

View attachment 69375

Ask them to match the limit.

 

[sarainfo12]

Yes
Today I used the Ashva card for the Railway Lounge Access with guest access. At first, the Lounge Agent was spectacle seeing the card. She took some time before swiping the card.

I used my mayura card in medical shop and told him to tap , after got the card in his hand he checked the card all sides then did tap . Looks like he saw the metal card first time .