IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Everybody]

Anyone got bonus reward points as joining benefits??

Waiting for statement generation

 

[viswateja]

Waiting for statement generation

Statement generation is 22nd right??

 

[Everybody]

Statement generation is 22nd right??

Y e a H

 

[psmangat5]

Book My Show Bogo is not available for non movie tickets 🥺🥺

 

[BVCBVC is verified member.]

Book My Show Bogo is not available for non movie tickets 🥺🥺

Yes they have mentioned it only for movie tickets.

 

[EnthuCC]

Received Rs. 1000 cashback on all 4 payments.

1 transaction was international. 0 Forex works like charm. It was small amount but the difference between live USD-INR conversion rate shown on Google vs in credit card statement was ~60 paisa only.

 

[BVCBVC is verified member.]

Received Rs. 1000 cashback on all 4 payments.

1 transaction was international. 0 Forex works like charm. It was small amount but the difference between live USD-INR conversion rate shown on Google vs in credit card statement was ~60 paisa only.

There will some conversion nominal difference.

 

[EnthuCC]

There will some conversion nominal difference.

This much difference is affordable. Before I used to pay 2% + GST. So I'm already saving 2.36% on my expenses.
Rewards are bonus.

 

[sarainfo12]

Received Rs. 1000 cashback on all 4 payments.

1 transaction was international. 0 Forex works like charm. It was small amount but the difference between live USD-INR conversion rate shown on Google vs in credit card statement was ~60 paisa only.

Nice , i generated the card last month 29th itself but haven't done any transactions 1000 or more , planning to use it directly on my singapore trip .

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Anyone has got the 10000 bonus points yet? I have already paid 1st statement bill and yet haven’t received yet..

 

[BVCBVC is verified member.]

Anyone has got the 10000 bonus points yet? I have already paid 1st statement bill and yet haven’t received yet..

Not yet. Might be after next statement generation. Let's wait.

 

[Shobhit Srivastava]

Anyone has got the 10000 bonus points yet? I have already paid 1st statement bill and yet haven’t received yet..

Not yet. Might be after next statement generation. Let's wait.

I received service call yesterday and they told me that bonus rewards points will be credited in 90 Days before 31 Dec 2024.

 

[BVCBVC is verified member.]

I received service call yesterday and they told me that bonus rewards points will be credited in 90 Days before 31 Dec 2024.

Good, Thank you for the update. If 90 days for August applied people it will be by 22nd-30th November 2024.

 

[Anindya98]

Update: I got both the cards. I have only activated Ashva.
If someone was waiting for automatic card closure if not activated within 30 days as per RBI Guidelines. That might not work in the case of IDFC as per my experience. IDFC charged the JF instantly and they are treating the card as active as you have applied the card. The billing date for the card is 22nd September, so it would be a good idea to close the card before the bill is generated if you do not intend to activate it. Read the comment.

Post in thread 'IDFC First Bank is Not Following RBI Guidelines'

Sep 14, 2024

Actually you can ask IDFC First bank to remove the entry from your CIBIL, RBI has clearly mentioned that if bank added a credit account before card activation, they have to remove the account from cibil within 30 days.

Update: I raised the card closure request on 7th Sept when I got the Cibil account added notification. Initially, the card fee reversal request will be processed, then the closure request. Was waiting for the update on the 13th I called the CC and asked for an update and requested to arrange a call back from the senior as the agent was unable to provide me with...

• Anindya98

• 
• 

@Krishna Kumar any update on your fee reversal request?

 

[Krishna Kumar]

Update: I got both the cards. I have only activated Ashva.
If someone was waiting for automatic card closure if not activated within 30 days as per RBI Guidelines. That might not work in the case of IDFC as per my experience. IDFC charged the JF instantly and they are treating the card as active as you have applied the card. The billing date for the card is 22nd September, so it would be a good idea to close the card before the bill is generated if you do not intend to activate it. Read the comment.

Post in thread 'IDFC First Bank is Not Following RBI Guidelines'

Sep 14, 2024

Actually you can ask IDFC First bank to remove the entry from your CIBIL, RBI has clearly mentioned that if bank added a credit account before card activation, they have to remove the account from cibil within 30 days.

Update: I raised the card closure request on 7th Sept when I got the Cibil account added notification. Initially, the card fee reversal request will be processed, then the closure request. Was waiting for the update on the 13th I called the CC and asked for an update and requested to arrange a call back from the senior as the agent was unable to provide me with...

• Anindya98

• 
• 

@Krishna Kumar any update on your fee reversal request?

No update from them. I will contact them on Monday.

 

[Animesh67]

No update from them. I will contact them on Monday.

Any Update ?

 

[TanjiroSun]

Received a Service call yesterday and according to them reward points will be credited before 31 December.

 

[BVCBVC is verified member.]

Received a Service call yesterday and according to them reward points will be credited before 31 December.

Received today and same has been informed.

 

[BhaiyaJi]

Received today and same has been informed.

It seems they are calling everyone regarding this.

 

[sarainfo12]

It seems they are calling everyone regarding this.

Yeah , me too received a call and they said sorry will get the rewards before 31st .
This will help them to retain the card holders for longer time , so users can have more time to explore the card instead of closing immediately once get the rewards.